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I've found that living life to the fullest has little to do with spending money.
Just do both. Save a bunch and spend the rest having a blast
A wise person told me many years ago and I still follow it till this day. If you make 100k a year , live like you make 80k. Try to save 10-20 % of your income. Do that with auto savings and a 401k. It can be done with a little bit a discipline.
Living life to the fullest does not mean spending tons of money. You need to save so that when you're older you will have some money. From me living life to the fullest mean to enjoy every moment no matter where I'm at. Living life to the fullest means being present with who you're with, whether it is a client, or your family or friends. Being present in what you are doing means you are living your life and embracing the gifts you are given and using them to better yourself in the world around you is living your life to the fullest.
You don't. Save now and live it up later.
Suck it up and save every penny!!!!