I am 38 and only have 200k in 401k. I started late and made some bad investments and lost about 150k in options in 2021.Is there any hope left for me for FIRE? Now I am doing DCA to VTSAX but markets seem all time high. Looking to buy investment property but feels like I am buying on top of the cycle. Any suggestions on path forward?

Tuck w/ 40k scholarship or Johnson w/ 74k? For tech

I would appreciate any insight on management-side employment law in Dallas. I am a MLA at a large firm in LA pondering a move for financial/family reasons, but it doesn't seem like there are many open positions in DFW and I'm wondering if this area of the law is just not robust in Texas.

What is your favorite/most efficient method for calculating A&A and state adjustments?

Any top 2-3 investments on your list for long-term hold? I am not looking for short-term gains because I do not know much about investing, just looking for a few solid stocks that could grow over time.

If I sell a covered call deep ITM for a premium of $100 and buy a call of the same stock deep OTM for $10. Can I make a confident $90 profit consistently cycling through this method? What is the risk? Also I enough enough cash to buy 100 shares as well

Desi 🐠 from Chicago: Do you have a recommendation for a good tax attorney around downtown to file taxes. Someone with knowledge of tax implications of investments in both US & India. Thanks!

Hi! I'm a senior art in one of the SEA countries. Would appreciate referrals to SEA countries outside mine (would love to have abroad exp) 🙏

How diverse is Portland really? Everyone talks about it like it's San Francisco in the 70's, but is it racially diverse or super white? Just wondering since my son is Black and I'd love for him to feel less alone. We're looking at moving in the summer time but are still checking things out. Real opinions please!

Hello ,

How much is the cost of a 2BHK for rent near Doddanekundi area ?

What are some good and affordable societies near to Bagmane bussiness park area ?

My budget is around 30K .

Thanks in advance.

Have Nvax ran it's course. Up 50% and thinking to book profits and move on. I believe all vaccine stocks are now fully priced in without much upword potential. Any thoughts.

What’s the best way to get a personal loan upto 20k? Need it to shop gifts for family. Go to a bank and apply?

Corporate suggested me for a DON position in TX. I currently live in SD and work as ADON. Corporate said minimum salary would be 115k. Then flew me there for 2 weeks to see the building (nursing home). They all loved me, as does corporate. But my offer today was 90k. When I said I was told 115k they countered with 100k. I said I’d think about it over the weekend but really am looking for at least 110k. Have to sell my house and move and rebuy w higher interest rates. What do you think??

Thanks to being a police officer, my family has stability nowadays, but in the beginning, it was difficult because the money was not enough. Now I can afford a little more, but the salaries should improve because the new policeman can not easily raise a family with this inflation.

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

How to save tax for the money from freelance work? As i already have a full time job.

Hello All,

Can anyone please help me here.
I have made my tax payment in July 2022 but yesterday (15 Nov 2022) I receive an email that tax payment is due for assessment year 2022-23

I called to help desk and he advised to raise rectification request from Tax portal and update the challan number. I tried to raise request but need to upload some XML or json file there. I am not sure how to upload or modify that file.

Does anyone know what steps need to follow as I already made my tax payment.

What do you all think about sea limited? It seems like In an uptrend for quite a while.

Trying 16/8 IF this week hoping to work towards 20/4. Does bulletproof coffee (just adding butter and MCT to my coffee) with a tiny amount of milk in the morning completely ruin the benefits?

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Any insights on Dubai Healthcare City?

Who is going to Paula Cole’s concert at LPR on Sunday? I’ll be sitting at the front row 👩🏻

Anyone here happy with their role and interesting work, but not with comp and career growth opportunities? Finding myself really enjoying the work, but upward mobility feels slim.

Disclaimer: Moved to industry after several years at Big 4

Does anyone know of any amlaw100/200s with a matrimonial law practice group? Or where I could find a list of this information? I have a friend looking in Philly and DC

Think twice to join these organisations which are listed below which are having no of layoffs in 2022

Crowdsourced list of 2020 startup conferences in Los Angeles... Go!

Is it just me or the ice cream truck music is the most annoying thing ever?
Trying to be on work meetings from my nyc apartment with this constant noise every afternoon...

What's the leave policies in Barclays.
Please let me know the leaves one can take in probation

have been working in retail banking for the last 5 years.. I feel that retail banking as an industry is on decline...I have learnt SQL and started learning advanced Excel....
Seeking guidance from the group about changing industry

Is it in poor taste to wear a MIRAMAX FILMS shirt in the office?

I work at KPMG and was told that I will not be promoted (from senior associate 2 to 3), but received pay rise as someone who was promoted. I am so proud person that immediately after knowing that I will not be promoted, I wrote resignation. What is your action plan in this case? Will you resign? And I am not afraid of being unemployed, I have some cash for such case.

For those of you that have regular meetings with your direct supervisors boss, what do you talk about?? I’ve only been in this position a few months and this is our second meeting. I have no idea what to talk to him about. I’m new to tech and didn’t expect to have a meeting every month.

Considering a career change as a second year audit staff who is burnt out and overwhelmed in public accounting. For those who have left the big4, would you recommend moving to a smaller regional firm or going into industry?

Thoughts on the following buildings for a couple (consulting + PM) late 20s with a dog.

The eugene
EOS
Sky
Solaris
American Cooper

My firm has ~50 attorneys and is the best in the field. all decisions are made by one man, eg bonuses, raises, promotions. There is no transparency. The only objective measure might have been billing. The billing requirement is 1900/ yr, but a total of ~200 hours are no-charged automatically, and he goes after closing the case and no charges hours based on factors unknown. The result is that no one can track their own billables, and the criteria for bonuses are a mystery. Is this normal?

Can anyone guess the movie?
🏃🏼 🌳🏃🏼🧑🏻‍🦽🦐 🍎 🍫

If the pandemic is a baseball game, what inning do you think are we in?

What are some best practices for tracking usability study findings? From my experience the findings usually stay offline in the usability study report but project manager wants to track the findings against stories in Jira. I haven’t done that in my experience, so I want to know how you all do this for your products?

How do you deal with deep seated financial insecurities?
I have more than enough to retire but I can't get myself to stop working. I still shop at thrift stores and can't get myself to dine at a good restaurant.

With a multi year market bill run, real estate crushing it, cryptos and startups flourishing, the number of millionaires, decamillionaire, centimillionaires and billionaires is growing rapidly. Add inflation in the mix and I worry that my former FIRE goal of 10M by 50 just won’t cut it the way the world is moving. Heck, I have more friends than ever sitting with a household net worth of 10M at 35-40 not to mention all that boomer wealth transfer coming their way. How to plan?

O.M.G! How am I supposed to achieve FIRE if my dog is constantly going to the vet for tests, meds, special dog food, etc.?!!!

Hi in process of buying a house. Trying to negotiate a buyer rebate with a realtor - we will be moving from outside of town so need full service, (video tours, actual advice etc) - do most realtors work with rebates? Is 0.5 or 1% good?

What American city would you choose from a FIRE perspective?

Where do you all want to retire? Share your retirement location goals and reasoning!

Need advice. 44 single female with 250k cash in bank, 140k in 401k, 15k in CD with 2.25% interest and 200k home mortgage. My taxable income is 230k with bonus. Have opened a trading account in (contd

Just cleared $300k selling my primary residence and will move back into a house we used as a rental. Looking for investment recommendations with the $300k. Should we buy a business like a bar in a college town, buy a multi family property? Or break up the principal and invest into a mix of bonds/stocks etc?

Personal finance book recommendations?

Is is advisable to contribute the full 19.5k in 401k? I am currently investing a total of about 20k with company contributions in 401k .

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Has anyone else used or heard of interesting applications of a 529 if you end up not using it not for a dependents education?

Currently thinking of contributing something small (~$50/month) with the intent of using it on myself for flight school down the road.

25 with the partner and I being 50/50 on kids down the road.

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

Switching jobs and am getting 250k RSUs (25% vested each year over 4 years) the stock seems to be doing good (40% growth over the past year) should I keep them all or sell some and put in ETFs or index funds? Or something else?

Financial situation: Planning on purchasing a house in 2022. I don't have major debt just a car payment of 20k. Make about 220k per year. 30k in bank 12k in Robinhood and 33k in 401k. age 38 have a 4YO and no other savings.

Want to start investing in US stocks from India. Need some inputs on which platform would be profitable for trading US stocks - groww/INDmoney/vested /any other suggestions?

Open Poll: what’s your FIRE number, when do you pull the trigger, and where do you want to live? Personally, my ideal numbers are 10M, 35, and lower cost area of a HCOL (Brooklyn). One can always dream!

How do you do your retirement savings calculations? Online calculator? Your own excel spreadsheet? Any caveats you plug into the model? Hoping to improve mine, TIA!

I have about 20k in a high yield savings account; interest rates are going down, so wondering if I should invest elsewhere? Any recommendations of a safe-ish investments or accounts to look into in the current market? Feel a bit lost and don’t want to sit on my money. I’m 24 and moderately risk adverse. Thanks in advance!