Salaries

How old are you, what do you do and how much do you have saved?

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31, 2k savings, >10k in 401k Felt it was important to show that not everyone has their life together and so many family Dynamics play into this. Have over 100k in student loans and just moved cities so it emptied my savings...yet I'm still living and enjoying life. It's okay to not have everything figured out yet.

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likehelpful
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I stand with you!

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30. Copywriter. 0$ but just paid off all my debt.

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23, -$45k student loans, don’t know what a 401k is, owns AirPods.

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likefunny
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40. Freelancer. Saved up about 2 million and have a house paid off worth a mill and a half. Was always taught to spend less than you can and save more than you need. It’s paid off. Thanks for the advice grandpa, Willy.

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likefunny
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Do you have kids?

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likesmart
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Comparison is the thief of joy. Especially if you’re in student loan debt, have immense financial help from parents (family paying for weddings, down payments, kids education, etc.) From someone in debt making six figures I try saving as much as humanely possible while still spending money to enjoy life and not be miserable. Don’t get down, just be realistic and try to be responsible without beating yourself up endlessly. It’s not worth it.

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likeuplifting
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And really as someone who used to get SO angry about this I can’t emphasize enough that it’s not worth it. Life isn’t about money when you can’t pay it forward or do good with it because you’re so focused on a limited life view and the extreme things we over index on in this industry.

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24, NYC, $104k in student loan debt and nothing saved but also have AirPods

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likeupliftingfunny
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27, Associate level, and this thread makes me sick. $1k checking $150 in 401k (just opened one, 8% contribution with 4% employer match) $0 in debt, just paid off $62k in student loans

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Everyone’s situation is different but paying off your loans first can be one of the smartest decisions 🙏🏽 congrats.

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39, Director, $50K cash, $200k investments. Lost a bit with the crash 10 years ago, both investment wise and housing and had to support a parent for a number of years. It’s all about balance, in my opinion. I save, but have also enjoyed life. I don’t go overboard spending, but have traveled, enjoyed new experiences and culture while saving. If you get to 60 and have all the money in the world but have ate peanut butter and jelly sandwiches you’re entire life, never traveled or treated yourself to something special, I would say life is not very meaningful. It isn’t necessarily about buying yourself things, but the experience. You only have one life to live so finding a balance between saving and doing things you love and enjoy is key. People above who have saved a little less, don’t kick yourself. We all have different circumstances.

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likesmart
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27, art director, have saved ~16k but 10 of it's in my 401k

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Just so you know, you’re doing great.

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49. $950k in 401k, $150k cash, $500k invested in the house - plan to have it paid off in 10 years, roughly $200k in stock.

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Still amazing @ PS2 👏

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I’m 29, I have 25K saved, just set up an ira this month and put 1K in it, about 2K in checking - trying to get my life together 🥵 Also 52K in student loan debt and also sending money home to support my fam.

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37. Managing Director. Net worth / saved just over $900K.

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33, Strategy Director. ~$26k in 401k ~$25k equity in home ~$300 in checking account Plus a bunch of bills, tons of debt, and a partridge in a pear tree...

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36. CD. 230k in 401k/IRA/stocks. 100k in cash. Plus 300k in the house. Just got an FA that helps budget and manage.

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24, $30K in 401K, $15k in bank account. Live at home/with family for a few years and MAN did I save.

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25, art director, 37k cash, 10 401k, 7k brokerage.

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44. About $250K in 401K.

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likeuplifting
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33 freelance AD, 0 debt, $50k cash/rainy day, $80k in 401k. No kids or car, married (husbands insurance) with dog, renting in NYC. 3-5 mix domestic and int travel a year. Paid off $30k student loans by 30. No inheritance, but this doesn’t indicate my partners share of savings / salary and his stability for our home. New goals: save for future kids and house. It’s always something I suppose, I imagine some will find my savings ok or even great, but I’m just here doing what I think is best for our family.

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40. $100k. Started late. But have a house at least.

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22, just hit $10k from my first job out of college 🥳

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