{ "media_type": "text", "post_content": "How much did your monthly budget increase after having a child? Expecting our first toward the end of the year and we currently spend about $2k per month on non-housing expenses. We thankfully won’t need daycare, but other than that is it just diapers, food, clothes, and toys?", "post_id": "61ed792731a5540026c696e9", "reply_count": 37, "vote_count": 4, "bowl_id": "5a0c9a1f61b01a001937c406", "bowl_name": "Working Moms", "feed_type": "bowl" }

How much did your monthly budget increase after having a child? Expecting our first toward the end of the year and we currently spend about $2k per month on non-housing expenses. We thankfully won’t need daycare, but other than that is it just diapers, food, clothes, and toys?

like
Posting as :
works at
You are currently posting as works at
Highlighted IconHIGHLIGHTED

Aside from daycare, most of the big-ticket items were one-time purchases (like a crib, bassinet, car seat). As for monthly budget, we overall saw a slight increase but nothing huge. Food budget increased some—if you’re breastfeeding, you will probably have a noticeable increase in calorie intake (“eating for two” really should refer to nursing and not pregnancy), and if you’re using formula that gets expensive over time. We used cloth diapers so that was more of a one-time expense, but our water bill went up about $15 a month (probably varies regionally—fwiw we’re in a western state with some drought risks) and we bought detergent about twice as often. Health insurance and increased medical FSA took a little extra chunk out of my paycheck. We were able to pay off student loans two weeks before our first was born so we just started putting the same monthly amount into a 529, but that might be another new budget item to consider.

like

As babies, $2500 for regular and backup childcare + 500 for baby supplies (stroller, bassinet, doc visits, food, clothing) As 1-5/6 yo, $2000 for regular and backup care, $200 for kids things (organizer, batteries, medicine, hair detangler, new bed, desk, whatever) assuming all toys come from free /cheap secondhand sites and gifts, $300 for kids activities / classes, $500 extra cost for food / joining (transit tickets, extra room on vacation, tickets at a fair) Now, my current spend (6-10 bucket) is $7000 for 2 kids including nanny, sports, food, extra cost for things that go to other buckets like pharmacy, entertainment. That excludes saving for college and includes free public school. This was an equivalent cost with daycare/private school/afterschool care and no nanny.

like

Same here. Also, once in a while emergency cares that could cost $100-1500

like
Recent IconRecent

You don’t need to spend much on toys for a while. Diapers add up but like others have said, you are not going out as much so it’s a wash. I’d budget a few hundred dollars a month (in addition to diapers) for the “please God let this product on Amazon solve this thing I didn’t know would ever be an issue” purchases. At least initially. Aside from daycare, I’m not spending a huge amount more than I did before now that I’m out of the 4th trimester/FTM learning curve.

likehelpful

The Amazon fund is soooo accurate 😂 Also recommend joining your Facebook “buy nothing group. “ Loads of neighbors giving away brand new or gently used baby stuff.

like

If you don’t need daycare, you’ll probably save money. Yes diapers add up but you won’t be buying rounds at the bar 😉

like

Daycare was our main major expense. You’ll barely notice the rest of it.

like

Life insurance for both of you. Start the 529 account as soon as they are born.

like

We took the advice of 7x our respective salaries in term life insurance when we had our first

like

I didn’t need daycare and I also breastfed so I feel like other than medical bills for all of the infant appointments, no change in expenses those first years. If anything expenses went down cuz we didn’t travel or go out as much lol.

likehelpful

We put $2k a month towards 529. Don’t have parents or in-laws here so we are managing baby care between us.

like

Daycare is a big one. When we switched to formula it added about $40 a week! We did a diaper raffle at our shower and had a really great start on a diaper stock. Toys, clothes and other have been a relatively small budget line for the first few months.

like

When my son was in formula and diapers it cost about 12 a day to feed/diaper him Baby food is also expensive. 1-1.50 per pack and you can go through several a day. By then you are cows milk to less expensive Also budget couple hundred a month for mommy and me classes. Best way to make mommy friends which is de facto therapy when in first year. I know at first I was concerned they were expensive (end up 20-30 per class but sold in sessions) but worth every penny. Especially if you aren’t going back to work. Existing friends/veteran moms good hit there is no substitute for new friends going through same thing for first time ….no preconceived notions. No backstory. Lots of bonding Oh. And Amazon. It’s amazing how many 40 dollar items seem like a lifesaver but only last four weeks :)

like

What are you doing for daycare out of curiousity?

like

We haven’t really gotten that far yet but I’m hoping to stay home for a while at first, then ramp up to part time then full time. Then we figured the grandparents would just split 2 or 3 days per week?

Lucky to not have daycare expenses! That would easily double your budget. After we had our son last April, we budget an extra $100 per person (my fiance and i) as a miscellaneous expense, because we noticed every time we walked into target, we bought something for him. Or you see another mom suggesting to try something, and you buy it. And even if you think you got everything from your baby shower, naturally, you start to buy all sorts of things to try or more clothes, etc. And I'd say 200 extra a month total has been reasonable for us.

like

Formula if you’re not bf is $80sh a month. Add cost of bottles and specialty baby soap. Diapers and wipes and creams of coarse. Then there’s clothes more clothes, they grow out of every clothes about every 2-3 months if not faster. Blankets, swaddles burp clothes. List goes on. Toys add up later. Besides your start up things like cribs and carriers

like

Clothes bill can vary. I did laundry constantly so in like 3-6 month size I think I only had five onesies. And it was fine. 6-9 I had seemingly a million…it was also fine. If you don’t have laundry in unit need a few more things than if you do.

like

About $600 per month the first 6 months, accounting for initial startup costs (crib, stroller, etc.), medical bills, then ongoing things like toys, clothes, diapers and food.

like

For just food, clothes, diapers about $200 per month.

Baby “gadgets” and gear will get you like swings, bouncers, stroller, etc. Also don’t forget the increased ins premium for adding baby.

like

In addition to the things you listed in the initial post, there’s a million Amazon/target purchases that really add up. Three brands of pacifiers til u find the one that ur baby takes; diaper doggy bags for stinky diapers; swaddles and blankets; washcloths and burp cloths; endless baby wipes; pacifier clips; sleep sacks; diaper rash cream; a snot sucker; nail clippers; more onesies than you think you need….. the list never ends (and my baby isn’t even 3 months old yet!). It’s probably close to $1000 per month including diapers and formula, but it should get a little more consistent around 4 months although then you have new expenses like baby food jars and rice cereal.

like

Nursery furniture was a big one, snoo etc if you are room sharing, then not much else until they start growing out of clothes every 2 months 😊

The book baby bargains was very helpful to us as FTP, and it gives the yearly estimate with different scenarios in mind and also good recommendations in each category. I know this will not help, but really it depends on where you buy baby clothes, toys, crib mattresses etc. take a look at the book and see where you want to save vs where you want to splurge.

Daycare with my first was $600 a month to have my friend watch him, $1000 when I had two, but that was 10 years sgo. It'd be double that now. Diapers/formula spent $200, increased health insurance $100, baby carseats $300 as a one time expense because you need one base in each car. So non-daycare I'd say $300 monthly expense. I had gotten a ton of clothes, playpen, crib at baby shower. Just curious what are you going to do when your parents don't want to watch the baby.You need backup care even if you think you don't.

If day care isn't an issue then it's not a huge month monthly. Diapers, milk, and toys for mom, I mean, baby to feel good. The biggest budget line item for me both times was pretty baby shopping, impulse buying, and saving for 4th trimester of little to no income. After that it was easier in my experience, I also stayed home.

Related Posts

Any tips for working w/ your father in this biz? 😬 see the huge opportunity to step into something that’s already built vs struggling in your first few years but I do worry about the father-son side

likehelpful

Anyone here grow up in a firm with an older male mentor who treats you like a child? It’s fucking annoying, particularly today...

likehelpful

Flying international with the wife and hyper kid.... checking bags is like slow torture lol. Just remembered they don't have global entry either.

like

had a miscarriage with a genetically normal embryo with a heartbeat at 9 weeks. I’ve successfully had a baby before so not sure what’s going on. have an appointment scheduled with a RE but so sad. any suggestions on what to do next time? I did get a massage-avoided my lower hack -and i’m so nervous that thus caused it.

like

I found out that I was pregnant (unplanned) last week and it has absolutely shredded my relationship. I left the home my bf and I share, and I came to stay with my family. Part of the reason it got so bad is because he vehemently wants me to get an abortion, and I don’t know if I can do it. There wasn’t even a discussion of keeping it. He told me in no uncertain terms that he would resent me forever. I need help. Can anyone recommend a virtual counselor for us? Does anyone have any advice?

likeupliftinghelpful

I need to regain my honor from my father

like

4 of my relatives have died since I first applied to take the exam, including a parent and step parent. It has me so messed up. I don't know if I'll ever be able to focus on studying again.

Moms, help me settle a point with my husband: Is breastfeeding from the breast hard? I say yes, at least for the first few weeks/months based on the many many threads I’ve read here, but my husband suggested only people who found it hard posted either questions or advice to moms having problems, so there’s probably a lot of moms who found it easy who just don’t post because they don’t want to be rude to moms having trouble. My own kids couldn’t latch, so it was essentially impossible for me.

like

Show me your pets! Please? 🥺

Post Photo
likeupliftingfunny

Good news thread! Share your good news below 🥰

likeupliftinghelpful

PwC moms - have you ever taken your child with you on your travel because your spouse was traveling the same time? Does PwC pay for such travel/childcare at destination city? How do you deal with it?

Do you all have any tips for morning sickness? I’m 7 weeks pregnant and almost haven’t been able to function the last three days. I’m going to call my doctor tomorrow to see what she recommends, but I would be grateful for any tips you can provide in the meantime.

like

Women in the bowl: do you feel like childless women are ignored in the national narrative around covid economy?I’m really glad there’s more talk about improving work life, child/fam care given how many women dropped from work force and have been suffering silently, but at the same time not all working women are mothers. I’m personally thriving during the pandemic because I don’t deal with everyday sexism at work as much, more time to care for mental health, no makeup, more savings, etc....

like

Anyone have tips for maintaining productivity/energy when pregnant and off of meds? Between the pregnancy fatigue and going off my medication cold turkey, I am struggling at work and find myself napping everyday.

like

8 weeks pregnant and had some spotting yesterday. Drs office is closed for the long weekend but I talked to the on-call nurse who said to call back if it gets heavier. Anyone else had this experience? Trying to stay calm but quite worried.

like

Does anybody ever feel like the only thing they’re good at is being an attorney (when the imposter syndrome isn’t in full swing, of course)? I’m having one of those weeks where I feel like I’m a bad wife, I’ll never be a good mother, I’m not in shape, and I’m not as good as I once was at my hobbies due to lack of time. I’ve been trying not to define myself by my career as much, but lately it feels like it’s the only thing I do well…sigh.

like

When did you tell your team/firm you were pregnant?

5 months. It took 5 months for doggo to turn into a clingy baby. I cannot be in a different room from her or she whines. Anyone else having this problem? We’ve had her since she was a puppy (6 yrs) crate trained, and quarantine has just made her attached to my hip 😂😫

Post Photo
likeuplifting

To all expecting mamas at Deloitte, I just found out about this and hole it helps someone else too. The Bright Beginnings maternity support program is a perk we get that was buried deep in DNet. I found it thanks to another post on here. If anyone else needs it,you just call 18443867354 to enroll and it takes 5 minutes. If you enroll in your first or second trimester, you get $200 Vantage Circle E gift voucher. This is the same portal that deloitte uses now for applause awards. 😊

likehelpful

Female desi fish here... my parents don’t have US visa yet.. I was planning on getting pregnant in the upcoming months and bring my mom here during my childbirth time. However with the covid situations, I don’t think US consulate will provide any tourist visa for the next 1 year I guess. Any thoughts on this? Anyone dealing with the same situation if so how are u handling it all alone? I don’t have any relatives here in US

like

Additional Posts

Ahh it is posting but into middle of feed as opposed to top.

like

Bhh d hhjjj dudjejr the jejune rhjejej. Jdjdjdn dhejejjdne dhejejjdne hehehehehje rhjejej he hehehehehje rhjejej

like

test post from test

like

Testing a new post at 12:06PT 5.12

like

Make sure your hard work is protected. File or register with the U.S. Patent and Trademark Office or U.S. Copyright Office before it's too late. Complete our easy questionnaire and we'll help you quickly submit your application. Use your INNOVATOR code for 10% OFF.*

Changed my company but it didn't update!

Where is a new build???

like

How does this sound?

like

Beyond 2 lines the text in each post card is cut off. I wonder how many lines in the comment section?

like

Is it tough to get into Accenture, even with a referral? I only have 8 months of experience and looking at a Federal-Business Analyst Position. TIA

like

Saw a media bias chart someone shared on news agencies being spread across the political spectrum. Can you please share that again here?

like

For people that didn’t go to Ivy League, do you think you would have had better opportunities if you had? As a person that went to a middle tier school, I am very fortunate to be as smart as I am and had the experiences that I had to get me to where I am. But I do feel inferior to my Ivy League colleagues, i do genuinely feel most are smarter

likefunny

Best book you have read for pleasure in the last year?

like

For my NYC FSO TAPs newly promoted to Senior- has anyone’s CFL shared the salary band for us? Also congrats on your promotion 🙂

like

Any recommendations for tough hiking spots within 1hour driving distance from Hoboken, NJ?

like

Booked a room under another company’s rate and got an email a few days before from “Rooms Control” telling me that I need to have proof of current employment available at check-in. Is Marriott starting to crack down on rate codes or was this just circumstantial? Been doing this for years without issue.

likefunny

What does Boston Consulting Group look for in senior lateral hiring? I am about to start my process for Principal or Partner level.

like

Flying international with the wife and hyper kid.... checking bags is like slow torture lol. Just remembered they don't have global entry either.

like

People realize the recession is only just starting right? So far we have only had a few rate rises, with many more to come. Stocks are down a little, but only just barely into bear territory. Major companies will be reporting large losses soon, but that hasn't happened yet, and the market will react to that. No major companies have begun large layoffs yet, either, so far we are only seeing a few minor hiring freezes. And of course we haven't seen bankruptcies yet, but they are surely coming.

funnylike

MBB; when you're out at bars/clubs Friday/Saturday night, how many ladies/men realize you're ballin out when you tell them where you work? Deloitte strategy, strategy&, EY-Parthenon included. 😜

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
Download Fishbowl to see what others are saying
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the Fishbowl app

Get realtime notifications and see
what's happening in your industry
from the palm of your hand.

For account settings, visit Fishbowl on Desktop Browser or

General

Legal