How do you balance your FI/RE goal with charitable giving?

Looking to purchase home. My current rental lease ends in first week of September. Am I too early in looking for a home? How do you deal with double rent (rent + lease) if you close early. Any tips?

$RKT - ceo was just on CNBC and said founders/employees own 90% shares outstanding and there is a 40% short interest as of 1/15/2021 (MarketWatch). Could be another opportunity.

Which real estate firms offer tuition assistance/reimbursement?

Any advice of changing auto/home insurances?

Does your BAH (Basic Allowance for Housing) give you enough money to cover a mortgage, or just to rent a place?

What is the best method to save up for a down payment on a home? Wife and I are looking to buy in next couple of years but we don’t really have a nest egg for a down payment (been aggressive on remaining student loans and maxing out 401k). We anticipate we will need a down payment of about 400-500k. What is the best way accumulate that - in a savings account, low yield bonds, conservative ETFs, etc?

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

Can I be under contract on two homes at once? Let's say A as a 2nd home (will close first) and then B go under contract afterwards as an investment property, that will close much later after the 2nd home?

B will be rented out. I already have a primary home. All 3 are in different locations. Anything else I should be mindful of?

How are you managing you’re retirement accounts? (I.e. 401Ks, Roth) if we reach FIRE, how do you plan on getting the money out?

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

I’m just stating out. 26yo F. 90k gross salary. Roughly 2,400 in monthly bills.

Any tips and tricks to saving and building wealth. I don’t want to live paycheck to paycheck anymore.

Hi everyone, I’m seeking general advice on how to best set myself up for success. I’ll be entering a high earning job (200k salary) at 25, no debt or other assets. I would appreciate any general advice you guys have, as well as advice on retirement accounts:

Assuming I can max out my 401k/Roth IRA, would you guys recommend doing backdoor Roth, or just max out the accounts and then keep the rest of my savings in a regular brokerage? And why?

Hi fellow nagarrians,

I am confused about the NPS component that we get during flexi basket declaration.

What's this? Is this different from the NPS that we can get personally? Is it useful for tax saving? Does company cut money from salary and invest for us?

any1 sucked up in cryptomarket? feeling depressed 🥱

I know there have been a million questions about building holiday tipping floating around but haven’t seen this addressed: are checks ok instead of cash? I give several hundred in total and all that cash makes me kind of nervous especially because I don’t see everyone to hand them out individually.

How can I bet on DEX’s (0x, IDEX, Gnosis DutchX) overtaking existing exchanges? A lot of them don’t currently offer any sort of token.

Anyone here leased a Genesis? How was your experience? I'm trying to assess the lease vs buy options for G70/ G80.

Would appreciate some opinions. TIA

Covid-19 taught me one thing. To save aggressively and have a rainy day fund. How many of you have a rainy day fund for circumstances like these and how much have you saved in that rainy fund?

So, what will happen with GME after today’s earnings?

Nice day. Are there any experts in real estate investment? I thought maybe we could discuss it.

Has anyone used Noom for goal-setting and weight loss? Did you like it/love it/or just more of the same?

Hello Folks, is there no probation period in CTS?

Anyone here a certified personal trainer and/or nutrition coach in addition to another day job?
I have a lot of free time and am thinking of takers these courses mostly to “learn” something but also if I can use it on the side that would be a bonus too. Thoughts on the courseS? Found a bundle course for a grand.

Hi, what technology is used in HSBC for text Analytics?

Thoughts on the Nomos Club? Would appreciate any wrist shots :)

Hi, fishes.

Is there any opportunity for a fresher who knows Python, SQL, and MySQL?

Thanks

I am considering making a proposition to the partners at my firm to take over our satellite office and make it my own whereby I would be associated but not employed by the firm. Lots of factors at play making this a good idea for all, but I need help on how to structure the plan and present it so it’s mutually beneficial and attractive to them. Anyone done anything similar and willing to chat/help me come up with a plan? Or do I need some kind of business coach and how would I find one?

Let me ask, at what point, when communication isn’t being returned, do you just go ahead and do the thing you’re inquiring/asking?

I’m fed up with communicating like a mad man to have nothing returned and then painted like a bad person/employee for not having work done.

Ahh stop this madness!!!

Hi friends!

I got an offer for a job where I’d be switching industries / taking a pay cut for a different career path that I think would provide me more fulfillment. My plan is to provide 2 weeks notice tomorrow, but I’m having anxiety about it since my projects are running full speed ahead, and I may make things quite difficult on the team. I know this may be common in consulting, but just curious if anyone has gone through similar and how you’ve approached the convos?

Married 🐟, do you celebrate Vday with your SO or treat is as a normal day?

Asking out of curiosity since the religious consensus seems to be that we shouldn't celebrate.

I'm glad to not have to spend another winter in a dry office air environment. That stuff destroys the skin. Maybe a dewy skin winter for once

The severance package at Meta for laid off employees almost makes it nice to be laid off depending on what your personal situation is….. personally wouldn’t mind getting 4+ months of full pay to reset and think about what’s next 😬

What luxury car brand runs the least in repair costs over time, in your opinion?

Hi Folks,
Having 1 year experience in Java and Angular Development working at CTS currently on notice period. Kindly if any one can refer me.

How are you managing you’re retirement accounts? (I.e. 401Ks, Roth) if we reach FIRE, how do you plan on getting the money out?

Hi,
28 with about only 30k saved till now. Have worked 2.8 years and I feel I’m so behind. I’ve tried to save on everything possible but my family commitments make me feel I will never be able to retire - I make 95k a year and started at 82 base and 14k sign on in 2019. From 2019-2020 I had to help a family memes out of debt (approximately 30k). I started saving more aggressively in 2020 but then realized I’ll have to support my dad who’s business went under (1K every month-he’s in India so low

I’m just stating out. 26yo F. 90k gross salary. Roughly 2,400 in monthly bills.

Any tips and tricks to saving and building wealth. I don’t want to live paycheck to paycheck anymore.

Hi everyone, I’m seeking general advice on how to best set myself up for success. I’ll be entering a high earning job (200k salary) at 25, no debt or other assets. I would appreciate any general advice you guys have, as well as advice on retirement accounts:

Assuming I can max out my 401k/Roth IRA, would you guys recommend doing backdoor Roth, or just max out the accounts and then keep the rest of my savings in a regular brokerage? And why?

Spouse & I need to live in a HCOL place for a couple years - min 2 years, up to 6 years - at 40 y.o. in order to grow our career & boost earning power. How do we manage housing cost that eats 1/3 of our pre-tax income? Sold our house in LCOL state and moved to the Bay area last year... Similar homes here are over a million dollars. But demand is so high to move to our suburb that renting costs just as much! Rented current place. Don't want to move our kids from their school every year.

For someone that wants to FIRE, but doesn’t want the hassle of rental properties what are some good alternatives for passive income? Dividend stock ETFs?

Is a peloton worth it vs saving the money...?

Anyone here over 70% in VOO or VTI? Is that a smart move for less-involved investor?

Are annuities really bad? I was playing around with an annuity calculator and it seems like you might as well just manage your own money

What are the downsides to buying real estate vs continuing to rent?

I have rented my whole and am considering buying a condo. I understand there are additional costs like property taxes, HOA fees, etc. but it seems like I would be building equity that otherwise would be rent money that gets thrown away. It seems like a net gain even if the property value doesn’t appreciate.

Is there something I am missing?

Woohoo someone created a bowl

Do you include your pension in your net worth?

Leisure travel is out of my budget, but I have been able to get a large number of travel credit card points to from referring friends after making a Facebook post. That feels like a once and done opportunity. Does anyone here use credit cards to get significant enough points to travel with? Do you have tips on how you sustain the flow of points?

My partner and I are considering getting the 2018 Honda CR-V EX-L for $28k used, mainly for the adaptive cruise control and lane centering assist feature. Is this reasonable and still have fire goals? Does it matter what out income, age and net worth are?

I am just now learning about Coast FIRE. Those of you who are thinking about it, what is your plan?

I’m planning to build out a set of wealth management tools and would love to get some feedback. When planning for retirement, how would you prioritize the following (and is there anything else you’d consider)
1) early retirement - minimizing the age required to get just enough wealth/ savings to retire (I.e., your target wealth at death is zero)
2) inheritance - maximizing the value of your wealth at the time of your deaths

Anyone tried investment platforms like crowdstreet? How is the rate of return?

Currently 27 and have no loans. I contribute 7% to my 401K, $168 a month to HSA and $150 a month to a separate Roth IRA. Should I invest more in my 401K? I’m using the Roth account as half retirement/ half first home purchase account

For those of you that have retired or are xylose to retiring, how do (plan to) manage all the different retirement vehicles you have money in? How do you track the income that you get? I'm wondering if you get overwhelmed if you have several 401ks, brokerage accounts pension, etc - how do tou keep of it all in retirement and draw from the right sources?

Pardon my ignorance in case this is obvious, I still have a LONG way to fo for retirement, just curious.

Classic confusion of buying vs renting. Specially knowing the NJ property taxes are highest in the country. I would love to know your perspective.