How do you I convey to JP morgan HR about not joining the company? i want to join it next year.
But right now I am getting an onsite of 4 months in current company which I want to experience. How do I make this arrangement with the jp morgan that I get to join next year or appear in the interview next year ?

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No such arrangements are typically possible but be honest with your recruiter and hope for the best. Chances are extremely slim.

Give the interview again next year, once you complete the cooling period, I think that is 6 months.

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