What is the order in which you Max out your retirement saving accounts? I currently do 401k up to the match, then $19.5k limit towards 401k, Roth 6k limit, and now thinking of HSA.
My husband and I (both 27) max out our Roth IRAs each year, have a complete emergency fund, and I’m able to start maxing my 401K this year (he contributes 10% to his 401K - it isn’t possible for him to max his based on his current pay). We contribute 18% extra towards principal on our mortgage each month. We now have about $20k of additional savings we want to figure out what to do with. What would you recommend to someone who is new to stocks/investments?
What’s a good fun purchase on a associate 1 salary. I’m putting my max in 401k but I want to splurge on 1 thing.
My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time? Ride along/increase or decrease my percentage?
did not invest in 401k first half of year. if I put in the required 6 percent per month for each month till.now, will I get the match on the months of Jan to nov? or only the month of nob!?
What should I do? My 401k went from gaining 38% year after year for the past 4 years, now I'm losing money rapidly. I lost over 11k twice this week already. I been down almost every day this week. Please offer some good advice. What should I do? Should I put everything into safer stocks or just sit tight and ride it out?
Please talk me out of ordering the new ford bronco for 50k. Background: 26 y/o 2020 grad. After taxes, 401K, and HSA I take home ~6100/month. My current car is 13 years old and on its last leg(s). Current debt is 850/month for income based student loan repayments. I have 6 month emergency fund in savings and 20% of net income goes to brokerage account. Growing up lower middle class my only “I’ve made it” purchase is a bad A double S vehicle I actually want. I also get double steak at chipotle.
Is getting your CFP worth the investment? I am in my 30s and plan on staying in this industry as an FA until I retire. Lately I’ve been getting asked if I offer any fee-only options and I know you can’t be fee-only unless you’re a CFP... Do we see the industry headed this way?
If I have $375k in my 401k at 35, is there any reason to keep contributing? I leave $375k alone for 30 years and that’s going to already be a decent retirement
Is $10m enough to retire at 65 in NYC?
Is anyone here a foreigner working in the US, and contributing to your 401(k)? Is it worth it if you don’t plan to retire here? Insights appreciated.
New to investing, but want to make sure I'm doing this correctly. I've maxed out my 401K and am looking to open an IRA. I know everyone recommends backdooring this into a Roth IRA, but if my plan is to move/retire to a state with no state income tax, wouldn't traditional make more sense? Or am I overthinking this? Also, if I go the backdoor route, how do I make sure I don't get taxed again, when i convert to a Roth? Thanks in advance!
401k or Roth ira which is better
Is anyone changing their 401k holdings given the current economic situation or sitting tight?
When interviewing for a PM role at a bank should I wear a suit and tie even though it’s on zoom ?
Decided that I’m leaving audit today. Trying to understand the full range of opportunities in forensics. Will have my CPA and CFE. So far, I understand that there are client-serving firms like FTI and then the B4 will have forensics arms as well. What are some other forensic accounting roles? Pros and cons? Better than audit? Honestly just looking to learn anything.
Is there a bowl for all things MBB (people wanting to transition there, currently interviewing, compensation, etc)?
Lied about my salary so I could get more money from a company. Is there any way they could find out my current salary? 🧐
What sort of swag did you receive when you joined your firm? (Not talking about signing bonus)
Monthly rental car for project, drove around this weekend and notice scratches- what next? Will i be in trouble
Question for home owners - do you prefer to roll your Homeowners Insurance into escrow and pay over the year? Or do you prefer a 1x payment. My insurance is offering a discount if I pay at once
Is there any consulting companies in the US that sponsor new hires (for example data science consultants) for a H1 visa or GC?
Am I the only teacher who doesn’t have family or friends willing to help with their classroom? I’ve moved rooms every year for the last 5 years and I have a large family and lot of friends, but no one is ever willing to help. I told my mom today that it really hurts my feelings, as she declined my request to help as she simultaneously asked ME to help do something for my sister’s house. I explained I’m always there when people need me, but I feel let down when I’m in need. Anyone else?
https://www.bloomberg.com/news/articles/2021-03-22/bosses-are-clueless-that-workers-are-miserable-and-looking-to-leave?srnd=premium Wonder what the numbers would be for consulting - naturally higher because the tenure is low to begin with but curious on what it would be above that due to the pandemic and WFH.
Is there an Accenture DC holiday party?
How long before the final settlement comes through after your final day of notice period? And how is the last month's salary calculated? My last date is 11/19.
Fis 15lpa ( includes 10% variable pay ) plus 1lakh joining bonus. ITC Infotech 16 LPA fixed. Ey :14.5 fixed plus 50k joining bonus Which to join ? Considering wlb , career growth. Need quick response guys. My lwd is 29th sep. Yoe : 3.5 yrs. Tech stack: Java and springboot.
Which firms are still letting people expense overtime meals, aka WFH hasn’t changed expense-ability?
Has anyone experienced a Lightning Talk/Demo as part of the McKinsey Digital interviewing process? If so, what was that like?
How many calls have you had on Teams/Zoom/Skype/Webex etc? I'm wondering how many hours of my life were spent on "can everyone please go on mute" and "let's take it offline" 😬
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