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I have 4 years of experience in development and unfortunately I had to switch multiple technologies almost every year. Jack of most trades master of none:(. To switch to a different organization, should I prepare DS Algo? Or should I prepare well in my domain based tech stack and become an expert in it? Which route should I take? And any optimal way/tips to prepare DSA as I am out of practice with it
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Think CPA exams will be cancelled in April?
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Anyone referring for FAANG companies?
What skills go well with AWS?
Invest, get solar and get credits and save on your electricity, buy a chevy volt and get the credit and spend 20 a gallon on gas a month install LED bulbs and buy cereal from costco for breakfast lunch and dinner
My wife taught me this strategy. Money you dont see is money you don't spend. Have a separate bank account and move however much you want to save out of your main account into there (might work best if it's a different bank so you can't cheat yourself easily) and then the money you have left over is what you have to work with. Just have to be disciplined about it.
Also, Make a budget and check what your spending your money on at the end of each billing cycle (meals, rent, clothing, etc)
Don’t spend as much?
Get an accountant and a financial advisor, or at least a mint account to see where your money is going. If your bills are taking up your entire paycheck, you need to cut something out or downsize your house
Deloitte just started offering free financial advisory services through LearnVest as part of its benefits package to at least most practitioners- check that out for free, reputable financial advice
http://mrmoneymustache.com. Changed my life. Started reading in 2013 in debt. Now my net worth is approaching 500k.
It’s a mindset/lifestyle shift, much like a diet. You can’t cut calories aggressively as it’s not sustainable.
Money buys you freedom. Financing a new car does not
Also, Deloitte employees can use LearnVest for free, highly recommend checking it out
It sounds like everyone else is right
Ditto on A2. Auto-deduct from my salary helps me forget that Money, and goes directly to my savings. You can then switch that savings to a high-yield account, and leave it there for years, or you can use a portion of that savings as investment money. Our company offers ESPP, being a publicly-traded company, so we take that opp to save and invest.
ESPP FTW!
Don't spend it on alcohol and partying too much?
Read/listen to Richest Man in Babylon. Simple and quick read but what you need to know. First point and where you start: save minimum 10% of your income for long term savings, no less, even if you’re in debt. Do it by paying yourself first, auto deduction, and let it compound
try You Need A Budget (YNAB)
You either work for the money or let the money work for you
Ynab sucks
I hired Financial Gym recently to hit goals. Nice virtual program, monthly checkins, forward projections, etc.