How much does the semen analysis test cost ? Is it covered by insurance or out of pocket ? New to the US

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In Chicago, at three different RE offices, out of pocket was between $400 - $500. Some insurance might cover it (ours didn’t, but we had limited fertility coverage for insurance so didn’t surprise us).

We had minimal coverage in NC and it cost approx $325(we paid $256 OOP)

For PwC it cost me $38 after discounted plan rate

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