How does Money Guard work? Is it the best for long term care? And what is the commission on it?

like
Posting as :
works at
You are currently posting as works at

It’s a great solution, probably the best in most situations and really the only one I offer my clients. I believe in it so much, my wife and I own policies.

like

Yup

like

Reach out to the wholesale partner. Saying if it’s the best for long term care is only a part of the picture. I offer it alongside traditional ltc and riders on policies. They have different features and costs

like

I like it because if someone has a large cash reserve , they can make a lump sum Payment and get great coverage. Call your local rep and run hypo. I just closed on one last week , 62 year old male with a 52k premium would get 500 of LTC at the age of 85, 600k at the age of 90. It also a death benefit if they die and he surrender the policy get 80% of his premium back if he wants to do that.

like

I think it's good for younger clients, and definitely single. The Pac Life and Nationwide are good options to look at too.
For a couple I would definitely look at OneAmerica and compare

like

reimbursement. But that's why I like Pac Life too, you get to choose reimbursement or indemnity at time of claim

like

Nationwide CareMatters is the best. Is “Money Guard” reimbursements or indemnity?

Reimbursement

I will have to look into Pac Life again?

Related Posts

Anyone want to play tennis/pickle ball/squash with me? I’m a beginner!

like

Insta is on a roll today 💩

Post Photo
likefunny
like

When you’re about to give notice but they are bringing you on new client project’s…. Sorry…

like

Anyone else have MAJOR social fatigue post-COVID? I feel like such a buzz kill cause my fiancé still loves going out and seeing friends, but I make it about 2 hours with people over or at a bbq and I’m physically exhausted. I just want to be at home with my fiancé and dog lol. Am I insane or is this something other people are feeling?

like

Good books on corporate sales strategy

like

Guys I am 3rd year graduating Student, but having 2 years of experience in Angular Development, worked on 6,7,8,9 and currently working on version no. 10 of Angular.
I have completed 7 months in my current organization.
Here, there are a lot of politics going on.
I don't see my growth here.
What should I do ?
Should I wait for my graduation to complete i.e.(1 year) or I should look out for some other organization without wasting any time ?
What will be good for my career, to wait or leave ?

like

Hi,

I attended L1, L2 and HR round on last Saturday.

Hr said they are giving me C1 band and they can match my current fixed offer of 27lpa with fixed and variable pay.

I asked for joining bonus. She will check for approval (my lwd 3rd June).


It's been 2 working days now, there is no update from HR on offer letter.

Should I reach out to Hr or wait till this week?

like

I have informed hr via email that I don't want to join. Cognizant 20 days ago only.But, they wrote mail to me to upload documents by EOD as my joining is coming soon
Will there be any issues if I don't upload my documents by today EOD?Will they call me on mobile and questions me? Anybody experience this before?

like

IF Biden wins, can he nuke today's EO and any other immigration EOs that may be released in the meantime?

like

Anyone got SaaS product ideas? If needed, we can collaborate and build the product together.

like

Has anyone here successfully started their own online business? If so, what is it and how did you do it?

like

President Obama has the largest deficits, deficits will total $6.616 trillion. W Bush had twice as less. Let's hope the number will go down again.

like

Anyone work at a consultancy? If so whats it like compared to an agency? What are some of the best ones around currently?

like

Took a break that I thought I wanted from my boyfriend and to my surprise it’s made me realize how much he really means to me. Im the one who called it quits because of my own personal struggles but now I feel like being without him is miserable.

likehelpful

My company forces all employees to submit an email every day with an hour by hour summary of what they did. Any other companies other than firms doing something like this?

likesmartfunny

How often do you guys take profits systematically and how much? Or do you just take profits at variable times when you think something might tank soon

How do you feel when somebody constantly reminds you of how much they help you?

likefunny

6/2/22 check in. I’m done with my PM ride. what are your plans today?🙌

Post Photo
likeuplifting

Gender pay gap and Underwriting - I noticed in another thread regarding underwriter salaries that I had the most YOE out of the people who answered but I was the lowest paid. How much of this could be a gender pay gap? I’m 7 YOE / Female / Total compensation $63.4K.

like

Additional Posts in Financial Advisors

If the prospects and clients were there, which city in the US would you want to live & work in?

like

What benefits, perks, and other work life balance things would you like your firm to have in an ideal world?

Does anyone have any idea how well RIA employees are paid? pecifically portfolio managers and analysts who actually run the money for the "lead advisor"

like

*** CFP Prep Materials ***
Is anyone interested in purchasing CFP prep materials? I have Dalton study materials including their course books, their review study books as well as their flash cards.

like

I'm having a cold streak where a bunch of my leads are choosing to stay in the sidelines to "ride out" the volatility. I'm literally seeing this with everybody, from prospects to existing clients.

like

Anyone try public speaking coaches to train them how to be a better seminar speaker? Posture, tone, subliminal onstage stress relievers etc..?

like

Anyone using short term structured notes in an advisory account?

like

What’s your firm’s position with regard to the regulation of the CFP standards coming Oct 1st?

like

Anyone have the CTFA designation?

like

What are one to three personal attributes you pride yourself on and work constantly to maintain, improve, or acquire? I will start: (1) Confidence (2) Composure (3) Humility.

like

Anyone getting their LPL emails on an iPhone? I'm wondering how hard they look at the Phone at the annual audit. Not that I'm doing anything they can't see, I'm just always paranoid.

like

I hate making mistakes and I'm so hard on myself and I can't stop crying about this thing that doesn't even matter!! I know we're not saving lives here so why does it feel like the end of the world

like

There is a special place in hell for people who merge cells and add spacer columns.

like

Best non-finance book you read recently that helped you in your career?

like

For those of you who have had to increase soft skills as a means to grow and expand client relationships, how did you go about this?

like

What's the effect of this tax bill on us? No more deduction for unreimbursed business expenses?

like

And finally I can sleep better for 4 days! Happy thanks giving to me! 😊🍺

like

Any Fish who are also musicians?

like

Has anyone heard of, or tried using, the Paladin Registry?

like

Who here votes proxies for their client? Who here doesn't care at all?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Send download link to your phone

OR

Scan your QR code to download
Fishbowl app on your mobile

By continuing you agree to Terms of Use and Privacy Policy.

Messaging rates may apply

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal