I am targeting to reach $1M capital accumulation with in next 2 years and wanted to generate 10% ROI annually (average over 10 year duration) on that $1M. What would be your portfolio allocation and investment strategy to achieve this?

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

Conflicted feelings today. Company stock went down 5-10% and we just got our ESPP shares this morning, but on the other hand, the new offering began today so it’s a 15% discount on this low close price. Not sure whether to be happy or sad lol.

Has anyone worked for a CA firm while living in CA, then continue to work for that firm remote? I am inquiring re: the tax implications and if CA will still try/be able to collect taxes even when my address, etc. changes. Thanks!

Planning to sell XRP and buy QTUM - good idea bad idea?

Anyone have advice on what to invest in within a Roth IRA? Diverse set of ETFs, buy and hold high dividend stocks? Pretty new to investing and the current climate is making me overthink everything as well. Thanks!

Quick question on Personal Capital — I just downloaded and set up the app. It looks like only 3 months of my Chase credit card transaction history will import to the expenses. Is this right? I can’t see a way to get any more data than that, which is fine, but just wanted to make sure this is normal. Thanks!

What year partner can realistically afford to have ~$4M in mortgage debt? Particularly big4

If we did the after tax voluntary contribution (with the intention to roll it over to back door Roth) but don’t get it rolled over before the year ends, what happens? Can we do it after Jan 1? If not, is that now just a separate retirement account w our employer (did mine w McKinsey, after maxing out Roth $19500)

I just found out that I am no longer eligible for any of the income driven repayment plans and my monthly federal loan payment is increasing to $1400 a month and will increase on a yearly basis up to $2400. That is my cheapest option. However, if I refinance with a private lender to a lower interest rate, it will be $2k a month for 15 years and I’ll save like $120k in interest over the life of the loan. Has anyone refinanced their fed loans with a private lender? Should I do it?

Who is offering HELOC on second home with occasional Abnb rentals done.

Some.banks immediately turn this into an investment property and deny that.

Don't want to cash out refinance as underlying mortgage is <3% and fees plus new cost to carry are not worth it.

Stocks are crashing. Do you think ROLEX / Patek prices will drop soon too?

Just got promoted and now I’m no longer eligible for Roth IRA - what do I do now? Pause contributions to my Roth IRA? What is this back door thing people are talking about - have also heard it may be illegal soon?

How does WageWorks or any other commuter benefit provider know if you’re actually using the money on transit or something else that’s not eligible?

Is it true that stocks bought and sold are visible in form16?

Homeowners in Boston Proper (or greater Boston area): how did you approach the purchase from a financing perspective? Have decently high HHI, but it will still take a long time to save up a full 20% down payment.

I need help paying down debt in the most optimal way. Student loans: FEDERAL [ $25k, @3.89%, $320 min. Monthly] ($0 @0% through Sep] + PRIVATE [ $38k @4.57%, $500 min. monthly]. How do I optimize payments throughout the duration of these loans? Is there an excel model/spreadsheet you can point me toward? (And does the crisis forbearance change the optimization equation?). Sorry- a lot to ask on this platform.

What's the favorite stock you own?

How much time it generally takes to receive Laptop after joining OFSS.

And What Laptop OFSS provide to employees ?

Best study guide for CFP?

I’m thinking of going to Schwab as an Independent. Can anyone tell me what I should be looking at to make my decision easier?

What’s the market rate for government consultants at 1.5 YOE?

How much are y’all paying for a studio in River North?

Anyone have any leads on any functional/non dev Salesforce roles?

My wife is worried about her job. She works as a vendor to wipro.her manager told her to send resume and docs to upload, they will transition her from vendor to wipro payroll. Her parent company is asking her to tell wipro not interested.she wants to get converted to wipro permanent payroll. Is there any NOC required from vendor?pls comment

What are the best boutiques in 2021 and why?

Hi…question for CVS workers, how many days of pto a new employee usually gets? Thank you

Tips for Belize!!

1. Safety Concerns
2. Accommodations (Airbnb/Hotel is better)
3. Is it worth to get a car?
4. Activities to do?
5. Neighboring cities to visit?

Group of 5 in their mid 20’s, and we’re planning to visit early/mid February for about 8-9 days. We’re already doing research but additional advice from experienced travelers is always welcomed.

Have been hearing a lot about kpmg, is it really that bad?
Joining kgs as associate consultant

Didn’t hear much from Pence. Is he keeping himself away from all the legal challenge episode?

It is a fact that Capgemini Group pays low salaries to folks however
1. People tend to stay for a long time
2. Folks are also from good B schools in invent

What are the reasons that folks stay for such a long time when I have seen even directors at CG at 35-40 lpa only?

Anyone else GM/operations for a dispensary? I'd love to chat.

How common are prenups in UK among middle-class? I'm thinking of asking my SO for one but I worry it would be viewed by anyone else as a one foot-out-the-door kinda situation. I'm just trying to be safe with little I have, seeing my friends' marriages.

The recruiter I was working with said they couldn’t go over a certain number (which I know is a low-ball number). Is there still an opportunity to negotiate in the final stages of the interview process?

Need advice: 58 years, $3M saving mainly in 401K, $1M mortgage debt and HCOL. Retire now or should I wait for 2 more years?

Anybody in the Houston/austin area have a tax person to recommend - or should I do this myself? NW $2.2M, income $280k, LLC side hustle, standard deduction. Seems straightforward but not sure if a tax guy would be advantageous

Moving from a miserable IB job for a small pay cut, but I can now actively trade without compliance giving me trouble. After rent & taxes, I’ve got about 10k per month to save; what’s the best asset allocation / distribution for a 24 year old who has a longish horizon and average risk tolerance?

If we did the after tax voluntary contribution (with the intention to roll it over to back door Roth) but don’t get it rolled over before the year ends, what happens? Can we do it after Jan 1? If not, is that now just a separate retirement account w our employer (did mine w McKinsey, after maxing out Roth $19500)

Are Long Term Care Insurance Plan and Disability Insurance worthwhile? Do you need both?

What changes (if any) would you make to your life once you reached Coast FI? Mid 30s, no kids. I like my job but the intensity is unsustainable in the long run.

I need help paying down debt in the most optimal way. Student loans: FEDERAL [ $25k, @3.89%, $320 min. Monthly] ($0 @0% through Sep] + PRIVATE [ $38k @4.57%, $500 min. monthly]. How do I optimize payments throughout the duration of these loans? Is there an excel model/spreadsheet you can point me toward? (And does the crisis forbearance change the optimization equation?). Sorry- a lot to ask on this platform.

Saw a post about an engagement ring here so wondering if you all have tips for wedding bands. Ideally, a half eternity band or something similar for me and a white gold 4 mm band for my partner.

Had anyone left advertising to FIRE? Feeling like sales might be a better path.

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

I have about $45k cash on hand. Job looks pretty safe but I want a fall back in the event of job loss and / or recession. I have student loans of about that same amount on pause but at an 8% interest rate once they start up again.
What should I be doing with it?

What’s a reasonable fee for an accountant? Single filer, W2 employee. Simple investments but just need some help filing correctly given a move between states, a recent start to investing in more tax advantaged accounts and more etfs. Otherwise pretty simple. Should this be a few hundred dollars?

Just want to hear from people who hit FIRE and pulled the plug on working. What are you doing these days? How great is your life? Any regrets?

Hi! Pretty new to this concept, and really early within my career (only 3 months in). Currently on my company’s 401k plan, contributing well beyond the minimum to receive a match, and maxing the amount I can put in right now (25%). Dabbled a bit in options and stocks in general. Any advice, guides, or starting places you would give someone in my shoes? Thank you in advance!