How does Bank Of America's investment options look? I currently have it set to VANGUARD Target RET 2060 (VTTSX), but have heard of people moving funds to another HSA that offers more investment options?

New construction townhouse @$485k near metro/city area ...
Single F 🐟 earning @$145k gross, current expense for rent @$2000+.
Really love it... eager to buy... but can't shake the feeling it's too much. 😩😩 Any advice?

Any recommendations for realty groups / realtors / apartment finders for Chicago? Feel like 90% of online listings are click bait for property mgmt companies just to get your email. Help please!

Hi! I've been trying to reach the IRS about correcting a name on a return, they won't process my tax return bc of this error. I call the number they provide 800-829-0582 ex. 372 or 772 and when I call i get a message that I need to call the number above. So it's driving me nuts bc it's a literal circle. I've tried calling the number listed on the IRS website and it's only prerecord info. I don't know what to do, any suggestions?

Hey guys wanted to hear your thoughts on PE co-investing, is it a good path to direct investing? I read that the skill sets are similar but I see very little info on how hard that move is. I usually see posts linking co-investing to FoF but co-investing doesn’t seem like FoF (unless I’m wrong). Open to hearing your guys’ thoughts on it

At what point does it make sense to buy an apartment instead of renting one? Consider a single 26 M, income of ~200K per year with $125k saved, just moved to NYC from LCOL city but not sure if I'll be here long-term

I keep seeing these ads for that thing where you buy a lordship by purchasing land in Ireland or something. Is that legit? Or are they just printing out a certificate without actually selling you any land?

Looking at this W4 to adjust my withholding DOWN since my wife and I always get more back on our tax return than we want and would rather have the money now. I only see sections that will INCREASE my withholding? What am I missing? Is adjusting withholding down not an option? FYI I don’t work in this area so let’s keep the insults to a minimum lol.

Thinking about shorting NIO. Crazyyyyy run in the last 6 months. Wait until earnings come out?

Partially drunk but bored and looking at the indexes (before / after) covid… are we screwed or what? Only thing that changed was free money (now regretting not selling early) or should believe that all things will be fine in 5-10 years

I have about 20k in a high yield savings account; interest rates are going down, so wondering if I should invest elsewhere? Any recommendations of a safe-ish investments or accounts to look into in the current market? Feel a bit lost and don’t want to sit on my money. I’m 24 and moderately risk adverse. Thanks in advance!

Is is advisable to contribute the full 19.5k in 401k? I am currently investing a total of about 20k with company contributions in 401k .

Has anyone else used or heard of interesting applications of a 529 if you end up not using it not for a dependents education?

Currently thinking of contributing something small (~$50/month) with the intent of using it on myself for flight school down the road.

25 with the partner and I being 50/50 on kids down the road.

Do rewards matter when choosing a credit card?. Here is my monthly spending breakdown: online groceries, online food delivery, gas, little shopping on Amazon. Don’t know about travel until Covid ends. What would be the best credit card ? I’ve bofa cash rewards and travel rewards and a corporate amex

If anyone wants to discuss about tax saving

Let's have chat

Iwe can save good amt of tax for you
& Ha it is free

Hey ATL fish, is there a negative connotation to Chamblee vs Brookhaven. From a home buy perspective, I am seeing better deals, newer homes in Chamblee. Both are ITP. But I get the sense that Chamblee has a "working class" element to it, especially with respect to Buford Hwy corridor. Any thoughts?

This may be an elementary question, but my credit score just randomly dropped 20 points. I keep my utilization very low. Almost all of my financial transactions are on my credit card, and I pay everything off by each statement. One month I didn’t get a chance to pay everything off because there were some transactions made on my statement date that I was not able to pay off because they were listed as pending. This resulted in my utilization going up to 6%. My credit score did not change (cont).

I’m trying to get into investing but I’m having troubles deciding on a broker. I once had Robinhood (although I barely used it) but had to delete the account because of Deloitte compliance. I also have Chase as my bank so I was considering You Invest but I’m a little skeptical (don’t know why I am). What broker would you recommend for a beginner and why? Thanks in advance

Hi Fishes, Need 11 likes to use the DM service. Can you guys please help?

How can i buy and sell stocks in the UK? How much are the taxes?

I’ve gone client side and looking for an agency that can help us produce paid social content, specifically videos. We have the footage already so more someone that can concept and has motion design capabilities. Any recos?

Looking for some advice on how to branch off into a job in tech. I’m a Mechanical engineer interested in working in a big tech company. I have some programming experience but excel mostly in mechanical and product design as well as 3D CAD. Was wondering if any other mechanical engineers have managed to make the shift from a traditional mech job to a tech job and if you could give me advice on the best path that worked for you. Thanks!

Any good restaurant reccs around $50 range?

Bay Area recruiter recs? Moving from out of state and need somebody that knows the market. Alternatively, if your firm is hiring bankruptcy associates in SF we could skip the recruiter and get you that reference commish.

How much is your salary as a UX / Product designer ? What's your YOE & location? I'm curious what the avg maximum comp for designers is.

@McGraw Hill any idea on salary for academic design roles ?

Mindtree offers a lot of people for Indore location.
Any update when the office will start in Indore?
Larsen & Toubro Infotech

Welcome new members! Thank you for joining the bowl. Please feel free to start conversations about the tech scene in the GTA. Happy to answer questions

Any tips for UBS Private Markets Investment Professional role would be appreciated.

Hey fellow fishes!
I've started a new job and have not yet received my first salary.
Was wondering how much would I be getting in-hand with 24 lpa fixed.
Please do comment guys. Need this info for some financial planning

Any recommendations on where to learn and play golf in the city? ⛳️

Associate strategy director in NY. 7 years experience. What should I be expecting? Please refrain from responses like ‘a better title with that many years in’ etc...

King & Spalding Singapore - thoughts?

New construction townhouse @$485k near metro/city area ...
Single F 🐟 earning @$145k gross, current expense for rent @$2000+.
Really love it... eager to buy... but can't shake the feeling it's too much. 😩😩 Any advice?

What’s the going salary rate range for account managers and account coordinators in toronto?

What is the average salary for an ASW Developer platform based Engineer and a Matlab Developer Engineer at Bosch for an experience of 3 years.

How are mortgage backed securities traded?

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

I have enough to pay off my student loans and credit cards. Should I do it or should I save it as an emergency fund right now given the economy?

When building your net worth projection, what % YoY real income growth do you put in for once you’ve exited from consulting into a Corporate role?

At what point do you switch from index funds to HYSA for future expenses such as a home purchase? When it’s 3 years out? 1 year out?

First time investor with 30k to invest. Thinking of investing in the following:

-10K PLTR
-10K APHA
-5K JETS
-5K non-bitcoin crypto

Would you recommend any changes?

First time apartment buyer - do I replace my solid hardwood floors or just sand and stain existing?

Humble opinion needed: dream has always been buying a house in a nice area, goal is to put 10% down to purchase a house around 700-800k. Do you think this is doable for a Salary 150-160k ??

Finally hit the Adjusted Gross Income limit on my Roth IRA this year. Is it fair to say that I’m no longer allowed to contribute to my Roth IRA so long as I can keep making > $140k every year?

When people say you should be saving at least 20% of your annual income, does that include 401k, Roth IRA & other investments (Ex. RSUs)? Or does the 20% savings need to be additional to these?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

At what point does it make sense to buy an apartment instead of renting one? Consider a single 26 M, income of ~200K per year with $125k saved, just moved to NYC from LCOL city but not sure if I'll be here long-term

This may be an elementary question, but my credit score just randomly dropped 20 points. I keep my utilization very low. Almost all of my financial transactions are on my credit card, and I pay everything off by each statement. One month I didn’t get a chance to pay everything off because there were some transactions made on my statement date that I was not able to pay off because they were listed as pending. This resulted in my utilization going up to 6%. My credit score did not change (cont).

I’m trying to get into investing but I’m having troubles deciding on a broker. I once had Robinhood (although I barely used it) but had to delete the account because of Deloitte compliance. I also have Chase as my bank so I was considering You Invest but I’m a little skeptical (don’t know why I am). What broker would you recommend for a beginner and why? Thanks in advance

Any recommendations for life insurance product...typically the group insurance from employer doesn't appeal much as it's bind with them. What should one look for outside. Asset under consideration..350k home loan and 70k car

If you were to recommend only one finance book (for a beginner) what would it be?

Curious about your thoughts on this one. I get why people maximize their 401(k)s, IRAs, etc for retirement. But what if your retirement investments get significantly reduced due to a stock market crash, or a banking/financial institution system failure (especially as people get close to their retirement age)? I mean with all the changes in the world, who is to say that these institutions are to be trusted? At the end of the day, your investments, paychecks, etc are just a number on a screen.

What’s the average return on investment for real estate? Is it better to invest in real estate than stocks?