How much do you contribute to your 401k, IRA and/or HSA if you’re also paying off student loans? No company match in my personal situation so I’m debating where to prioritize funds? Loans are at 4% interest rate if that helps!

Considering buying a house in Edison. School ratings look good and NYC commute is bearable.Checking on Zillow and the cost of the house might go around 700k. Is this a good idea? Any other towns that I should explore.

Do rewards matter when choosing a credit card?. Here is my monthly spending breakdown: online groceries, online food delivery, gas, little shopping on Amazon. Don’t know about travel until Covid ends. What would be the best credit card ? I’ve bofa cash rewards and travel rewards and a corporate amex

What do y’all do about underestimated RSU withholdings? First time vesting and have a $20k tax bill despite a very reasonable estimation for withholdings. Was shocked. 😶

Putting this out there again now that I’ve received confirmation. My F500 financial services firm is hiring for senior IT auditors. Can work remote anywhere in the US! No SOX work it’s all operational IT work, amazing WLB, amazing pay, amazing benefits. DM me for more info!

Anyone have a Verizon friends and family discount code? Just closed on a house and planning to set up fios

I love that Truvada gets me to my out of pocket on health insurance without paying a dime towards my deductible or out of pocket max 😁

ICX staking to start soon. It will no longer be an ERC20 token, so make sure to transfer to a native DEX wallet before Sept 25

Don’t forget tax loss harvesting. Sell and buy back; book the loss.

Is it possible to claim phone expense if you are in a group plan? I have paid my share of the bill through Amex but the cumulative bill is not in my name as I am not the account owner. Would this work?

Thoughts on buying nft from meka? Good flipping opportunity in the future?

Accenture 🐠 do you get a per diem when working on client site in the city of your home office?

I see a lot of posts about only changing jobs if there's a big raise. I jumped out of consulting into a job that pays the same amount, but has way better WLB, culture, and other benefits. I was just not happy at my old job and I don't regret the switch. If you're not happy, it's ok to move without the change being all about a huge salary jump. Wish you all the best in your hunt for something new ❤️

Anyone think real estate prices might fall? 23 year old in market for first house (1 or 2 bd) in back bay or Fenway ideally

Go big or go home. Mega funds only.

At what point does it make sense to buy an apartment instead of renting one? Consider a single 26 M, income of ~200K per year with $125k saved, just moved to NYC from LCOL city but not sure if I'll be here long-term

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

Is there a business expense fraud associated with uploading Uber cash into accounts and somehow getting it expensed?

Hi All,

People joining on 28th march, have you recieved any onbaording mail. Now its only 1 week left thats why asking. I also have joining on 28th.

Can I changed offerings and office location post GSAP?

How much do you tip your movers? Pack + move, probably four hours.

How much would you charge for designing and building a website(using Wix)? How does $60 per hour sound?

Please mention the hike% you got on your last fixed CTC, during joining PwC India.
Let me start with mine;
32%

What country in Europe would you suggest go an work in for 3 weeks now we are remote ?

i he/she says they want something "casual" doest it hit and go?

May be relocating to Austin for family reason. Currently at DC area for HHS and DHA work. PhD, MBA, and PMP and would like to stay in life sciences. Looking for career move suggestions.

Heard that there is no job guarantee in Morgan Stanley and they can fire you anytime.
Is it true?

Does anybody actually work for their apartment, house, wedding, children, anything anymore? I honestly feel like I work with 98% parent fund babies. Maybe it’s NY but fuck, I find it all pathetic.

I am a civil/transmission engineer. I graduated with a bachelor's in civil engineering. I have been working at an electric utility company for two and a half years now. This is my first job right after college. I also interned for this company for a year during my senior year. I live in California and I make around 96k + 10% bonus. Am I being paid market value?

Is there a business expense fraud associated with uploading Uber cash into accounts and somehow getting it expensed?

Are there any any tech specific job boards/groups/forums you all would recommend? Hoping to further expand my outreach beyond LinkedIn/Indeed.

What’s everyone’s favorite keyboard? Thinking about switching mine up

Which are some exciting startups to work for?

Now hikes are done and dusted so starting this CTC check thread. I will start with me-
Rank - 64
Grade - 3
YOE - 10
SL - CBS
Fixed - 18.6 L
Looking out - No

What's the slab for Manager Level 2 or Level 3 in Taxation? Does it crosses 30-32L?
YOE - 10+ Years

What level can I exit banking at to make 200k base and work 45-60 hrs a week? Is that corp dev territory or not even?

Empower retirement or Atos-Syntel? For job security and hikes?

I know WLB depends on project.🙂

Best pregnancy pillow? I’m a stomach sleeper and dreading figuring out how to change my sleep lifelong habits.

Any recommendations for life insurance product...typically the group insurance from employer doesn't appeal much as it's bind with them. What should one look for outside. Asset under consideration..350k home loan and 70k car

I’m trying to get into investing but I’m having troubles deciding on a broker. I once had Robinhood (although I barely used it) but had to delete the account because of Deloitte compliance. I also have Chase as my bank so I was considering You Invest but I’m a little skeptical (don’t know why I am). What broker would you recommend for a beginner and why? Thanks in advance

I recently changed jobs and my new 401K provider - Principal has very limited MF investment options. My prior employer’s 401K was managed by Fidelity and provided me access to a range of MF options. I believe that the fund options are negotiated by the employer and provider? Two questions. First - I have not rolled over my previous 401K to the new one. Would there be any problems. Second - is there a way I could move my current 401K to another (precious) provider?

At what point does it make sense to buy an apartment instead of renting one? Consider a single 26 M, income of ~200K per year with $125k saved, just moved to NYC from LCOL city but not sure if I'll be here long-term

Favorite resources (books, YT videos, podcasts, etc.) for beginners looking to get into personal finance? Looking for something easier to consume so I don’t get disinterested

What pre or post Market data do you find helpful for planning?

Do you use any pre market indicators to set up Buy limits for ETFs or otherwise?

Can someone explain to me why I should put money into an HSA before a standard brokerage if I want to retire at 50? Or why to max out an HSA in general?

What does it even mean when an employer offers 3% match on 401k?? They contribute 3% of what I contribute or what I earn overall? And monthly or annually? Thanks, basic brain here.

I’m heavily in stocks & re-reviewed my portfolio. My financial advisor takes 1.1% . Thinking of switching to .3% managed fee for vanguard index (bonds), especially while mkt is down. Thoughts?

Rental eviction moratoriums end in Jan 2021. Should I buy rental property now or wait? Budget: 120k

What’s the average return on investment for real estate? Is it better to invest in real estate than stocks?

Finally hit the Adjusted Gross Income limit on my Roth IRA this year. Is it fair to say that I’m no longer allowed to contribute to my Roth IRA so long as I can keep making > $140k every year?

Thoughts on using leverage at 21?

Background: I’m 21, thinking about dumping $30K in (20+ years treasury) and $60K in SSO (2x SPY) once I get a job offer.

I got $30K (or 40K? Idk) in student debt, and should have about $90K cash close to end of year when I’m about to graduate

Looking for advice on asset allocation. $20k in hand picked stocks, $15k in Roth IRA with ETFs and some hand picked stocks, $50k in 401k with ETFs, $20k in checking account. No plans for family (cont)

Humble opinion needed: dream has always been buying a house in a nice area, goal is to put 10% down to purchase a house around 700-800k. Do you think this is doable for a Salary 150-160k ??

When people say you should be saving at least 20% of your annual income, does that include 401k, Roth IRA & other investments (Ex. RSUs)? Or does the 20% savings need to be additional to these?

Hi All! Just looking for some guidance.

I took a loan against my 401k and the repayment is drawn from my paycheck. Included in that payment is 6% interest.

I have enough money to repay the remaining balance of the loan. The question is: should I repay it now or just continue with the payment and pay off if I leave the company?

The money would go into savings / investments.

Thank you!

Curious about your thoughts on this one. I get why people maximize their 401(k)s, IRAs, etc for retirement. But what if your retirement investments get significantly reduced due to a stock market crash, or a banking/financial institution system failure (especially as people get close to their retirement age)? I mean with all the changes in the world, who is to say that these institutions are to be trusted? At the end of the day, your investments, paychecks, etc are just a number on a screen.