Additional Posts in Personal Investment Chatter
Miami. Labor Day weekend. Who's down to soak up the sun, drink some cerveza, chill w other fellow consultants? Hmu
Hi everybody! I was made redundant from the creative agency I worked for and I’m straggling getting any answer from job applications! I’m a graphic designer who can’t wait start designing again for real projects within a team!! Any advice?
My new job occasionally requires me to review vendor agreements. I don’t have any background in this area and am trying to get up to speed. My department doesn’t have a document management system, so it’s tough to find old agreements as precedent. Any recommendations for books or other sources - or any words of wisdom? Thanks!
Looking to buy my first NFT(s) in the next week or so. Does anyone have recommendations or tips on projects? I have 0.05 ETH to play with (not a lot I know)
I have an interview with a hiring manager for IBM towards the end of the day and was wondering if anyone can give me any tips on the interview process (Integration Dev)? I already feel wildly unqualified for the position (as I made this known to the recruiter who reached out to me) but still managed to have the HM want to speak with me. Thank you in advance 🙏🏾
I’ve been working as a RPA developer for 4 years. I joined a program that trained me in this role as a opportunity to start a career when my initial plan fell through. I’ve don’t pretty good so far…given multiple roles, pay increases etc. Honestly I don’t enjoy my job anymore and would like to make a change. I want to transition to a tech Product Owner/Manager role. Any advice on how to transition ?
If I am in Deloitte and I am trying to trade crypto what platform can I use while staying compliant with Independence.
Has anyone done the Amazon Assessment for a job application? Looking for advice or thoughts on how it went and if there are any tips you think might be helpful. I have an assessment for a BA position. Thanks for your feedback!
Any book recommendations for baby feeding, specifically the transition from milk to solids?
Hello everyone, Currently I have 2 offers (Microsoft and CGI) and I am confused which one to join. CTC is approximately same so money doesn't matter. My only concern is about the role. So please help me out. Microsoft role - Azure Paas service customer support(details in attached Pic) CGI - Senior software developer (.net +Azure)
How much are people paying their nanny? I moved from Houston and prices are significantly higher here.
Working on a case study and was wondering if anyone can give guidance on buy and build modelling. Are buy and builds normally financed by debt? If so how big typically is the debt facility?
Hybrid expense 15k koi bhi claim kar sakta hai ya sirf new joinee kar sakte hain? Koi toh bata do. Hum thoda peeche chal rahe hain.
Can someone tell me what interview questions will be asked for BW/4Hana in Accenture for 4 years experience..?
Any help is appreciated.
How do entrepreneurs deal with burnout? A colleague of mine recently reached out to me to share that he was experiencing some burnout and lack of motivation. I shared that I feel the same, but off and on. I was wondering how others deal with this? I was telling him that I was thinking about taking time off to do a fellowship to experience something new or simply taking a few months off. Any thoughts?
Been working as an independent billing on avg. $110/hr or 200k/yr with downtime. The cons ofc are health benefits, taxes, etc. Am considering a FT with BCG in their internal digital team but unsure...
Additional Posts (overall)
For folks who plan to retire in next 15 years, are you still betting on US economy? How things change for you if we stay in downtrend for next decade or so? Would you still be buying from every paycheck?
🐠 Best high yield savings account? Transferring some money over for family starting balance is only $5k but will add monthly.
Any thoughts on buying tax lien certificates?
Just opened a Roth with Schwab. Does anyone have suggestions for where to invest my money in (in terms of mutual funds/ETFs as I’m not really planning to actively invest and do the minimum. Thanks!
How would you rank financial advisors in terms of prestige and what is the min amount to invest. For example, something like Edward Jones up through Goldman Private Wealth Management.
Where have you got good mortgage refinancing rates from? E.g., loan depot, etc. Thanks in advance.
What has been your best financial decision that has help made you successful? Bar any lucky investments (e.g. buying bitcoin in 2008)
If I’m investing in a series A company, what does it mean when it says “$5k min, 20% carry”?
What tools or information do you look at before buying a rental property? I’m about to put an offer in for my first one!
Curious - when do people start looking into life insurance, and which companies have people gone for with good coverage and premiums? Thanks in advance!
My spouse and I are exempt from property taxes in our state because of a military disability, we have a 560k mortgage, 15k/m income, 50k/cash,50k/401k and 10k/Roth IRA. What should we invest in?
Should I max out my 401k if my employer doesn’t offer matching? Currently I just max out my Roth because my previous employer didn’t offer 401k at all, but changing jobs next week and not sure how to manage savings now that I don’t qualify for a Roth anymore. Can anyone also speak to a mega back door Roth and if that’s preferable to maxing out 401k/back door Roth? I don’t know much about that except that 401k contribution limit is much higher than IRA.
ETF or Index Fund, which one is better?
Pros and cons doing a HDHP with HSA vs. regular PPO? Cost wise, I’m spending $18/month on the PPO and $20 copays per visit (I only usually do my physical and maybe 1-2 specialist visits). With the HDHP, I’d pay $0/month, would have to pay for each appointment given after $3000 deductible, but my company contributes $900 to my HSA. It estimates I’d pay $90/yr with the HDHP as I’d use the $900 to cover the costs vs. $345 with the PPO. I always see HSA emphasized here so confused what route to go
I’m going to be receiving some pension money from EY as I recently quit EY, it’s not a lot but would like to know where should I invest this money ?
What did you do with your TSP account after leaving the military? I am toying with the back door Roth IRA route but also see value in leaving the money in the TSP. Reason being, low expense ratio and option to transfer 401Ks into TSP down the road. Additionally, I don’t mind having multiple accounts so simplicity is not a factor. Thanks for any insights.
Been living with my parents for a year to save money. We Get along well and have few issues. However I feel like I am not enjoying my 20s because I don’t want to put my parents at risk (I am responsible with covid, barely go out). Do you think it is worth it to move out and pay rent even though things are not normal anymore or should I just stay and save and invest knowing things go back to normal soon?
I'm long on lots of tech stocks and hemorrhaging money in my portfolio rn. Any advice on stock picks to diversity and on how to STAY CALM?
After building your budget, how do you personally account for one time expenses that you didn’t plan for? For example, if you had a budget of $1,000, and spent $200 this month on contacts for 2021 (Bc you were shortsighted 😜 and didn’t plan the expense in advance), would you only allow yourself $800 for the remainder of the month? Or would you stick to your $1k and cover the $200 with $s earmarked for elsewhere (ie, savings)? Looking for best practices as I improve spending habits in 2021!
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