How do you think climate change will impact insurance coverage in the future?

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I agree that this is a very broad question. But I believe that the insurance coverage will increase depending on a number of factors, such as number of natural disasters, location insurance is covering etc. In addition to this, I think it is important to think about how automation will affect insurance as well, specifically auto insurance.

Is your question leaning more towards home, farm and business insurance?

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My perception is that we’re already beginning to see the impacts in the broader property market. Increased premiums & a reduced appetite for risk requiring more layers of coverage to maintain the insured’s position.

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That’s a very broad question… floods will get worse while fire in California will be happen more frequently. Both relatively uninsurable as it is now but will only get worse.

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