I am thinking if getting on my wife’s insurance, and waiving the insurance through my company. I’d save about $5k a year and my wife’s insurance is actually better. Is there any reason not to do this? Am I missing something?

like
Posting as :
works at
You are currently posting as works at

Not missing anything, some employers have better health insurance options.
Just make sure you are considering all coverages, copays, max out of pocket, ect. Also think about what you would do if your wife lost her job, you might not be able to rejoin your companies insurance outside of annual enrollment.

like

Employers are know adding a surcharge. For example if they find out that you the husband works for an employer that offers a health plan but are enrolled in your wife’s. Then they may tack on a surcharge, fee, or citation on our wife’s plan. Not all employers do this but many are staring to die the high cost of health insurance and care. This is America

like

Related Posts

If your Home Healthcare Agency gets sold to a venture capital group, run, don’t walk away. Especially if you’re a manager.

likehelpful

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Someone convince me why working as a GS-15 in the federal govt working 9-5 with low stress, making $160K with 6% 401K match, defined benefit pension, and healthcare in retirement isn't the way to go

likefunny

Fb fam!! Which company's health insurance do you subscribe to when visiting Europe on a schegen visa.. Any help will be greatly appreciated.. Thank you 😊

like

Recent graduate with Bachelors of Health Science in Workplace Health and Wellness. Currently working in a Healthcare job but as a client service coordinator. Really would like to get a job in my field. If anyone has suggestions/recommendations please share. Within GTA would be great if not, remote anywhere works.

Does Amex reduce the $550 Annual fee for Platinum upon request?

like

How is the data practice team at coforge. They told client is an insurance company.
Can anyone share more . about it.

Best midsize healthcare/pharma (physician marketing) agencies for strategy?

I only make 54k at a Insurance Brokerage 1 year in. How can leave this industry to something in tech. I did insurance because it seemed interesting. After one year in I was so wrong.

like

I recently left a 20 year career in healthcare to try something different. I love it but I’m not sure what exactly my role is . I see a lot of SD or AE or BDR and I really do not know what things make you what title ?

like

If you were interviewing for a hedge fund, how would you explain your approach to evaluating a potential investment?

Hello, I am a healthcare professional looking to get into practice management. I have a background in physician compliance and a masters in healthcare administration. Any tips on how to get into practice management?

like

Hello all, I hope you’re all having a fantastic day/evening. I’m a Case Manager for TZ Insurance, aka Tranzact. Does anyone know of anything I could apply for at other companies/positions with my skill set? I don’t want to be a sales agent, though I have a Health/Life Insurance License in my state (& a few others). I review new applications with clients. I’m sick of dealing with all the 65+ & disabled people who are always irate & impatient, inside the “Medicare” area of Health Insurance.

like

Hi friends,
Am looking for some material or interview questions for a BA in life insurance domain.
Can somebody please help?
Thanks.

How do I track my 401k cost basis when I rollover from one employer to another? I don’t owe any taxes right?

like

Insurance defense deductions - Billings wants to write off my time because I worked more than 10 hours in one day. What are some ways to avoid cutting my time?

like

Has anyone used Betterment premium? It’s like regular Betterment but with .4% fee instead of .25% and a 100,000 min deposit. It comes with a CFP to help with financial planning and such...

like

Mental health question - I can’t stop reading the coronavirus news and my anxiety is out of control. Obviously can stop reading the news but then anxiety of missing things takes over... help

like

How do you get out of a credit card debt trap?

like

I gave my 2 wks notice yesterday and said I need to take time off to take care of my mental health. Management told me that today is my last day, and that they typically do this when people (cont)

like

More Posts

Hi guys! Looking to switch from my current firm to another company. If anyone could provide me with referrals, that would be amazing! I’m looking at PwC, Deloitte, EY, CohnReznick, KPMG, Crowe etc. Comment and DM pls! Thank you! 😊

likesmart

REPOST!

A group of teachers (in and out of CCS) and I, talk regularly about our highs and lows and our joys and frustrations of teaching. I want to invite more teachers to these chats. Please join me for our first, of hopefully many, official meet ups to discuss SELF CARE. Is Self Care part of your routine? Are you in need of some quick ways to take better care of yourself? Either way, come join the convo!

Post Photo
like

What does your school or district do to support staff wellness?

helpful

730 gmat
Indian
Big 4 consultant
Some Extracurriculars, but nothing crazy

Do I have any shot at a scholarship at kellogg or booth? I know it says avg is $30k, but wondering if thats skewed

like

Funny how Hill Holliday does layoffs twice this year and still has a lavish summer party. I get it was the anniversary but don’t people want more pay than drinking at a yacht club. SMH

likesmartfunny

Hey fishes,

My current salary is 13lpa in SQL, Plsql domain. I just interviewed with mindtree and they are offering 16lpa in big data . Should I switch or negotiate for more. Yoe-4 and new to big data.

Thanks

like

I really like and respect my boss. She's brilliant and tough and I genuinely admire her. I really hate working for her, though.

like

How did you begin to implement equity and inclusion into your organization?

like

Any good political organizations to volunteer for?

like

Hello everyone, what are some good LinkedIn learning or certifications that are good for someone with a Healthcare Administration BS and Healthcare Informatics MS, with a strong background in Revenue Cycle Management? I am trying to become more marketable. Also, I am open for new opportunities.

like

I have 100 AAL at average 11.6. Is it a good idea to sell puts now to collect premium? Or what is the best way to cover my loss?

like

The walls between my bathroom vanity measure 59.5”, dry wall to dry wall. Do I buy a 60” vanity or 59”…?

like
like

Anyone yield farming on Spirit swap? It’s not letting me approve staking my coins and was wondering if anyone had any advice

like

Hi! Anyone have any recommendations for the best sites or platforms to resell clothes? Some are gently used and some are brand new.

Hello everyone!
Anyone from Alcon (Canada) who’s willing to provide a referral for a job? Have been applying to many positions in different Pharma but no luck. Would be really grateful if anyone could help me out. Thanks

like

Any RPA Developers here ?

like

Hey folks,

I am 6.10 YoE as ETL developer/ data engineer.
I am having 2 offers, confused between them. I am considering WLF, location flexibility and good technologies in scope
Saama technologies, pune : 20 LPA
IBM : 20.1 with 1.87 JB

Please suggest and still have 1 week to join

like

Hi fishers,
I am getting 16.5 Lpa from Infosys including 2.5 variable. So how much I will take from home.

like

What does bizdev pay at a large HF such as Viking or AQR?

like

Additional Posts in Personal Finance Bowl

If I make 80k a year in Chicago how much should I be spending on rent?

like

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

like

Say I want to do a major renovation on my house. Are there banks that would offer a loan (HEL or mortgage, don't care which) over 95% of the current appraised value of the house?

If we did it, we'd be adding a bedroom, bathroom, and garage, and we would be increasing square footage by about 75%. House currently worth around $400k with $260k left on the mortgage; future comps are worth about $650k. Best guess is it is a $200k renovation.

like

Google stock to buy now or after the split?

like

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

like

How do we feel about prenups? Necessary or not?

like

My house is paid off and a family friend is willing to pay cash for my house. We agreed on the price and inspections have passed with flying colors. What steps do I need to take for the sale of the house without having to pay a realtor a percentage for doing nothing? All I need is a contract they protects both parties - does anyone know?

like

27, make $210K/yr and trying to figure out how much to invest (index funds) per month. Currently investing $5K per month - could I go higher? Eg $10K?

Anyone have a recommended tax person in Chicago?

like

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Who is thinking about retiring in a low cost of living country? This can dramatically change the math for retirement savings and allow you to work for far fewer years.

like

Does anyone have an Individual/Solo 401(k) for their personal business?
Are you doing the mega back door strategy?
If yes, what’s your plan provider?

I’m looking to set this up for my wife’s business but haven’t found a good one that offers the option for voluntarily after tax contributions with in-plan Roth conversion.

like

Is bottle service ever worth it? Why is it so popular?

like

Keen to buy first home in Dubai but skeptical given the uncertainty around the global economy albeit high oil prices which is a positive for the region. What are people thinking? Anyone here from middle east?

like

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

like

Hi - AMEX sign up bonus is higher than ever. DM me if you would like a referral link, I’ll split my bonus with you as well :)

Good resources to learn about which investment account types I should be using?

like

What’s your take on life insurance ? Is it worth to pay the premium?

Recently purchased a home and starting the design process - planning to spend $70k on furniture in the next 6 months (sourcing through designer, not through big box retailers). What are the best credit cards out there right now with 0% APRs and rewards/cash back? Partner and I have excellent credit.

like