How does one get pre approved and start the process of looking to buy a home? Do I go online and do it myself or do I find a real estate agent first and they’ll help with that? I’m so lost on how to begin the process as this would be my first home.

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Recommend you find a lender in your area. Usually it’s helpful to find a good real estate agent that has connections with local lenders. You can get pre qualified before you get pre approved. Every pre approval with a lender will impact your credit score, so you may want to shop around with pre qualifications at a few lender options before actually getting preapproved

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Also, what websites do you recommend if do it online? How do I find lenders etc

Find a mortgage broker

Hey friend - I’m both an EY and McKinsey alum working for a direct lender with low fees and great rates. I’m confident we can help and give you a great deal!

Feel free to DM me!

www.MortgageCountry.com

Hi there - I do data analytics for mortgage lenders. What zip code / city are you looking to buy in? I can tell you the top 5 lenders in that area. Good place to start for shopping around for rates.

May want to check with your current financial institutions as sometimes you’ll get better rates if you are already a customer.

Doesn’t matter if you find a realtor or lender first, but you definitely need to be pre approved before you start shipping. I found a realtor first and they gave me some very helpful info on how to “prepare” before talking to lenders.

A good real estate agent will help you with the process from beginning to end. Ask relatives for references… good luck

A real estate agent walks you through all of this…but you go to a credit union or small bank and ask for a pre approval

Don’t go to a large bank. Their rates are higher because they have shareholders they have to please

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