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Art Basel. My first time what do you recommend?
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Tuesday Wordle 479 3/6
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ATL here too
Hi Fishies.
Looking for an opportunity in Automation testing - Selenium with Python.
I have experience in working as a Manual Tester as well in Finance modules of SAP and Oracle.
Any leads would be a big help. Thanks in advance.
YOE - 9.1
NP - 88 days
Accenture Infosys Deloitte EY PwC KPMG Mindtree Tech Mahindra Cognizant Wipro IBM Larsen & Toubro Infotech HPE HCL Technologies Genpact
Any jobs for SAP BASIS on cloud?
Additional Posts in Tech
Hi,
I am looking to learn more about the NPI program manager role at Apple. Specifically want to understand the following:
1. What's exactly the day to day beyond the fluff job post?
2. What skills will be considered critical to be successful in the role?
3. How is success defined in the role?
4. What does the career progression look like?
5. What background is considered desirable for this role? Can one get into this role without prior background in NPI?
Thanks in advance!
Apple
I use Charles Schwab for my checking and Ally for savings. Most of my money is not in banks however, it’s either poured into ETF’s in a brokerage account (in my case, Schwab for ease of use) or mutual funds in a tax advantaged account. This is of course after maxing out my 401k contributions. As far as multiple bank accounts for PERSONAL reasons (plenty of reasons if you have a business), there really is not a lot of use in having multiple checking and savings accounts. Maybe you want to open more to organize your spending, especially between personal vs business vs living expenses, or maybe you want another one just for your emergency fund parking. All that can be achieved with a single account however as long as you’re tracking your money wisely. A use case for it could be to spread out amounts of over $250,000 because that’s the most that the majority of banks will cover, but that is generally a terrible idea anyways since you’re simply losing its value to inflation every year.
Yes, you can try to take advantage of the new account bonuses (assuming that you’re not touching the money for awhile). For example, Citi is offering $500 for a $30K deposit (hold that balance for 90 days). This essentially translates to a 6.6% APY on your cash, which is hard to find in this kind of environment. Again, this is probably worthwhile to do with emergency funds but it is a slight hassle setting up the account. After you meet the requirements, you can move the funds out and close the account without penalty.
Explore accounts that offer high yields.
It really depends on your financial goals. I have a primary account, 2 other bank accounts, several diversified investment accounts. New account "promotions" deserve research prior to opening an account. Some have very little benefit to you like 1% cashback, etc.
Rising Star
I've used the same Credit Union for 30 years. I've stayed because the customer service they offer has always been good and their fees, etc. very low. They also had online banking/bill pay well before most other banks. It is a situation where I've never really found a reason to want to leave.
I only got a second account after moving to a new city and needed a local bank, but I still use the Credit Union as my primary account (I have the accounts linked so I can transfer money between them easily).