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+1
Nps 50K ppf+Elss=1.5-pf
See maximum amount of tax relief benifits u can get from nps is 50K so put that much amount.Check how much is your pf per year and that amount deduct from 1.5 lakh.Put that money in PPF and ELSS as per your convenience.Like 50K on ppf and 50 on Elss if pf is 50K.
I am not sure what is your age.
I started my PPF at the age of 30 as I was not aware.
You Gould invest 1.5 lakh in PPF till 15 years as post 15 you will get the compounding money.
You can do NPS later on.
Have some money for SIP long term as well.
Once you will get married or you get increase in ur salary. Make sure you increase the SIP investment. This will make you financially independent by the gate of 40.
Rising Star
ppf + elss + PF + EPF +VPF = 1.5L (calculate ppf and elss based on your pf, epf, vpf contributions)
NPS = 50k
That 50k in nps apart from 1.5lac pf will be considered for tax deduction right?
Hi