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How much did (or do) you have in your $401k at 30 years old?

likefunny
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I had about $100k. I started contributing the max (~18k per year) in my mid 20s as soon as I could afford to. I have anxiety about not saving enough and felt like I was felling behind so I wanted to catch up. I’ve kept it up and now at 35 and I have $200k.

likesmart
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I’m 35 and have only 17k!

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At 30, maybe $7k.

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I had zero. Didn’t know enough. 😕

likesmart

Same.

33, $25k and falling

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15k

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Probably around $70k when I was 30. Only recently now can contribute 100% of the max, and I've been feeling behind. Glad I'm not the only one!

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Maybe $60,000? At 36 I’ve got around $150,000

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Well I’m 34 and have $45k so ya I’m behind

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I’m 26 and have $45k but am pausing contributions for the next ~2yrs while I live abroad

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32 and I have roughly $57K.

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I’m 30 and have roughly $75K in my 401K

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38 and maybe 30k total. The last couple years are the first years I haven’t had to use my savings to help pay bills. I’ll probably never retire.

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Re: savings to pay bills… same here!

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I’m almost 31 and prior to all the market downs was around 80-90k. Don’t want to look right now lol

likefunny

At 30, only about $18k and that was only a couple years post the GFC. 11 years later I have $337k plus liquid savings. Save aggressively now and let compound interest do its thing.

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I think I’ve got about $19,000.

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Do any of you have a separate savings account in addition to your 401k?

I have more money in a different savings account which basically doesn’t earn interest. In this short period where I don’t have a financial advisor, I’m going to ask the bowl 😅 if I should deposit more into my 401k or keep it in the current SA due to the recession. Thanks!

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The emergency fund in a savings account is a necessity, but wanted to add that you should put it in a high yield savings account.

Something like a Barclays savings account that’ll earn you around 1.1% APY vs. a regular savings that’ll only earn fractions of a percent. It’s not much but worth the extra hundred or so bucks a year (depending on how much you have in there obviously)

Bought a house at 28 that basically wiped out most of my savings. Hello 2021 housing market. I am hopeful I’ll have $10k back in there by my 30th.

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I probably had 25-30k when I was 30. I did also pay off 50k student loan early as well.

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