How much money would you advise someone to have in savings before buying their first property in Massachusetts. (i.e, condo or townhouse for $350k-$400k). Looking at the near greater Boston areas: Chelsea, Dorchester, Malden, Everett, Canton, etc.

We want to buy our first property next year. Household income is about $145k.

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100-120k, 20% down payment, closing costs, and money after.


Rental property?

Eventually it may become that but we’ll live in it for a bit

Just wanna say that I do plan on using the FHA program

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Starting a new project and it’s something I’m super interested in. The team seems great but it’s really fast paced and I’m starting to feel stressed. I’m 12 weeks and starting to feel better physically but worried about the work stress during pregnancy. Anyone in a similar boat?


How would you rate this offer:

Business valuations/litigation & support associate role at a boutique firm in Toronto:

- $90k base + ~7.5%, annual performance bonus, 4% RRSP matching
- $5k in clawback reimbursement
- will pay all professional fees throughout term of employment (CPA & CBV)

My background:
- SA1 in assurance at B4
- Master of Accounting
- passed CFE, qualify in less than half a year
- level 1-3 of CBV program of studies done
- 24 yrs old


Deloitte India Vs PWC India
Which one is better in terms of career and salary growth perspective?


Anyone work in UW for Axa XL?

Welcome to the bowl for job referrals in Canada! Let's explore and help each other out in the corporate world. Good people know good people after all!! 😊


Best websites to find start up jobs ?


What is the salary of a senior VP at Vitruvian?


Tips for dealing with clients whose expectations are unrealistic?


Fwd Tony for more info..

Post Photo

Should I apply for a gmat wavier with a 710 or just go with it? Male ORM, 3.5 GPA from top non ivy undergrad - engineering major


Hi Everyone! Could someone refer me to Citi? I was looking to break into their cybersecurity apprentice program analyst position.

Hi EY India folks, salary credited?

Hey Fishes

How is Kpmg India FRM vs EY India FSRM ? Is it worth it moving to Kpmg India from EY India ?

How much should someone with 7.5 years of experience ask KPMG India ? I am in the final stages of negotiation. What should be the designation that I should ask for ?


I have got an offer from LTI, They gave me what I asked, but it has variable portion which I didn't realise that time. Now I have another offer which is 20% higher than what LTI offered me. So I am thinking whether I need to discuss for counter them to match with the offer which I have in hand? Please advise.


What is the average hike for a Site reliability engineer at Adobe India (Noida Office)? Especially when you are on third party payroll.


Has company stopped giving laptop in replacement of cG desktop?

I am having serious issues with CG desktop. 2 times i visited office also but they fixed it still experiencing some issues like very slow in performance and sometimes not responding but i am managing, tried alot but they are saying they can replace desktop to desktop but not Laptop.

Can someone reply and let me know thoughts..


3.65 from top 20 UG. 770 GMAT. 4 years of experience at matriculation (1.5 no name tech company, 2.5 at boutique strategy consulting firm). Assume good recs and logical but unexceptional story. Thoughts on my chances at T10-15 schools?


Big sister on the left is not happy she has to share the bed. 🤣🤣🤣

Post Photo

Additional Posts in Personal Investment Chatter

I have about 50k in cash saved over a couple of years. I admit I know keeping it in savings account is doing me no good… where do I start for investing? I just don’t even know where to start


Anybody here monitoring DOGE?


So I chose an awful week to start DCAing into the market with my savings 😂.... What's the next step? Do I keep DCAing in or do I wait until a bullish trend? Buying etfs, indexes, and a few stock picks to keep a fairly balanced portfolio


For people who have HYSA, do you also have a credit card with the company or do you just send money to your main account if need to pay for something?

Let’s say I have $3k monthly expenses. Should I still keep ~5k at a time in my Wells Fargo account and just move the rest of the additional savings to an HYSA? Then move funds from HYSA to WF account when needed? Or is there a better way of doing it?

What are some things to consider when buying a house/townhouse to rent out? What are some cons that most people don’t realize? Currently in Houston if it matters.

Any point holding both VTI and VTV in my Roth IRA? Or would I be better off putting my VTV money into something else? (I already have VXUS in my traditional IRA)

Best personal finance/investing books? I’ve read a few “beginner” ones like I will teach you to be rich but would love to read some more


I want to start investing, but I’m overwhelmed by where to start. Any advice on a good book that would give me an initial road map. Also, what platform would you recommend for beginners? Thanks


Anyone here using T-Mobile Money as a savings account? 4% apr for the 1st 3k and 1% for all monies after. That is more than my current high yield savings.


Best mobile friendly trading platform for swing trading, indicators etc?


Investing newbie here—what do people think about robo advisors as a way to get my foot in the door without spending a ton on a financial advisor and without being scared/lacking initial knowledge to do it myself? If you’ve used a robo-advisor, which one did you use and how’d you like it?


Does anyone have tips for getting started with investing in RE?


Recommendations for best real estate investment books/podcasts/blogs. Primarily interested in rental properties


Looking for some guidance to maximize gains. 401k- 115 K managed by Vanguard robot , Roth IRA - 15.K in FTEC and ONEQ. 55 K cash.
Don’t have immediate need for cash. 29 M

There’s lots of comments in this bowl about focusing long term investments (5+ years) on S&P 500 index funds. Is diversification across international, mid-cap and small-cap indexes no longer a thing?


If I have an existing loan, should I pay back the loan now and get a new loan at lower rates given the current situation?


Little brother has around a 730 credit score and only 1k in debt right now for CC linked to his name but under my dad. He has gotten denied from multiple CC applications immediately. Any tips/ reason?


Hi I am planning to use fidelity for IRA and day trading given that I already have my 401k and HSA there. Do you advise using one broker for all your investment needs or should I diversify first each investment needs?


“Choose not to deduct IRA contributions?”. Can someone explain in an easy way to understand for me why I should keep my deduction and NOT make any part of my IRA contribution nondeductible?


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