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Market futures down 4+ % already.
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LOL, truly a match made in hell...

Awesome bowl!! Ty
How is Horizon BCBS project in Cognizant?
Market futures down 4+ % already.
God save the POTUS
LOL, truly a match made in hell...
Awesome bowl!! Ty
How is Horizon BCBS project in Cognizant?
Subject Expert
Bankrate.com will show you what rates look like across the board.
Getting pre-approved is a pretty quick process. I suggest finding a realtor first, and asking for their approved lender. Having a lender and realtor in lock step will help you with the closing timeline if you get an accepted contract.
That being said, you should at least know what you would be approved for by going through a few online options. You may also want to check with whoever you bank with regularly as they may give you a strong rate based on the history of your account. Once you have a soft pull again your credit, additional soft pulls won’t be detrimental against you.
Subject Expert
That sounds like a myth perpetrated by mortgage lenders to make it cumbersome to shop around.
The reality is that your mortgage will likely be sold to another servicer. Shop for rate, don’t fall in love with anyone. Just get the best deal and terms possible because that’s what you can control.
Recommend you find a lender in your area. Usually it’s helpful to find a good real estate agent that has connections with local lenders. You can get pre qualified before you get pre approved. Every pre approval with a lender will impact your credit score, so you may want to shop around with pre qualifications at a few lender options before actually getting preapproved
Also, what websites do you recommend if do it online? How do I find lenders etc
Get pre approved first. I find that Better.com and the Loan Factory have the best rates. Also, the mortgage brokers a realtor recommends will almost always give you worst options.
Find a mortgage broker
Hey friend - I’m both an EY and McKinsey alum working for a direct lender with low fees and great rates. I’m confident we can help and give you a great deal!
Feel free to DM me!
www.MortgageCountry.com
Hi there - I do data analytics for mortgage lenders. What zip code / city are you looking to buy in? I can tell you the top 5 lenders in that area. Good place to start for shopping around for rates.
May want to check with your current financial institutions as sometimes you’ll get better rates if you are already a customer.
Doesn’t matter if you find a realtor or lender first, but you definitely need to be pre approved before you start shipping. I found a realtor first and they gave me some very helpful info on how to “prepare” before talking to lenders.
A good real estate agent will help you with the process from beginning to end. Ask relatives for references… good luck
Mentor
A real estate agent walks you through all of this…but you go to a credit union or small bank and ask for a pre approval
Don’t go to a large bank. Their rates are higher because they have shareholders they have to please