How much do you contribute to your 401K? I’m 24 and have a separate IRA, plus some mutual fund accounts, and while I want to contribute to my 401K at my new job the extra money that would be taken out could go to one of the accounts I already have plus my new living expenses. What would you suggest in this situation ?

like
Posting as :
works at
You are currently posting as works at

If your company does any kind of match, contribute at least up to the portion they’ll match. No sense in leaving money on the table.

Always contribute up to the match if your employer provides it. But after that I personally like using other accounts for the freedom of choice on investments.

Related Posts

Booyahh, landed hedge fund number 2 for IPOs.

like

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

like

Good morning! What auto insurance do you recommend at Bay Area? Just moved here and my State Farm premium almost doubled. Thanks!

like

“It turns out that wealth does trickle down, you just have to make them bleed first”

I guess they didn’t like bleeding so they’re trying to manipulate the markets in their favor AGAIN.

Post Photo
like

Is NFLX a buy at $260

like

Hey fishes,

Anyone here from Life sciences and healthcare strategy and consulting?
I am working as a domain consultant but looking more into management consulting jobs

YOE- 6+

Kindly help me. Kindly referr.

like

Health insurance Q: I’m choosing between 2 Anthem PPO’s, gold or silver. Gold is higher monthly fee, lower deductibles. Silver is low monthly fee, higher deductibles. In Cali. Any advice on deciding?

like

Hey fishes, would be joining the PwC AC DDVIT team soon. Have some questions:

1) is this the same team as Strategy& practice under pwc?
2) how is the work life balance here? Avg. Working hours and timeline?
3) what are some benefits?
4) are there on-site opportunities? If yes only US or Europe too?

like

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

like

Any twin toddler parents? I have twins (2 years old) and i am unable to figure how i would get them into college. With the current tuition costs and living expenses of attending college, i feel i can either buy a house or get them education. Any advice on how to plan savings?

like
like

Looking to get into health policy analysis or healthcare consulting in the UK or EU. I have 3 YOE in clinical practice as a dental surgeon and programme analyst, as well as a master's in healthcare management. I have applied for so many entry-level positions but have gotten so many rejections, I've lost count. Please, does anyone have any helpful leads? It gets really exhausting

like

Summing up the Pro’s and Con’s

Pro’s

1. Yearly hike starting from 10%. ( 1st year hike could be around 6%)
2. Work life balance
3. Large pool of paid leaves ( Around 44 days of paid leave)
4. Huge number of internal opportunities
5. Health insurance by company

Cons :

1. Business travels are mostly for management peoples
2. No benefits out of CTC like free food , free cab
3. No gifts for any festivals
4. Leaves cant be encashed and only 7 will get carry forward

like

Hi Guys,

Anyone joined Oracle financial services software recently and throw some lights on below things.
1. Will they provide any welcome kit and when can we get the same?
2. Any dongle or can we get internet reimbursement?

like

Is anyone aware of any healthcare / healthcare consulting companies based in the Bristol area (UK)? Thanks

How much rent should I be paying?

Finding a house-share with enough working space for wfh seems expensive since I first moved to London 4 years ago - £900+ pcm and still competing for the room! Is it worth just trying to rent solo a little further out for ~£1,300pcm? Big issue is I’m only earning ~£45k with 4yoe.

like

What is normally asked for a Business Intelligence analyst role at GS?
The hike offering is quite low compared to other companies, so what are the other employee benefits?
How much is an average yearly hike one can expect?

I work in healthcare administration but was a medic for years. You learn so much about innovation but seems like most health systems just want people to fall in line and just do what's always been done. I would take a pay cut to work for a system that's actually trying to do something disruptive in the Industry as opposed to just using buzz words in ppt.

like

I am thinking of making the jump from SLP to healthcare administration. Looking for insight on pay, job opportunities and job satisfaction. Thank you!!!

like

Is this a bad rate? 3.375 with 20% down on a condo in central Florida. 780+ credit score

like

More Posts

Hi
I am having 4 years of experience in mainframe technologies in the banking domain. I want to work abroad in Canada/UK/Ireland. How do I acquire a job there??

Ps.:- There is no onsite opportunity provided by my current organization.

like

MD mentioned the possibility of getting funding for a PM program/certificate since we’re newly shifting to managing some solutions as products; anyone have any experience/recommendations?

like

My confession is i’m only 32 but i vibe with the 35+ crowd even in real life. Pls don’t ban me. 🥺

likefunny

I've been approached to advise a SAAS startup, series B roundwise, with a 4-5 hours per week expectation max. How would you figure out how much equity ask for (company is valued at 54m USD)?

like

Anyone can speak about GIC and the interview process?

like

Do you factor in career trajectory and earning potential when finding a SO? Is it so superficial that I care about these things?

like

Best brands for a large leather briefcase or cary all for every day carry? Preferably leather, nylon or canvas with leather trim is okay. Needs to be able to hold my lunch, 3 section preferred or comparable suze. Looking for recommendations other than Tumi (Alpha doesn't seem big enough).

like

What do you think is an appropriate base salary for someone with 12 years various marketing and IR experience across the alternatives industry and 2 years PE/VC fundraising experience? Looking in the broader NYC metro area.

PM with 7 yrs experience with implementing DC migrations, cyber security and storage solutions. Looking to switch to inbound marketing or product management that has work life balance. Hiring in BOS?

like

Anyone else feel like quitting their jobs to start an OF page?

likeupliftingfunny

Looking for a referral! First switch from TCS

Yoe: 3.9

Skillset: python, shell scripting, linux, hadoop ecosystem (hive, yarn, HDFS, solr/kafka, scala, map/reduce, Cloudera manager, oozie) datadog, cymatics, nomad, consul, teamcity, jenkins, Git, ansible, Docker. Rest API's

I think with with skillset, i might fall into DevOps category. But still any challenging role is accepted😎

like

As a single person, is it weird to buy a big 4 bedroom house instead of a 1 bedroom condo?

like

Is Paytm payment bank a safe option to join? Heard about the layoffs, poor wlb and culture. Genuine reviews please?
Paytm

like

Coworker got fired because they stole my clients! We have a policy stating that the realtor who initiated the contact should be the one closing the deal to give them a fair chance. I feel bad but they should have read the policy...

like

Which languages do you use at your job as a software engineer?

like

Good morning, I’m looking for an Entry Level Scrum Master position. Please send referrals

like

Looking for Senior Researcher & Strategist in Dallas Fort Worth area to come work in tech. Message me for more information.

like

Hi folks! I am looking for a Microsoft referral for their entry-level PM role. I have 1.5 yrs of experience and a data science background, and I am looking to transition into PM. I have all the information you need for a referral ready to go! Many thanks in advance :)

like

Loving the Olympics finally going on. In my eyes, the top sporting event. I say Olympics, World Cup, then the Super Bowl.

like

👏🏼🙌🏼👏🏼🙌🏼👏🏼🙌🏼👏🏼🙌🏼👏🏼🙌🏼👏🏼🙌🏼👏🏼🙌🏼
A-list #2!! And congrats to wieden I guess whatever

Post Photo
likefunny

Additional Posts in Finance

Thoughts on serial dating, via social media apps?

like

Do you factor in career trajectory and earning potential when finding a SO? Is it so superficial that I care about these things?

like

Khaleesi is coming to Westeros!!!

like

What movie title would you use to describe your current job?

like

IB Analyst, want to move banks. Searching via my contacts but want to expand my network with cold outreach. Should I reach out to MD's or VP/Directors?

like

How many credit cards should I have open to build up a solid credit score? Mine isn’t bad but I’m hoping to buy my first home in the next couple of years so just looking to make it even better. I have 2 cards open and I thought that was normal until I saw another post on here of some people saying they have anywhere from 10-15. Should I have more accounts?

like

GS 2023 New Analyst Program. Is this a good program to apply for someone looking to start as an analyst? How easy is to get into this program or even GS overall? I have 1-2 years of experience and some Finra licenses if that can help me somehow. Looking for some opinions about the program. Thanks

like

Trap, trap money Jamie
JP got me in my feelings
Gotta close deals wit it

like

Health insurance Q: I’m choosing between 2 Anthem PPO’s, gold or silver. Gold is higher monthly fee, lower deductibles. Silver is low monthly fee, higher deductibles. In Cali. Any advice on deciding?

like

Transitioning from line of business familiarity (understanding financial statements) to... real(?) Finance (bonds and cap markets and other debt sales) any advice on books or resources to learn really from step 0?

like

Which firm hires the dumbest people?

like

Charter holders, any advice on level II studying? Just started going over the jumpstart material and feel like it’s pretty intense. Any pro tips from those who have conquered it?

like

Does anyone here know of a good resume/cover letter proofreading and optimization service? Looking to get mine professionally checked and would greatly appreciate it if anyone could share their personal experience. Thanks!!

like

There has been a significant flow of investors to higher yielding corporate and emerging market securities.

like

Received an offer from JPM for a branch manager position, but afraid of getting the offer rescinded due to going through bankruptcy almost 3 years ago . I’m freaking out hoping this won’t be an automatic disqualification, has anyone been through this same experience and gotten hired in?

like
like

Looking into preowned watches under <$10k resale value...patek, vacheron, or rollie?

like

How do you cope with seeing your peers (either in this industry or outside) getting ahead of you (being promoted earlier) in their careers?

like

What are the best ways to increase my assets and decrease my liabilities? Specifically for the age range: 21–30, paying down my student debt, need to pick my next investment targets

like

I am currently finishing up CFP course work. Does anyone have tips or tricks for studying for the actual exam? I am particularly concerned about the investment planning section. I have 12 plus years in the industry and CRPC. I do planning literally everyday but a test is a test and this is the module I have had the most trouble with.

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal