{ "media_type": "text", "post_content": "How much do people save, pre and post tax, including 401k contributions? I’m 2 years out of college, no debt, making 90k a year, saving around 30% pre tax a year, wondering how others think about this", "post_id": "5ebda1ec49afc80020ebe9ca", "reply_count": 19, "vote_count": 1, "bowl_id": "552d1d24dc1c586b09d2d051", "bowl_name": "Consulting" }

How much do people save, pre and post tax, including 401k contributions? I’m 2 years out of college, no debt, making 90k a year, saving around 30% pre tax a year, wondering how others think about this

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God I’m poor

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Everyone has to start somewhere. Just make a budget.

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220k 401k = 18k Roth IRA = 6k Brokerage = 84k Cash savings = 10k Pre tax saving rate: ~60% Tier 1 city (NYC or SF equivalent). Shared apt. No car. Eat out twice a month. No debt.

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EYP

As an associate living at home (72): -7 401k -3.5 HSA -6.5 Roth -10 to emergency 140k: -19.5 401k -3.5 HSA -6.5 Roth -12 to emergency

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Maxing out Roth 401k until I’m in a higher tax bracket. Saving 50% after tax until 35. At roughly 100k.

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I make 87.5 Each year 6% to 401, about 432 each month 10% to espp each pay period, 647 there about each month 2700 to HSA each year And 2600 per month to savings account

I live at home

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Make 122k, save 6% into 401k, and 2k/month after tax

$120k: - $12k to 401k (+ EY contribution) - $6k to roth IRA - $6k to personal brokerage - $20k+ to savings/checking

$117k save about $3k each month after maxing 401K and IRA.

100k Per month - 500 in Roth (not including match), 800 in ESPP, 700 in actual savings ~25% of pre tax, ~40% after tax

Maxxx it

Mid 20s 95k salary Current 401k balance: 30,300 Current yearly contributions: 19,000 Previous contribution rates and my salary at the time: 5% - 70k (first job, no match yet) 10% - 70k 10% + 5% match - 70k 10% + 5% match - 72k (yearly raise) 15% + 5% match - 72k 22% + 5% match - 72k 25% + 5% match - 72k 20% + 0% match - 95k (new job)

I bumped up my contributions as I got more comfortable with it. Wish I would’ve maxed out my 401k sooner.

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122k. Maxing our 401k, Roth IRA, HSA, and ESPP, then an additional $500/m to a traditional brokerage, and $250/m to a savings account.

Make $145 total comp. Save about $75k of that.

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