How to utilize full 80c ? I have only pf and loan interest, and medical insurance company provided premium goes in that. What other things I can include.

HRA not yet claimed , if I make rental agreement on my relatives do I need to transfer it to them and they need to show that in their itr? How to use this , as my rent actual would be lower than HRA claimable amount.

Wht other exmption I can avail. If elss +nps investment,is it benificial and how much amount max or average one should invest

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There is no limit to how much you can invest in ELSS, but under 80C you can claim an exemption of only up to 1.5 Lacs. Also note that ELSS comes with 3 years of lock-in.
Per my understanding, the recipient should show that amount as their income if you pay rent to them.

You can contribute to PPF to claim additional 80c benefits

You can show rent paid to parents in case you are living with your parents. However if your rent is below 8,333/- pm then landlord PAN number is not required.

open PPF and put 1.5L in that

15years and partial withdrawal before that.

Youtube me labour law advisor ka video dekh lo

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