How do you get past the 10th mortgage? I’m trying to buy an 11th property and I’m maxed out. Has anyone been in this? How did you manage?

I am 39, have a 4 year old and starting a 529 plan. I live in NJ and wanted to know how much should I plan on putting in the 529 plan for his education?

How do you and your significant other split expenses such as rent and eating at restaurants? We are in our late 20s, not married, she works in tech and makes ~$150k while I am an Associate making ~$400k. We split our $4500 rent based on income so I pay 70% rent and I pay for all meals at restaurants (we eat out ~4 meals per week lunch or dinner). Interested in hearing how you all split these expenses and how your income splits between your partner

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

Anyone have advice for dealing with big management company landlords who refuse to return a full security deposit? Ours ripped up a bunch of flooring after we moved out claiming it were scratched, but sent us pictures and only about half showed anything beyond minor scuffs. I wrote a series of emails but they're not responsive and it's looking like small claims court is the only route at this point, but seeing if anyone has a better strategy.

What’s a reasonable amount for an accountant to charge you for a single year of filing taxes? Simple situation, just filing income and a couple deductions. Just got quoted $700 and thought that was quite high.

Deloitte 401K match - when does it happen and what duration does it cover? Reason I ask is because I think it happens 7/1/22 and I am contemplating if I should hit all the $20,500 of my max contribution by end of June so I don’t need to wait for 2023 to get the match for Jan-June 2022, should I decide to leave before then. Thoughts?

Can someone suggest some good mutual funds

Is the annual leave balance encased when we leave EY?

What’s a reasonable fee for an accountant? Single filer, W2 employee. Simple investments but just need some help filing correctly given a move between states, a recent start to investing in more tax advantaged accounts and more etfs. Otherwise pretty simple. Should this be a few hundred dollars?

How do you find lenders? Should I pick a realtor first?

wfh is good but need to plan to improve our yields on savings if need help happy to assist cum mentor

"Stock Market Today: Dow Starts Week on Strong Footing as Energy, Tech Gain"

Stock traders just woke up this morning and remembered we’re in a slowing economy with a tightening Fed policy?

What should I do for consevative strategy of investment. I invested in RE before and never had time and brush up my knowledge in stock other than puting to my 401k. Now my paychecks per month is $10k. I spend maybe $3k for expense and misc stuffs. What is the best way to put maybe $3k to work? Buying big giant stocks? Or just some funds? Or maybe I should just put all of them in to work? I never take that much of the risk. I have home equity for emergency fund. Thanks!

Any tips on renting in Southlake/ Carroll ISD? The rental stock seems really light and the few rentals that are available look old and not well maintained. Is there a time of year where more rentals are available?

What are ways to improve as a realtor?

I have close to 100k point on my corporate AMEX. Planning to leave firm and return corporate card. How do I keep the points?
Thoughts?

Moving to Chicago from Dallas. Looking around Edgewater, Lincoln Park. Should I sell my car?

Can anyone provide a good office chair recommendation? Looking to spend somewhere between $200-$300, but willing to look into pricier options if it is really worth it!

Is anyone getting cold feet for business school this fall? Was excited but am now increasingly nervous about the subpar experience and hiring difficulties that may result from a potential recession. Don’t know if I should stay at current role and reapply this fall or just attend T15 school and see what happens.

Where all my Muslim accountants at? 🙋🏻‍♀️

Anyone new to the game and want to pick up my extra DIYs today? I have about a dozen and I’m told I have too much stuff lying around -_-

My recruiter told me companies in Texas no longer screen drug test for Marijuana/THC during background checks. It was one check taken off the screening.

Is this true? Work can be stressful. Anything helps.

Anyone squadding up on here? Girlfriend is out tonight and my usual lads i play with are out

BCG Gamma folks,

Are you happy with the work you are doing or getting?
Or are you planning to move?

Hi- Looking for a marketeer- recommendations welcome!

Why do they call it a "market accident." Just be honest about the impending crash and don't mince words. Things are going to be a disaster either way.

EXTREME creative block the past week or so. We are coming up with launch ideas and I can’t seem to think of anything new. How can I get out of this rut and make my brain work again? Thanks ❤️

Thinking about getting a job as a tax preparer for some kind of related work experience before graduating with a degree in accounting. Will this help me or am I just wasting my time?

Who won Village Inn?

How to “double-check” on stimulants? I know I need to triple check things all the time but never actually do it on stims. It’s like it makes you DO DO DO without thinking and pausing to reflect!

What are some volunteering you all do in Philly?

The Monday after Thanksgiving weekend just hits a little harder. Did anyone else notice traffic was extra rough this morning?

Jacket length: how long do you like your jackets to be? I think as long as it covers your ass you're OK, not down to your knuckles. I’m 6ft3 but prefer R jackets. Can I get others opinions on this?

BBH NY? Thoughts?

What should I do for consevative strategy of investment. I invested in RE before and never had time and brush up my knowledge in stock other than puting to my 401k. Now my paychecks per month is $10k. I spend maybe $3k for expense and misc stuffs. What is the best way to put maybe $3k to work? Buying big giant stocks? Or just some funds? Or maybe I should just put all of them in to work? I never take that much of the risk. I have home equity for emergency fund. Thanks!

H1B visa holders who moved to FAANG (specifically G), how long did your visa transfer take from when you signed the offer? How long after signing did BAL reach out asking to submit docs?

Thoughts about ereits platforms like fundrise?

Have been looking for houses right now. Single residence 3bed 3 bath. So far have out 3 offers on diff houses and got rejected. Placed offers 10k more than what it was listed at still no luck. I can’t seem to find good houses due to low inventory and high prices. Any tips to find a good house before my fha loan expires?

Hi Fishes! Need your views on how do i negotiate with my builder on price reduction or another compensation. I am seeing similar plan home is being sold in same community who just bought year ago with same price as my new home final price. But that house has additional upgrades worth $30k more than i have. Any suggestions or views are appreciated!

Thinking of dipping my toes into real estate and wanted to see if anyone has any books/ podcasts/ courses or even any tips or advice that you wish you had when you got started?

Goal is to diversify my investments past the stock market. Any help is appreciated!

Do you use drone photography and videography more frequently? What kind of prices are you paying per property? Do you guys use matterport virtual tours?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

What are some of the REITs you have invested in? Any suggestions on things to look out for while researching REITs?

I have so many things that I want in a house. Open layout, high ceiling, nice view from the backyard, prestigious neighborhood… one thing that I surprised myself with is that I want a house in a prestigious neighborhood, even though what I can afford is the entry-point price in this neighborhood. Am I being irrational?

Purchased a new home. Keeping my current for a rental property Long term rental vs Short term rental, thoughts?

Does anyone have a good practical guide / book on getting started with small multi family real estate investing? I’m in Canada and am looking to avoid hype books to get to the practical need to know details. I have between 250-350k to invest and looking to scale as quickly as possible

Hi All, How much additional saving $$ needs to be present in your account during closing to successfully approve loan. Let’s say if mortgage payment(principle+interest) is $3500 and prop tax+mellarose is $800 per month.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Who fills out the condo rider first? Buying a property off market and feeling confused. How can I attach a condo rider to an offer to buy if I don’t have that info on the condo myself?

I have a house which I bought for $238 k 6 years before . I am planning to sell it for $300k . But now I am in confusion whether even if I get an offer for $300k , when the buyers bank does appraisal and if it comes below $300 k , then what will happen. 1. If the buyer has cash offer then nothing like that 2. But if not then say the appraisal came for $280 , what do we do then ?
3.Should I pay $500 and do an appraisal before I list it.

Looking at two identical condos, each 1900 sq ft, however one is a duplex up and the other is a straight condo. My preference is to go for the one that doesn’t have a split level as it means the space is (or appears) relatively larger. However, the duplex up is going for quite a bit more so was curious which would appraise better and which would be preferred by most buyers since I plan to sell the unit in 5-6 years?

Which states are landlord friendly?

How does one get pre approved and start the process of looking to buy a home? Do I go online and do it myself or do I find a real estate agent first and they’ll help with that? I’m so lost on how to begin the process as this would be my first home.