I am keen on lending a startup founder $20k in exchange for monthly returns. They are offering me a bank guarantee for the full $20k

Will this 100% secure my principal? Things that I should be mindful about?

Anyone know how to properly calculate DTI with rental properties?

Anyone have a recommended tax person in Chicago?

Does having the Amex gold have any hidden perks? Will they get me dinner reservations or anything like that and is there a cost? O

In prep for backdoor Roth, I converted my pre-tax IRA money into a 401k to avoid any pro-rata tax issues. Anyone know if there’s any sort of buffer period I need to wait or am I safe to do back door as soon as that money officially hits the 401k?

What happens if you have out of the money LEAPS options (January 2022 expiry) in a company that is purchased in an all stock buyout?

Anyone selling off and waiting for the infamous ‘8k dip’? Curious if anyone will pull the trigger and sell complete stake..

I’m holding

Other than LefgerX, anyone use any platforms for Bitcoin/Ethereum options?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Would love advice. Partner and I are spending about 125k/yr total together (all in, incl rent, health, gifts, travel, etc). Mid 30s. No kids but will in next couple years. No debt. Total income between us of 350k. High cost of living/high taxes. So total we save about 80k/yr. I’m glad we’re saving but I feel 125k is too high in these years where we should we saving for kids, future needs etc. I know theres tons of personal considerations in here so not looking for “is this too much or not” cont

I’m looking to purchase a home. I have enough for 20% down and I qualify for a traditional mortgage but my dad suggested he lend me the full cash to make the sale that way I have more negotiating room and can close faster. Then once I close I can refinance it and keep 20% in the house and pay my dad back for the 20%. Is there a downside to this? Will it get messy?

Best way to answer “why do you want to join private credit” or “why do you want to join private debt”. I have a general sense of why I want to but can’t really put my thoughts into words. Any insight would be helpful. Thanks.

What is the rationale for removing accrued income taxes from NWC?

Maybe a bit off topic but does anyone think we’ll see some of these housing prices cool down a bit? Why or why not? And if so, how much?

Big law associates, how long did it take you to pay off your student loans on a big law salary? If comfortable sharing, how much student debt did you have when you started in big law? Did you focus on paying off the loans first, or did you contribute to your 401(k) at the same time?

When is our 401K fully vested at WPP/VMLY&R Commerce? I thought it was 3 years. I started in Spring 2020.

I look in my mailbox,
A lovely Surprise,
From the senior center,
A package has arrived

I unwrap the green sheets,
Then squeal with delight,
With financial statements,
The net income ties,

I then flip to the perms,
Starting with M&E,
My stomach starts growling,
So I move on hurriedly

What large penalty numbers,
These rule breaking folks,
A few fines here and there,
To them it's a joke

Book depreciation,
Less than tax I see,
DTL is created,
As favorable as can be
...

Has Mindtree resumed WFO , Fishes?! Any news for Bangalore location office as I would have to relocate 😔

Is this bowl dead?

How is promotion given in Citi

Is there any interview taken before promotion here ? Soon the promotions will be rolling for next year in Jan
Please reply..

Average hike in Citi in promotion year??

I was slated to join a company in feb after my graduation but my offer got rescinded today , if any one is willing to refer me for strategy, analyst, data related roles in your company please let me know

#rescinded #jobsearch

Partners - currently I’m struggling to get recognized by the leadership. The role I’m in does not offer visibility to SMs/directors and partners. What are some of the things I can do get visibility?

Accenture is always looking to hire the best cyber secuirty talent. Msg me privately if you're interested in an opening on the Accenture Careers website for a referral.

Does anyone have a recommendation for a doctor/dentist in the Bay Area that offered Botox for TMJ and accepts insurance?

My husband just got word on partnership. How to celebrate??

When he told me, my jaw dropped on the phone. I’d like the celebration to be a bit more memorable than phone silence.

What did y’all appreciate?!

Worst part of living with your partner?

Anyone else struggle to enter time daily? If you’ve overcome this hurdle, how did you do it? I keep a notebook for my time and then send it off to a secretary to enter but I still miss so much of it that I always have to go back through my emails.

We still can’t score 50+ after an invite? Dang...

Hot Take: Social agencies are almost always the youngest/least respected voices in the room. Agree/disagree?

Is EYP hiring into their life science practice right now?

Has anyone used wordcraft in their classroom?

Hello all. To be honest, I’ve been feeling defeated, because it seems like many consulting firms do not want to provide sponsorship to international applicants. I understand that it’s cheaper and much more convenient to hire US citizens, but I feel quite helpless. What is your advice to international students like me?

28 years old and just officially found out I’ve crossed into six figures. I’m in a pretty low cost of living area too, and my wife makes six figures as well, so I’m just feeling very good and optimistic about the future!

Are any of the Corp tax breaks trickling down to us peasants or is it different for private partnerships? I keep hearing my clients talk about bonuses and raises. Wtf

If you get fired are you guaranteed to get unemployment? Under what circumstances wouldn’t you get unemployment?

I’m 21 and want to learn directly from entrepreneurs, what would be the best way to discover and learn about entrepreneurship and starting your own company. I was going to look for conventions near me or networking events. If you could share other ways or youtube channels/content or books to read. Thank you!

If you’re interested in startups, I write a newsletter about top startup & tech companies to join.

Source: Ex IBM exited to startup that got acquired by LinkedIn. Dabbled in vc. Now at a growth stage company

Interested in buying a company and unsure how to source good deals for small businesses between $1-20MM in revenue. How do you find companies like this for sale?

Has anyone gone from ~8-9 years at tech startups (growth/product/mkt) to launching a small city downtown foodtruck/small fast food place? What are the biggest challenges and differences you have faced/would expect to face? I’d assume the first months prior to launch it’ll be mostly administrative stuff but Any advice and/or recommendations would be awesome to hear. Thanks!

Have the opportunity to join a small but growing team at a startup and very excited about it. I would be leaving my exempt position for a non-exempt position but there is 30% pay increase… any thoughts?

Book recommendations for staring a CPG company?

Seeking recommendations for attorneys familiar with reviewing “profits interest” incentive unit grants pursuant to an equity compensation plan with a private equity sponsor-backed growth company. A friend of mine has been offered to participate in bonus plan and needs a qualified legal review before accepting, any quality pointers are highly appreciated!

I recently left public accounting to join a start up. I don’t have too many connections in this world yet, does anyone have recommendations for either articles, books or other sources of information I could use to get an understanding of the startup world and how I can make the right career choices moving forward. - *I’m on the product manager side*

Thanks in advance!

Accepted a research position a few months back for SaaS Private Wealth startup. I feel like I’m being underpaid even though I’ve only been here a few months. Not sure how to approach it if I should at all?

I currently have ~$65k cash and no debt. How do I go about thinking if this is enough to quit my job and start some kind of business?

Just signed a franchise agreement. Roughly two years from now I’ll be in my own ! Does anyone here have commercial land and building experience ? Curious to hear major lessons learned and pain points.

Side hustle or startup ideas for someone who isn’t technical/doesn’t code? Where should I look or where to begin? I don’t have any strong passions or specific skills that I’m confident in. What books, articles, blogs, orgs, events, people I should follow for inspiration that has helped you? I have some cash to invest and am looking for a part time hustle that can cash flow at least a little bit of money on the side.

Working on building a platform where people can create startups without quitting, and folks with extra time at hand can work on these ideas for equity.

Thoughts? Would you be interested in either creating one or supporting the ideas of others that you find exciting, for equity?

We're prototyping, reach out to me if you would love to be involved and give feedback. The problem is a challenging one.

Once you’ve discussed a business idea with friends and family, and they think it’s reasonable, what’s the next step?… Is it building a wireframe, getting an employee/cofounder, building a pitch deck based on just vision?

At what point is it realistic to ask for $$ to pay ourselves as founders (who will quit their job?) and how much is appropriate?

We are currently doing a pre-seed raise of $500k, but I’m really struggling to balance my work and my start-up.

Note that my current job pays $100k, and I don’t have a crazy resume.

What do people recommend for start-up relevant marketing resources/books/personalities/podcasts?
I have a lot of enterprise marketing experience, but making a jump to a startup and want to get up to speed as quickly as possible.

Can someone educate me on funding rounds? When conducting a series A or beyond do the founders pre allocate exactly where they are going to spend the money raised or include in their pitch deck? Assuming they hit their target