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I am in no way a tax expert, but here are my 2 cents.

You can use PF, VPF, PPF for 80c, health insurance if you have any for 80D.
NPS- employee contribution can be included in 80C as well as 80CCD(1B)- This is over and above 1.5lac 80c limit. You can also opt for 80CCD(2) for NPS employer contribution.
In case you have any Home loan, you can apply for LOHP and include registration fees/principal repay under 80C.

More or less these are the things I do for saving tax.


Thanks there, i think all the things covered in this information.

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