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Is it safe yet?
Who’s hiring senior creatives?
I just got an email from a recruiter from Google!
Omgomgomgomg
He said that the position is in the Bay Area or New York. I haven’t replied the email. I don’t think we can move to those cities, but I don’t want to lose this opportunity. Does anyone know if Google does remote jobs within US?
Additional Posts in Consulting
Who's coming to Tortuga 2017??
What’s the wrong way tho
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When I was a consultant I tried to make myself feel I was paycheck to paycheck by auto moving money into savings/investments. Helped me stay on a budget and avoid extravagant spending because I never felt like I had the money.
Rising Star
A3 I had to do the math a few months ago because I was seeing so little of my paycheck and couldn't account for where it was going.
Completely forgot I'd split my take home in a separate direct deposit to an account I never touch. 😅
I do but I ‘spend’ most of my pay check in paying back my student loans.
I "was" living paycheck to paycheck getting calls from creditors and getting a 6 figure income. No student loans.
My issue was an eventual ex-wife that disrupted several years both before and after the divorce. There was a point I tried competing with her ability to burn through money. Even to this day, years later, that one tax return remains unbeaten, both in income and in the thousands owed in taxes. Maybe I will live long enough to match it.
I do. I could barely pay living expenses with my comp back when I was a consultant
Judging by the answers in this thread, many are emulating "paycheck to paycheck" in that they're paying down debt or investing. That's a smart habit to adopt. In my first job out of school - the first time in my life I had any significant income - I did the same thing.
Chief
I was well and truly paycheck to paycheck. My wife had no income at the time, my ex-wife sued for more child support, and my student loan repayments had kicked in because I wasn’t in school anymore.
But with $135k base, my wife and I decided we would make the bet on me and my ability to grow my income, and spend what I made rather than drastically altering our lifestyle (with my wife’s decision to look for the right job rather than just going after the first thing she could find with a paycheck being the biggest consequence).
It worked out. We’ve set our lifestyle at a level that seemed (and was, probably) extravagant when we were spending everything I made, and still feels extravagant now that I’m a partner. We save a ton of money now. I’m glad we did it this way, but of course the risk would have been that my income might not have grown and we wouldn’t be saving anything.
Pro
My first two years.
Between a costly rent and maxing 401K it was tough. This was also right before COVID comp hikes.
Chief
I was, back when I was a consultant. Tough divorce (that predated starting this career) plus student loans. I earned my way out of it.
Chief
I got remarried again before I started this career and been happily married since. Only mentioned divorce timing because there’s such a narrative that this job destroys marriages. My wife and I have been together for 15 years now and I’ve only been doing this job for 10.
I am, but I'm opening a business without any loans or outside funding, so I pour most of my extra into that. After living expenses and student loans it feels a bit dismal, but I know it'll pay off soon!!
Good luck!!
I am temporarily but have a lot of savings. It’s mainly due to rent. Need to move.
Me but my spending is out of pocket I don’t know how to say no or budget
Hopefully you'll find a way to change it (assuming you want to)
That was me first 5 years of my career
I’m not paycheck to paycheck but I move all left over money to savings/investments. I only keep what’s needed for bills in checking.
At 60-70K when my take home was at 4K/month I was paycheck to paycheck due to lifestyle choice, e.g. bottles at the clerb and often. When I doubled that income and aged out of that phase the savings became a lot easier. I’m approaching 200K now and the savings just stack crazy fast so must be nuts for ppl over 500K/year.
Chief
Have some kids, that starts the spending again real fast
I do. I live in San Francisco and my partner doesn’t make much money.
Depends on what you define as “Consultants.”
Consulting at MBB or tier 2 has a different starting point and trajectory than consulting at… say Wipro, that is if you consider Wipro to still be “consulting”
Consultants in general....I would say mostly anyone who is not working in the industry