How do you deal with health insurance when quitting public but the new job doesn't start for a couple of weeks?

like
Posting as :
works at
You are currently posting as works at

Quit close to the beginning of the month. Your insurance is valid until the last day of the month.

like

^Do not do this. God forbid something drastic happens in the weeks you're uninsured (hit by a car, emergency appendectomy, etc...), you'll be fucked with a huge hospital bill that will Bankrupt you. Pay the $500 or whatever it is and go on COBRA for the time in-between. Probably nothing will happen, but that's the point of insurance isn't it? Protecting against the "what ifs" of life.

like

^Yes, you need health insurance 100% of the time. Any surgery will bankrupt you if you don't have insurance. What if you need an emergency appendectomy? Get hit by a car? Break a bone? Any number of things can happen, where if you don't have insurance you will be completely fucked. Is the $300 savings worth it?

like

Most employers though give you insurance through end of the month. If you time it right you can leave your firm and gain coverage through new firm without a lapse in service.

like

^no. Also worth it for feeling not anxious and not adding a few grey hairs...

like

I simply prefer to always have insurance. I'm not particularly worried that something will happen all the time, but in the event something does I'm covered. That's the entire point of insurance.

like

Agree on the need to have insurance. If ur questioning the need that's the point if it. It is there if u need it. Also, what if the op has a spouse or kid? And as karma would have it, the moment you need it will be the moment it's lapsed. Better to have the protection and not need it than vice versa.

like

There is reasonably affordable health insurance through the AICPA (if you're a member). You can get coverage for up to 12 months.

like

You can get COBRA in retrospect if something goes wrong during those few weeks. Go uninsured, you'll be fine.

like

^agree with Manager 1. If you are uninsured, take the COBRA. I am in the same boat.

like

You really need health insurance health insurance that bad???

^^ how do you live believing every second that that something can happen to you any second of the day. Ive been without health insurance never felt anxious nothing....as far car accident perhaps your insurance should cover that as well...jeez I mean to worry about not having insurance for such a small period of time

I'm not even surprised.. m1 seems like the type who is at the doctor every week with a new issue

Good for you, supervising senior

Hu? Not sure I follow.

I believe you can get COBRA retroactively if something goes terribly wrong...there's like an opt-in period...right? There used to be

Related Posts

I have two years of accounting experience. 1 in external public audit and 1 in industry. I also have about 5 years of digital transformation experience. (Contract work) As well as some other industry specific experience in the insurance market. Does anyone have any advice on a consulting route I can take? Also if anyone would be willing to extend a referral please let me know. Currently in the ATL area. Also have my MBA from a non-target. No CPA (but eligible)

like

PwC'ers. How much am I looking at for healthcare for myself, my wife, and toddler?

I start in a week, haven't seen figures yet.

I have been with my current company for about 3 years now and currently at 75k plus employer paid benefits and decent pension plan. Due for review next month and expecting to be offered a 5k raise. However with 6 years of relevant experience I would like to be close to 85k. We hireda new team member for the same role as me as the business is growing. They came in at 75k which bothered me a little because I pretty much began this department and put in a lot of processes. More in comments.

like
like

Hello I am a current nutrition masters student that will be finished with my degree this July and am trying to get involved with healthcare/ tech consulting. I have done 4 years of research in various fields and have readily available skills. I have also worked in a private practice, volunteered my time for EMS, and worked in a hospital so I know healthcare from a different perspective. If anyone can refer me to a consulting job or to a recruiter that would be greatly appreciated!

like

When completing your company's voluntary personal information section, do you self- identify as having a disability? Are there risks or benefits in doing so?

like

I & My girl friend can’t stop fighting for few weeks. We decided to take a little break being away from each other. Stayed away for sometime, we reconciled and on the very first date she told me that she is pregnant through donor insemination. She never told me anything about this plan. How should I react? Breakup? Feeling terrible thinking about breaking up when she is pregnant, but I’m not ready for a baby.

like

How is the trend of Data Analyst jobs in healthcare industry?

like

Any experience with Hodinkee insurance for watches? My research says it’s a better deal than scheduled on HO policy. Better coverage and $0 deductible. I have 3 Rolexes and a Breitling.

like

What’s your favorite HRIS to use for payroll and benefits as well? We have 500 employees. TIA!

like

Hello! I’m starting to look for remote Recruiter position and would love to get into the Tech industry. I’ve worked in a fast-paced, full-cycle Recruiter role in Healthcare for the past year and more of an administrative role the year before that. I have my Bachelors degree in Marketing and frequently pick up design projects for our campaigns.

I’d love to chat with anyone regarding this industry change and hear of any leads you may know of! Thank you in advance!!

like

I work in insurance. I was working for an Allstate agent and was fired the day after my grandmothers funeral for being “unenthusiastic in our morning meeting”. Now I’m having anxiety searching for a job. I don’t think I want to sell anymore yet every single recruiter I interview with says I should, that I have a “salesperson mentality”. I’m burnt out. Has anyone else felt this way? How did handle it? Is there a different career path I can take or am I destined to sell insurance forever?

like

Do you think using “him/her” for “he/she” (ex: “her is playing” “him not here yet”) is something that kids usually grow out of? Or does it need direct intervention? I have 2 students who exhibit this error, who otherwise should be dismissed. Normally I’d just keep them on and work on it alongside other goals, but they don’t have any other goals, and with COVID, and my upcoming maternity leave in March, a more compact caseload would be advantageous.

like

Hello, I am a new grad with a doctorate in OT. I just got an offer for a job working at a private school. The offer is 58K with benefits. 15 days PTO. Do you guys think I can negotiate the salary to 70K, which based on my research is the average pay for my level of experience and education? Or is that too much to ask?

like

63k salary for a HR Coordinator role in nyc … is this fair? I feel like I am just scraping by… and they haven’t started taking out deductions for my 401k/pension yet. Plus side benefits are great and I pay nothing!!

like

Does anybody have connections or a referral for any remote sales job? I have a SDR/BDR experience. I am mainly looking to cybersecurity or healthcare industries, but I'm open to any other industries as well.

like

I make $140k in New York. Should I invest a Traditional 401K or a Roth 401K or do a split?

like

If health insurance wasn’t tied to employment I’d quit work. Would love to have a little farm and a dog but I’m very far from this fantasy.

like

More Posts

Salary expectations/billables at next firm?

I’m at a small law firm (2 partners; I’m the only associate) doing a mix of real estate lit, construction lit, commercial RE closings, co-op/condo law, representing developers of residential high rises in NYC, commercial foreclosures, and some general commercial lit. I’m only making $75k + a bonus of around $10k. I’m in my second year of practice (first year doing sec. 1983 lit at NYCLD). When can I jump ship to a mid-size firm doing commercial RE?

like

I forget newbies can’t be entirely left to their own devices at times... Too old for this

likehelpful

I still don't get how hospitals recruited retired nurses back to the floor. I get that we needed more support but how is bringing at-risk people in helpful?

like

Whatever you do don’t turn on networking...

funnylike

Arrived at a SPG property last week and had email confirmation and booking in the app but hotel didn’t have it - manager blamed merger IT issues, anybody else experienced this recently?

Hi all
Im looking for job opportunity as Sitecore Developer in Capgemini
Please DM if there is any opening for Sitecore

like

How much are guys making as Project/Emgagement controllers working for big4? (Manager level)

like

Anyone ever experience intrusive thoughts? My long term significant other does and I’m trying to my best to find a way to understand it better. I’ve never experienced it so it is hard for me :(

Hey ladies! I have an interview Monday for a recruiter position for a travel nurse company. Any tips for the interview or even the position once I get it?

like

Hello All,
Need your guidance I am having 6.1 years experience and had hr round with Infosys they are offering me for consultant role with CTC 16.85 lpa including 15 % varriable. Is that consulting role is different in Infosys then technology?? Ibam currently working as AWS cloud engineer role with Accenture..

Please suggest ..

like

For the trans and non-binary pals in this bowl - happy trans awareness week 💖💙 to celebrate I hope you are all staying aware of your beautiful selves!

likeuplifting

GMAT takers. On exam day did you (and do you recommend):
1. Not taking stimulants (after taking them daily) /
2. Taking same dosage / 3. Taking an incrementally higher dosage as a boost / 4. Not taking any for a few days before exam and taking it on exam day

like

How often do UMM/MF PE Portfolio Ops roles come available?

Have a VP-level offer at a MF but initial offer was below my target comp. Took significant amount of effort and working networks to get the offer. Think im going to reiterate my target but now worried this might turn into a 1+ year search to find another similar role.

like

Any difference between Tax Consultant I and II at Deloitte ?

like

Are Pandora bracelets still in

like

Your favorite kpop groups? I’ll start... ATEEZ, Dreamcatcher, CLC, Oh My Girl, (G)I-DLE, ITZY, BTS, Monsta X, The Rose, Day6.....

like

I have an offer from Walmart but I'm also interviewing at Meta. I'm midway through the Meta process but there's still a long way to go and I don't want to rush through it unprepared. Both are for a Data Scientist position. Any suggestions on how to deal with a situation like this? Walmart Facebook (Meta)

like

Current pay for X-ray techs in inland empire

like

Anyone from EY? Need referral.

like

What are some of the essential Salesforce certifications that a Program Architect should have?

Additional Posts in Accounting

I have to travel to my client every week and the client’s office is attached to a very nice hotel that’s $250 per night. There’s a hotel right across the street that’s $150 per night.. it’s alright, but not as great. Should I be mindful about how much I’m spending or should I blow up the budget until someone says something?

likefunnysmart

Anyone else feel like the office token?

like

Barring making it to partner, what's the salary ceiling in big 4 in NYC?

like

Do new audit staff at PwC have access to Independence Checkpoint? I want to preclear an investment but I can't seem to log into the tool.

like

So clutch that I aged out of the draft like 2 months ago

like

Pros and cons of buying a small condo (1b/1ba) now rather than waiting another 3 years minimum to be able to afford a home? High COL area.

like

Drove behind an EY3030 license plate today...sounds about right.

like

Anyone know what comp and wlb are like at FAANG companies? Is the wlb worse than other industries?

like

Need some ideas for successful fundraisers that have worked in your office. Open to all suggestions!

like

Question: does anyone know if the new hires starting in October in the Dallas market are actually starting at $60k?

like

What to say on compensation calls? They give u the numbers. You say ok. What else?

like

Does anyone here use Avalara or Vertex? Interested in hearing any likes/dislikes and how the user experience is.

like

What’s the Nashville market like for all service lines?

like

What is the typical pathway to get into corporate tax planning? Currently in private company assurance

like

Partners or whomever can help me understand about billing and hours. To keep things simple, let’s say you only have one staff to work 1,700 billable hours a year on a $60k salary and you have only one job that and the rate charged to the client is $300/hour and an projected hours budget of 1,700 hours. So ideally you would have revenue of $510k. If the staff takes less time partners make less money and if they take more time partners make more money while the staff keeps the same salary?

like

Heading into busy season like

Post Photo
like

I just received an industry job offer w/ a huge raise, good company, etc. but part of me wants to turn it down bc I’ll miss Moss Adams! What’s wrong with me?!

likesmart

If you are starting as an Audit Associate some time from now with Deloitte or any of the big 4, do they expect you to have passed/completed all 4 parts by the time you start? Received the Becker Reimbursement email from the recruiter not too long ago but have yet to start. I’ve seen plenty of people get to Senior at a big 4 firm without the CPA so I am a bit confused in that aspect. Any helpful feedback will be very much appreciated.

likehelpful

How does everyone balance work and spending time with your SO/dating?

like

How long did it take you guys to get your CPA once you passed? I am in California and I started the process in October and they still haven't issued me my license.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal