PwC - where do I find info one rolling an old employers 401k into pwcs? I have the info for my current 401k but need to know what to do with the check, etc.
Want to start my investing journey! I have about $70K I feel comfortable investing (have around 100K in total but I need to make sure a decent chunk is in my emergency savings because of health issues). I make 92K as a 25-year-old (max out my 401K and Roth IRA) and live in an HCOL location. Any advice on where to start? Should I self-invest or look into financial advisors? Would love any and all advice, thanks
Hey All! So im really trying to improve my trading portfolio and would love your advice. Im in my late 20s, no kids, have a 401k, roth Ira and ER fund. What do you think of my composition?
At what age are you planning to retire?
$130k is not enough to cover living expenses for me and my wife in N. Va. We always overspend by around $300 every month. We are doing this thing where we live on my income (the 130k) and save all the money my wife makes, because I was naive enough to think I made a lot of money. I feel like we are relatively frugal, so I was surprised to find that $130k was not enough for two people. Just wanted to share. Thoughts?
28YO. Maxing out IRA / 401k. No loans. Generally risk averse so have about $100k spread between savings and an HYSA. Will use this for a down payment but not for another 2 years (at least), so I feel like I’m losing out on a lot of investment opportunity. Should I put all of this into etfs? Somewhere else? Leave as is? How does the tax work when I withdraw the money from a brokerage account or something ?
For the KPMG folks, if we are rolling over funds from 401k to IRA (traditional and/or Roth) is there a way to request separate checks for the taxable vs. non-taxable amounts? I don’t want to have any previously taxed amounts in my traditional IRA. I want to roll that portion over to the Roth.
Curious as to views on alt. inv. Anyone stray off the beaten path with any of the below? 1.) Bitcoin mining (aka worth the initial investment in the hardware?) 2.) real estate REITs - most likely through Fundrise 3.) peer-2-peer lending. 4.) cryptocurrencies 5.) franchising a (cheap) business 26M, debating if any of them will yield higher returns than my VTTSX fund, which I invest in through both 401k & Roth. Curious as to your guys thoughts.
At this time my qualifier for prospects is: Do they prospect have old 401k or existing account with advisor. How do I create a sense of urgency so that they'll meet with me?
For those who have to leave Us, how do you handle your 401K? Don’t want to take the penalty :(
Anyone have advice to invest 250k? Already maxed out my 401k + Roth IRA. Was looking at real estate - but thinking it might be too much work for the return. Thoughts?
My parents are mid to late 50s and want to start putting money into a retirement account. The only thing they have as of now is some emergency fund and have no retirement money. Their combined household income is less than mine and I make 60k. What indexes should I recommend they buy? I know they are very late in the game. We grew up poor so please no jokes or belittling. Just some safe and sound financial advice would be appreciated. I know Im eventually going to have to help them financially
Just graduated college and started in consulting. Currently working on OPT and will be entering the lottery for H1B next year. I don’t know if I should contribute in 401K now due to the uncertainty with H1b visa. My employer is matching 6%. Would really appreciate any advice here. And if I should, should it be pre tax or post tax. I’m new to this so don’t know much! Thank you!
How much should I be contributing to my 401k vs. saving to buy a home. Is there a general rule of thumb?
Question about contingent offers. So I got off from a recruiter and they gave me a contingent offer. During the call I gave my salary range and the offer itself had the midpoint,but the TC is highest I have received (e.g 15% 401k contribution). I understand that i am not hired when I sign it and the recruiter said he encourages me to look elsewhere too since it is dependent on prime accepting me. With that said, should I negotiate the contingent offer or just accept it and is that set in stone?
Hello! I just moved to America and I’m learning a lot about what to do with my new pay check. I’ve no debt (thank you European health and education!). I’ve maxed out my 401k contribution, and I got a credit card to build a credit score. I see some of you have multiple retirement accounts - is that necessary if I don’t know if I’ll stay here long term? What else could I do to build wealth?
Leaving firm and thinking about what to do with my 401k. Any reason not to roll it over to my own IRA vs leaving as is or moving to new company 401k?
Am I crazy to want to switch careers to cloud at 34? No technical skills or degree. Have done a little service now work in a functional role and some front office strategy.
do you always negotiate a new job offer even if you’re happy with the package? feeling nervous to do so in these COVID times
I started a new job recently that included a big raise for me. However the job is not challenging and there is hardly any work to do. My team is very impressed with me so far, but I am working pretty much three hours a day. What would you do in this situation?
Will JPM provide with laptops for new joiners ? Or can we opt to buy a new 1 and will the reimburse? What's the budget if we can buy it? JPMorgan Chase
What’s a good last minute excuse to give a current employer when you have an interview in another state?
Whats the best way to professionally say “I dont want to provide my compensation range first, tell me the roles budget first?” Im tired of recruiters getting the upper hand .
How is Nagarro in terms of job security. If someone is being paid 25 LPA at an experience of 5 yrs.
Me surprised I didn’t win any Grand Prix’s for the email blasts I’ve had to make all year.
Love to hear about others use of Identity and Access Management systems for their orgs? Anyone use Okta or similar? Tips or recommendations?
Had plans to eat at a pretty reputable restaurant in Chinatown but my friend sorta backed out because of the coronavirus. Would you stay away from eating in Chinatown?
How do people find dates? I want a boyfriend but wfh and haven’t seen friends in forever. I don’t think I’d want to be picked up at a bar. Especially because I don’t drink. I’m 33.
Anyone know what happened to the Torneau Amex deal? I don’t see it in my Amex deals anymore - thought it was good through the end of the year?
With the way everything is fluctuating right now, is it better to buy a car outright or lease?
Dear Mommies: Did pregnancy impact your career growth? I have become passive at work not just because of being pregnant but also due to an external vendor team lead.
Does anyone in their late 20s/early 30s feel like they have no idea where to shop anymore? Everything either feels very fast-fashion-y and gen z oriented, or like the same, generic Everlane-ish clothes.
Looking to pivot out of healthcare revenue cycle. Have 8 years of healthcare, HIT experience, and completing my MBA. Any opportunities or recommendations?!
HR is always the worst group in every organization. This includes recruiters. Change my mind.
Currently a SC at all 108. What kind of jump am I looking at if I go to a competitor? Looking for manager title.
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