I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

What options trading level do I need to do cash covered puts at fidelity?

Anyone know what is the financial requirements to be approved for Fidelity level 2 option trading?

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

How do I invest in ETHOS?

Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?

How do you sell the benefits of managed money to your clients?

I hear most people recommend Coinbase Pro. What’s your argument for not using Gemini Active Trader if you’re trading under $1M? Gemini Active Trader has a smidge of lower trading fees than Coinbase Pro for smaller traders.

Does anyone have experience creating a NY LLC? Is it better to create one in Delaware if I’m NY based? Do you have to file anything annually? What if the LLC had no income?

Has anyone been told they need 25% down for a vacation home?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

Is there restrictions about side work you're allowed to do as a tas professional?
So let's say I wanted to get my Saul Goodman on and prepare tax returns for some side income. Would that be allowed?

Dave Ramsey video about bitcoin came up on my feed. The guy called bitcoin a gambling slot machine and denounced it as an immature investment. Buddy is proud of his 3% yoy dividend returns lmao

Any PAs that have another stream of income outside of their PA job? Like business/entrepreneurship or IT?

Can I live comfortably in Dubai on 25k a month? With wife and kid too?

Looks for advice on how to stop spending so much money. I like really nice things and spend a lot of money to get them (food, clothes, furniture, apartment, gifts, etc.) I use everything I buy...

History repeats from time to time but still greed seems to conquer everyone. We should always stick to fundamentals. Bitcoin , GME , AMC ... let me say it again: in this fake battle between Reddit and hedge funds the only people at loss are the noob investors. Hedge fund money comes from many of our pension and retirement account so if hedge funds loose it is ultimately the common man that suffers.

Has anyone taken a cash out refi to create the Dow payment for a commercial property? If so, how’s it going or did it go?

Recently joined the firm as a project delivery specialist. During recruiting, the team harped on how great my background was and how much a good fit I would be for the firm/project...

Well, I was on an onboarding call and they were talking about staffing and projects. The presenter said to reach out to them if you don’t think your project is a good fit. In his words “you were hired into the firm, not a specific project. We see you here long term... With the exception of PDM model” 😅
Cont.

Information needed on Wells Fargo chennai projects tech stack. Does any of the projects have the latest tech stack. I heard most of the projects are running on the legacy stack.

I will be looking for an opportunity on java 8, spring boot, microservice backend stack. 9+ yoe. Please throw some light on what tech stack is used in project and are they latest?! Thanks in advance @wells fargo wf wellsfargo

Hi y’all! My background is mostly in international and nonprofit sectors, but now I’m looking to pivot to tech (program or project management positions). Any tips on where to start? Recommendations for certificates/online course I should take to increase my chances to land a job in tech? Thank you!

As a probate and estate planning attorney, I’m considering adding a family law component to my practice. What is the best way to begin? I’ve been reading/watching all the CLE I can get my hands on but how to find my first family law client? Take on a pro bono matter? Find another solo practitioner who could use some inexpensive assistance?

For 🐠🐟 that live in the Circle C area, is there really a difference between Circle C proper vs. the surrounding neighborhoods (e.g. Circle C North)? Or are we basically just paying a premium for the name?

(We're waiting for prices to come down like a lot of people here, and the hubs is very focused on being within Circle C proper 😮‍💨.)

Curious questions! What are the things offered by companies after laying off their employees? Do they pay 3 months severance? Or not?

Looking to leave Strategy&. MBA/MPH with 8 years of consulting/product management experience, primarily in the provider space. Let me know if you’re aware of any opportunities! Thank you!

Just saw an email about H-1B for 2021. Did anyone have issue accessing the questionnaire? I literally couldn’t see anything from the link...

Book recommendations for Experimentation (for a noob)

Hello Fishes,

I got an offer from Airbnb for the L7 role. I would like to know about the working culture of this company?

Thanks in advance!

Hi , is the Gym in sab labs Bangalore opened? Also will be open on Saturdays?

What are the best industries for talented strategy/business developers? Looking for industry exit opportunities from retail banking as I find the entire industry too boring.

Best pizza in chicago? Deep dish doesn’t count! I’ll go first Piece Brewery & Pizza

How did you deal with bad impostor syndrome when applying for jobs even though you know you are more than qualified?

any tips for a first round interview over zoom?

Hello Folks from TCS, I need your help, My visa process for Germany is already going on and it shall be completed by ending Feb or early march. I am now having an offer from IBM and I want to use this offer to further cement my onsite position
Should I resign and then talk with management or directly have a discussion stating that I have an offer and When can my travel request be raised post visa stamping

Money and power (and fear) wins again.

What skills do you need to highlight for an associate brand manager? No MBA

Do you thank your tenants for paying the rent? A quick thank you text?

Has anyone been told they need 25% down for a vacation home?

Has anyone taken a cash out refi to create the Dow payment for a commercial property? If so, how’s it going or did it go?

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

Tomorrow is a big day for me!
Made a written offer on an apartment on Sunday. Owner‘s starting price was 500k. My offer is 450k. He thanked me and we are meeting this weekend to „negotiate“. Tips?

Is it totally batshit to buy land in upstate NY and build on it “someday”? Would probably be financing the purchase.

Y’all I am struggling on these “light” home improvement projects we decided to take on with a recent house purchase. Plan was just to replace carpets, paint some walls, and replace kitchen appliances. Now added on new faucets, other bathroom hardware / mirrors / toilets / medicine cabinets / exhaust fans, baseboard recaulking and cleanup, kitchen sliding door, ceiling fan rewiring and install, window replacements… how do I rein it in?? So stressed out and we keep delaying move in. 🤯😱😭

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

I have better. com offering me 3% with ~800dollar credit vs another at the same rate, no credit but it's a loan officer recommended by my realtor who has actually been very helpful. I have heard service at better tends to lack after rates lock. Any firsthand experience?

What rates are you finding from lenders? I got quoted 15 yr 2.62 with 0 points from chase. How to find best rates ?

First time buying home in the US. Do lenders typically allow you to repay the loan earlier than the loan term? without any additional fees/charges.

Anyone sell to Zillow? Got an amazing offer from them, but naturally my floor decided to start deforming right before inspection. No water damage - I can get someone out here to fix it ASAP, but wondering if it’s worth the hassle. Mostly worries inspector will think there’s water or foundation issues

Anyone got a loan with Guaranteed Rate? Started looking for a condo(Chicago) and keep seeing them pop up. Looks like they charge $1290 lender fee, but wanted to see if anyone had experience with them

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Got a letter of default and acceleration notice from bank who repurchased my mortgage due to what they thought was mortgage fraud but wasn’t. I’m contacting a lawyer but has anyone gone through this? I know they want it off their books and suggesting I refinance but my rate will increase and they’re demanding legal fees too

Has anyone taken a cash out refi to purchase another primary home? Thank you for your help !

Thinking about purchasing a property in the Turks and Caicos Islands. Anyone done this? Looking to learn more about the pros/cons of international / Caribbean property ownership.

Anyone here recently get or see any amazing jumbo mortgage rates? It’s painful to search each bank individually. Would love something under 5.5% (only looking for 30 year fixed)