How much money should I aim to have left over after saving up for a down payment and closing expenses on an 800K home.

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ONE MILLION DOLLARS.

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*one hundred billion dollars

After all is said and done - I’d still want a 6 month emergency fund.

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Safety net is strong, so I do have some confidence there.

Depends on how much you’re comfortable with.

Also, are you putting down 10%? 20%? I think if you’re putting down 10% you should use more cash to put more down, that way you reduce the amount you’re borrowing. If you are closer to 20% down, maybe hold onto some extra cash?

Idk the exact amount, but I bet like $10k would be enough for any emergencies? But again, it’s what your comfortable with

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20% down

My wife and I’s target for a $900k budget is 20% down plus closing costs and $20k house specific emergency fund

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Haven’t found one yet, still saving up the last bit of down payment in the next 9 months.

I’m pretty handy, but definitely aware of expenses with home ownership.

Planning to offset mortgage and expenses by renting out a room.

12 months of expenses (including newly assumed mortgage payments)

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I’m at the manager level, take in ~160. I’m underpaid relative to tech market and feel confident I could find something 200k+ pretty quick

I'd say 30k in non retirement assets. I.e cash, stocks.

Yeah that’s what I’ve been doing the past 4 yrs.

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