How do our pre-tax money into a traditional IRA (to then back-door Roth it) if my employer doesn’t have a traditional IRA option?

I have a phone interview with a local govt agency for a marketing/communications manager role. The role is on-site, but I won’t take it unless they allow hybrid flexibility (makes my parent life SO much easier and more affordable). At what point in the process would you bring this up? I’d like to convince them they want to hire me and then use that to negotiate, but is that too late in the process? (PS: I have an MPA, nonprofit or govt work is the direction my career is headed.)

What are some main testing subjects that are “must know”, for FAR? How heavily tested is gov/non-profit and what were some of the topics?

Is it just me or is hardly anyone wearing masks nowadays? Some clients come to showings without masks and it's really aggravating.

Best companies/startups local to San Diego/LA for exiting consulting?

I’m currently on a break post-biglaw, and pre-in house, but not going anywhere because of covid. The anxiety around starting a new job is starting to drive me crazy. It’s only a few weeks, but I can’t just sit here and stress… any suggestions on books to read or other things to do ahead of going in house to prepare? Or if no preparation suggestions, any good book/TV/podcast recommendations are welcome too!

What does it mean to be a STEM school?

I know this question has been asked a bunch, but any last minute advice for final round with McK? Thanks!

My husband want to get into PM work in construction (Ideally WFH). Currently he’s doing lighting protection but has been very ambitious and deals a lot with multiple contractors on sites. He should be taking his Journeyman certification test early next year. Any advice for how he can make the shift into the PM world? He’s working to get his CAPM early March 2023 and should have his associates in business be the end of 2023. And advice is appreciated :)

Best marketing books/videos for a brand new advisor that is building their book from scratch?

Hi Fishes ,

I have offer from Tata elxsi for 16 lpa + 1.5 l joining bonus. But joining bonus did not come in offer letter but only by mail. I am selected for specialist role.but did not get proper JD. Can I trust them on joining bonus

Is it good to do strength exercises daily with cardio Or we should do alternate days for muscles? Which one is better option for womens body for long time fitness and to increase strenght. Please suggest. My gym trainer suggested me to do the alternate lift and alternate cardio.. Thanks in advance.

Can we put relative pannumber for HRA as I m going to claim 30k rent per month? Will it be a pblm? My relative don't have any other income on his name..

Any insight into Cognizant salary bands?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?

How are amex charge cards with no limits reflected in your credit report? I.e how does it increase your line of credit / utilization?

Hi everyone, I am look for a job switch in data analysis. I have 3+ year of experience and my tech stacks are SQL, Python, Pyspark, Excel, Tableau, Salesforce CRM.
Please help me with referrals and leads. I can join within 15-30 days.

What job sites do you frequent most and apply through?

Hello Fishes !🐟

Help me unlock 🔓 DM ✌️

5k to invest today thinking ETFs - where should I put it oh investment gurus?

Are Montessori fees for my 3yo a Dependent FSA eligible expense?

Tried reading around but the text of the IRS doc itself is open to interpretation (refers to education being ‘incidental’ to care)

Anyone use Motley Fool's Rule Breaker subscription? Is it any good?

What are good ETFs I should research about that are non-tech?

Anyone tried Beanstox? The app from Kevin O’Leary

California just passed a new law regarding to rent control. Do you think it’s still a good idea to buy rental property in California or I need to buy them at other states

Requesting advice - mid-20s, based in Asian metro. My RM is cross-selling (my interpretation) an Endowment plan that would require a premium of 10% pa of my current income for the next 20 years, with some guaranteed returns and the unguaranteed returns at 4%+. I’ve not yet gone to grad school but RM suggests I save this money as a last resort and rebalance other investments/cash for grad school if and when I start planning for it. Any thoughts on Endowment plans? (Contd)

I just realized I broke through a 100k net worth (110k rn)!!!!! Damn. Just looking at 6 digits is so satisfying. On to 7!

Can you get banned from getting a credit card at a certain bank? My ex stole my old CC and spent 15k with chase, I filed against it and claimed it as fraud but I could never proof it was him so I had

The more I read about PSTH.U the more I love it. Seems like an incredible risk/reward trade off. What do you guys think? Am I missing something?

So we have 100k plus saved for a down payment and we will want to buy next summer. I probably won’t feel comfortable putting more than 75k down though as my 20% and have a 350k home. What should i do with that money? I don’t want to invest it all since there’s risk that it can be lower than what i put in (since time horizon is one year). Should the money just sit there?? Should i Buy a 12 month bond?

Best site to buy a used car from? (Dallas, if that matters)

Has anyone ever purchased a gold bar? Looking at ways to diversify a bit and was curious at options (custody of gold at an offsite location, keeping at home in safe, etc).

Thoughts on 401k allocation at 26? Considered just doing all SP500 but kinda want more diversification. Small cap seems to have a very high expense ratio (0.82%); is it still a generally good play? Also mid cap performance seems meh compared to SP500...

60% FXAIX (SP500)
20% FSMAX (mid cap)
10% QUAZX (small cap)
10% FSPSX (international)

Any good real estate investing books out there?

7 figures is the new six figures

How come customer service at brokers has such long wait ... I can never get hold of them.
Which broker is NRA friendly (non resident alien) plus has better customer service ??

I’m trying to save for my first home purchase and still contributing in my other retirement investments. It’s taking a while. Any advice on ways to increase my saving for the home purchase?

I'm sure I'll get a variety of opinions here, but as a person who needs help prioritizing conflicting money goals. I am considering Edwards Jones. I'm great at budgeting, but not long-term planning.

I read that their fees are high, but I love that I can work with an actual human... And it's the same person over time. Anyone have experience with them?