HSBC vs 1Atelecom project in Wipro for jaba developer gurgaon location? Which to join?

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Please help me to calculate the inhand salary
Base salary: 15000
HRA : 7500
Leave + food+city : 2150
Personal allowance :20604
Performance pay :7400

Total monthly: 52654
Annual salary(A) : 631848
Pf+gratuity (B) :30258
insurance (C) : 7900

Gross annual (A+B+C) :670000
Retention incentive : 30000

Total ctc: 700000

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Wanted a suggestion.
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