I bought a single family home in 2020 and I received a rate of 3.125% for a 30 year fixed loan with a 15% down payment. I pay a PMI every month. Should I consider refinancing and consider a 15 year loan? I also would like to get rid of my PMI. My credit score is a above 720. What are some costs I should consider if I refinance?

🐠 that rent in Toronto, what's your rent like? Most of the 1+den places I'm seeing are around $2400/month which feels crazy.

Recently moved from India to US. I have MF investments through an online brokerage firm Finzipp in India. Being in US, i am not supposed to be holding any MF investments in India. How did others manage in similar cases. Did you sell off all your investments?

How much background research do you think copywriters should be expected to do for a project? Say, for example, you are assigned to create a brochure to help people decide how to invest their money...

Classic confusion of buying vs renting. Specially knowing the NJ property taxes are highest in the country. I would love to know your perspective.

Is it possible in our lifetime that we will never see paper currency anymore? Not suggesting that crypto currency is the alternative. But whatever form it eventually takes, a digital form could eliminate a lot of vulnerabilities that we have.

Ally Bank reduces their Savings Account APY again to 1.90%

Is anyone here into crypto? I want to learn more but not sure where to start

Hi,

Can I pay full hra amount as rent to my parents to get hra exemption benefits.

HRA: 5 lakh

Hi, How much can be saved for a family of 3(Me,Wife and a 3yr old) with 3.3K euro in hand. I am ok with putting my kid in a Dutch school but is there an disadvantage to him if we are moving back to India after 3yrs? Since books here will be in English.TIA

Does anyone prefer wealthfront over Robinhood? Why?

How much does it cost to buy into equity partnership?

ROTH IRA > 401k > HSA > Backdoor / Mega back door > brokerage

Is this the correct order?

Hi just moved to the area, trying figure out the Ltc tax. From what I understand if I get it through deloitte I can opt out, could someone assist if I misinterpreted. TIA

If you were inheriting a large-ish portfolio within the next month ($500k-1m), would you have them liquidate and take cash or take the equities? Heavy on financial services, pharma, utilities, and o&g

Quite a newbie, everyone around here seems experienced - what should I buy short term & long term to take advantage of the dip?

How important is saving in your early 20s? I feel like I don’t save enough, but I also feel like this is a (hopefully) minuscule part of my career earnings. Also feel like an MBA would wipe me to 0..

How do you shop around for a tax filing company? I’ve started investing first time this year and would like to sit down with a tax consultant to file my taxes this year to learn. Considering H&R

Any recommendations for raw denim jeans for male 🐠? Looking for <200

What is the highest offer you hold in Salesforce?
I recently interviewed with a company and asked for 35LPA and they came back with 42LPA fixed . Is this trend normal during great resignation?

I'm a software engineer, and I've been working remotely for my entire career. I love the flexibility and autonomy that remote work gives me, but there have definitely been times when it's been hard to feel like I'm on an even playing field with my colleagues in the office.

Any advice for a young engineer trying to land their very first job out of college?

People from MC/SC practice in AC Bangalore. What is the current scenario of projects? Seems like lot of people are on bench.

Shalom y’all, where all my Jewish gays at 🏳️‍🌈✡️🌈🕍

Would Bernie put us out of work?

Hi all,

I have total 3+ year of experience. My first role was on web development their i gained knowledge on Html,css bootstrap, python and django. Later I have moved Hadoop administration here gained knowledge on Linux, Hadoop cluster with mapr platform, MapReduce, DRILL, SPARK troubleshooting.

Now am little confused ,how to grow my career?

Can anyone please suggest me what is situated role for my skills.??

I was suckered into a whole life policy for about $1 million dollars a few years ago. Premiums come out to about $900/month and current cash value is $30k. What should I do with it?

Anyone got SaaS product ideas? If needed, we can collaborate and build the product together.

Looking for insight on an offer from industry

Has anyone had issues coming back to India from abroad. I’m under incredible pressure from family members to go and “settle” abroad. How did anyone convince if you guys did? What to do? Just keep busy and ignore?

Can anyone help me with a referral at Cisco?
Thank you.

Hello Sharks,
Kindly help me to understand How much hike i can negotiate with JMPC.

YOE 5 years
Current CTC 13.0
Skills: Python, Linux, bash script

Thanks in advance.

My gf has a particular gift. To always choose the better dish when we're out. So we decided to choose for each other. And, not surprising, the dish i chose for her was still better. Should we break up?

Is it normal for people in our profession to be so closely monitored by management, or is that just a thing at my workplace? Feels kinda suffocating…

Just curious has anyone ever worked as an accountant at the big 4 before law school? How do big 4 accountant hours compare to big law?

Is anyone active here? If yes, can anyone tell is there onsite opportunities in hexaware and what are the reviews of the company.
Skill: ServiceNow

Seeking advice / recommendations:
Hello everyone, I'm trying to get into real estate investing. Some of the books I've read have talked about buying multi-unit properties and utilizing investors to get the necessary capital. Does anyone have experience in getting investors? How do you identify investors who may be interested? Are there any sites where you can invest in or post real estate investment opportunities?
Thank you in advance

Just put an offer in on a second house! Send positive vibes. Anyone know what VA rates are looking like right now?

Curios to know if the RE bowl think there will be a crash in RE prices since it was at a peak for the past couple years, a lot of realtors are saying no it won't but a fisherman won't say his fish is stink so I don't put much weight on their opinion. Also I am thinking these ppl that are paying way above the asking price for some properties will lose once the value in some of these properties drop. That's just my 2 cents, curious to know yours.

Hey folks - I am looking into purchasing a 2-family home in HCOL area. One unit is being rented and the other would be owner occupied (me). After rent from tenants, mortgage would be around ~$4,200. HHI is around ~$235,000. Home price is $845,000 @ 5% down. Does this sound reasonable? Need advice if this is a good investment or I should fade away.

Any real estate salesperson available for a quick chat. I just got my salesperson license(MA) and wanted to speak with someone who has gone through the same process to get a better idea on how to kick start my career in RE.

First time trying to buy a property for an eventual rental income (a single house or 2 or 3 family). Would you buy it under your personal name, get a residential mortgage, then transfer the deed to LLC later or buy it under LLC name at the first place and get a commercial mortgage? What would be pros and cons of each?

About to list my townhome for sale in a Chicago suburb. Any suggestions on how to price it right? Should i get a property appraisal? I have done alot of renovations recently and don’t want to price it lower. Realtors i have spoken to suggested based on the recent home sales in the area but not too many similar homes were sold in the zip code to get a good idea. Appreciate ur responses.

How does one go about setting up a home for corporate rentals? Who do you talk to? Are there brokers that specialize on that? Is it worth the effort versus regular rental?

Hey 🐠, I’ve been very interested in starting to own and rent out properties, I’m in NYC but willing to look other places. I currently own my first home, have two kids, partner and I work mid manager

How much did you spend furnishing your first home?? I've got a 2800sqft 4 bed room 3 bath with a game room and office and I'm looking at $30k ish.

Any experience investing in motor home park (manufactured home community). New to this. Potential pitfalls? Biggest concerns?

I’m planning on getting my real estate license this spring! My biggest hesitation is that I currently live downtown Chicago and do not own a car. I really do not want to buy or lease a car as the area I live in requires a garage spot to park. Is it realistic to believe that I can be a real estate agent in Chicago if I rely on Uber/CTA?!

I purchased an investment property in Austin for $415k 2 years ago. It’s now worth $650k+.

Because mortgage rates came up, my monthly payment PITI is looking around $3150 per month. It will likely rent at $3000-3100 per Month.

Should I hold or sell immediately?

Im interested in purchasing a rental property. I have the money saved up, but not sure where to start.

Any recommendations on DIY security systems with professional monitoring? Simplisafe seems to have good reviews online but wanted to see what you guys think!

Anyone know how LIHTC works for properties that are past their initial 15 year period?

How to deal with the post- inspection report, buyer requests? Their inspector made a long laundry list of things including a single small gap on the wooden floor to refrigerator door handle is a bit lose. Also saying HVAC is close to end of its useful life.