This might be a dumb question but when folks say max out 401k contributions, do they mean the full 19.5k per year? I usually do the 5% to get my company match.
What should you allocate to traditional and ROTH 401k if you want to max out your contribution?
If my firm allows both traditional and Roth 401K, which one should I invest in? 27 years old, $90k salary.
I understand that traditional vs. Roth 401k depends on tax bracket now vs. expected tax bracket in retirement. And of course there is the risk of changing tax laws. But what if you just don't know? Do you just split 50/50? Or once you're making over a certain amount, does it naturally make more sense to lean towards traditional? Not sure what other people do and what income level they make the shift to traditional, if at all.
How do the pension benefits work for partners/principals at the big 4? Can anyone share details on vesting rules or calculations? I assume it varies from firm to firm…just wanting to understand the difference with what Accenture offers MD’s (401k, VEIP).
New to investing, but want to make sure I'm doing this correctly. I've maxed out my 401K and am looking to open an IRA. I know everyone recommends backdooring this into a Roth IRA, but if my plan is to move/retire to a state with no state income tax, wouldn't traditional make more sense? Or am I overthinking this? Also, if I go the backdoor route, how do I make sure I don't get taxed again, when i convert to a Roth? Thanks in advance!
One of our older advisors is about to retire so his book will be split amongst us junior advisors. What can I do to pitch myself to him and to management to earn the bigger accounts?
Have 3 401k and 1 ira account. Now have to consolidate all of them in vanguard. Any recommendations on how to move them Looking for options to take advantage of rollover.
I saw a Harvard? study circa 2013ish that said effectively “be most conservative when you retire and get more aggressive as you age”. But can’t find it now. Anyone seen this and know where to find it?
Can someone explain how they prioritize IRA after hitting the income limit so it is no longer tax deductible? I believe it becomes lower priority than HSA and 401k. Thanks!
Heading into final round at Accenture for Management Consultant - Asset Management on their Cap Markets team. Would love info on benefits package: PTO, 401k, health? Also, posting showed $119k-$166k for CO, if based in Boston what should the expectation be, $130?
How much money is enough money? I know you’re probably raising an eyebrow at this question but I grew up in a financially unstable household and I never had talks with parents about money matters… grateful to have a salaried legal now job but am always wondering… when will it ever feel like there’s enough?
put 6K into my roth IRA, just want to dump it into a few ETFs and forget about it until i’m old and wrinkly - what should i go with? VOO? QQQ? thank you in advance for helping me retire!!
What’s everyone’s best passive income strategy? Any tips/suggestions to share? Currently only relying on salary and looking to build more sources of income to retire early if I can!
Does maxing out your 401k reduce your taxable income by that respective amount so that you can reduce your tax liability at the end of the year? Sorry if it’s obvious/dumb!
I'm looking at moving to rollover my 401k in to something that supports BTC and alt coins. Any recommendations/ reviews on self directed IRA accounts out there that support crypto investments?
I get there is no such thing as optimal 401k contribution as it varies by person but is 20% too much for someone just starting out? No ROTH offered
Do any real people actually want schools to reopen as it stands now? Im hearing so much about it but it feels like a weird disconnected political thing and not a live humans with kids thing. *Obv the goal is to get covid under control so kids can go back safely, this is assuming infection rates stay steady or continue to climb
Can someone from Wipro help with the query. What is job level/band C3 Got a call from hr for an open role called IT RO ( RISK OFFICER) What is the salary slab for band C3 I have total 9 yoe with 6 years of core IT risk, compliance and audit experience.
What are the best consulting firms to work for in Chicago right out of undergrad based on salary and perks?
Deloitte be like: Your safety is our #1 priority.....but so is utilization becau$e year end is around the corner
Are Deloitte layoffs over after tomorrow? S&O just let go 10-15% of the work force. More to come?
Is there a way to run macros in a browser without add-ons? I’m trying to automate closing tasks in PeopleSoft. Client laptop doesn’t allow me to download anything.
Seeking FL mid-level strategist for 8 week engagement starting immediately. Please have research experience and at least 3-4 years working in a strategy role. Nice to have: B2B or pharma experience. 100% remote.
I have my series 7 and 66 already. To get licensed in life and health, realistically how many weeks of studying should I do before sitting for those exams?
I like the community and support from a program like Weight Watchers, but I want to track calories and macros instead of “points.” Any suggestions for nutrition/macro-focused communities?
Who wants that referral bonus? 8 yoe, strategy, supply chain, and org transformation experience primarily. TIA!
I'm a first year atty. I make $45K at a small firm of 5. In the last three weeks, my assistant has been fired (caught with pot on break), another paralegal quit, and now another assistant has resigned. I have a caseload of 80, with no help. Boss says they are looking, they made an offer, but if that person accepts, it will be weeks before they are ready. I'm falling apart and crying at my desk and can't sleep. Told owner. "Hang in there." Do I walk now? Or hang in there?
How difficult (relatively) is it to recruit for an MBB London office from a T15 US MBA program compared to a US office? I know it's not done often, but is that mainly due to the salary difference?
I recently accepted an offer which entails a nice signing bonus. I have a bf of like 1 year. He has, twice, kind of jokingly suggested that he expects me to pay for our trip we are taking before I start the new job. Is it selfish of me to like still request he split the cost of accommodation etc? I make more $ than him for context. And he usually treats me to din whenever we go out. It’s kind of a lot of $ for me to just do, and I’d rather like, invest it… but I don’t want to be selfish. Idk.
Qualifying in 6 months. Difficulty in transitioning to forensic accounting/a similar sort of area from audit? (More than happy to leave big 4)
After 14 years in the industry, looking at switching careers to Account Management/Sales in tech. Any experiences to share on Salesforce ‘Enterprise’ Account Executive position? What does a ‘day in life’ look like for a EAE? What are future career prospects and how is the mobility between and up the verticals within the company? Currently in strategic account management and sales position with exposure to c-suite.
Looking for some direction. Just finished paying off my law school debt. I'm 29 years old. $40k in taxable brokerage account, $15k emergency fund (3.5 months), $20k in 401k. In September I'm starting a new job that will pay me $200k which doubles my current salary. Will max my HSA, 401k etc. But should I be making Roth 401k contributions in this tax bracket?
Hi Fishes, I am an AWS data Engineer with 8 years of experience, how much maximum salary can I expect ?
I’ve been offered a job with about 40% of the comp being a “target bonus” (ad/tech company). What is a target bonus and are the targets even attainable?
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