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I’ve always been a big saver minimum 15% to maxing out my 401k since I graduated college. I’m married to someone who thinks 6% is enough and likes $$$ cars. Other than the cars, they dont really spend money. For the married 🐠, how do you have the conversation with them that what they are doing isn’t enough? I try to guide them and say you want the $$$ cars but the salary you have won’t get there and you’re going to have to find a job that gets them the salary…. Then the fight starts.

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Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

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My home office is NY but I live in NJ and I’m filing taxes in multiple states that I worked in this year. On my W2 federal wages are the same as NY state wages, how do I track down my New York w2 wages without access to my detailed timesheets? Can I just subtract my total wages from the state wages from my W2 of the other states I’ve worked in?

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Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

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How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

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What percentage of your income do you save, invest and spend?

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I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

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Does anyone use the fidelity app? How can you change it out of dark mode? I can’t figure it out for the life of me.

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When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

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I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

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How much hard cash do you all keep on hand?

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Has anyone used SoFi to pay down credit card debt? I am drowning in interest every month with my BofA card and getting nowhere fast. Would love any advice re: SoFi or paying off credit card debt in general. Thank you!

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Creating a 529 for myself before having kids…Should I setup a 529 for myself?

I don’t currently have kids but probably will in the future (31M, single now). Alternatively, I may go back to school at some point, or I’d be happy to disperse/gift the $$ to my nieces and nephews too… what’s my upside/downside?

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Best area credit unions?

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Bonus is out for EY GDS steps to see. Goto gdsindiapayroll.greythr.com, click on IT Declaration on left. Then click on My Tax Planner at the top right. Then click create my plan then click view it calculation on bottom right then expand income here under adhoc income you should see variable performance bonus amout.

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Anyone maintain real estate license on the side? If yes, which broker is a good one to associate with of the ones with all these crazy commission models?

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Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

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Someone talk me out of buying the C8 Corvette 😭 I make >$200k and am early twenties FWIW

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In GMS is it mandatory to declare loans, insurance etc. ? EY Is there any issue if somebody forgot to declare and signed?

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Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

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How has/will droga’s data strategy team be affected after being bought by Accenture? Accenture has their own team of data scientists - will that make droga’s data strategy team obsolete?

New to ofc… no Frnd’s at c2 Bangalore location…. Team is distributed across diff locations.. Ping me if in same boat and want to catch up.,..

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What measure would one use to say that racism is solved/not solved? Seems like there isn’t a great measure imo.

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My wife surprised me last night for my 30th bday (which was last week) with a get together with my closest friends I have known since middle school. Most of them live out of state with kids and somehow it all worked out. Feeling really loved.

likeuplifting

Genuine question - why do people slide into DMs on here? Why would you spend time trying to get to know someone when there’s like a 1% chance you’re in the same geographical area and would have mutual interest in each other? Is it not better to spend your time on tinder or bumble to find people that are guaranteed to be nearby if you’re bored?
Edit: I mean DMs that are not platonic/networking 🙃

likesmart

I love that the Ukrainian Ministry of Defense is quoting Monkey D. Luffy.

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likeupliftingfunny

Me and my partner are not sure whether we want to have kids . Sometimes we want to and the next day we are completely against the idea . The reason we want to have kids is that we want to grow our inner circle , have more people in this world who we can call our family. And we don’t want to have kids is that it will put extra pressure on us , less freedom for next 10-15 years. Wanted to understand why people have kids or don’t have kids . Please share your thoughts :)

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How much are firms currently looking to hire within the advisory practice given there may be signs of recession? Will it be easy to internal transfer to MC with an above average rating?

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7/15 Thread (BC):

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Been selling covered calls or puts on F. Seems almost too easy. What can go wrong, outside of it actually hitting ITM?

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What options trading level do I need to do cash covered puts at fidelity?

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Hi everyone, how is the work culture at BDO rise ? How are the hikes ? Did anyone received any hike since it's newly established ?

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I am a Google TAM (Technical Account Manager) - AMA aka Ask Me Anything. I’ve been here over 2 years now and I see a lot of ex-consulting folks like myself being hired into this role. I want to help people to have a realistic expectations coming into this role because I did not.

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How often do you guys visit strip clubs?

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Does anyone ever feel morally or ethically conflicted working in this space? Serious question.

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Anyone can share the review of Tech Mahindra. How is there danamon project for AWS cloud profile.

What's the amount you generally spend while buying office clothes?

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I'll switch to a startup as the only data engineer and will closely work with all the Head ofs + the CTO.

Any advice/books/... on stakeholder management at that level? Especially when things fail/discussing budgets/new hires etc.

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Additional Posts in Politics

Trump hasn't answered questions from the press in two weeks.

Do you guys think he is hiding in the bunker again?

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What measure would one use to say that racism is solved/not solved? Seems like there isn’t a great measure imo.

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Anyone writing Pete buttigieg’s name in?

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This elections have millennials and their parents voting differently😂

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likefunny

Democracy is when the government does something only a quarter of the population wants

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This didn’t age well…

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likeupliftingfunny

Jen Psaki is legitimately bad at her job

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I honestly struggle with the politics of Afghanistan. It does appear that after 20 years we leave and within months it goes back to very similar or on its way. It’s not the US job to be the world police we did try to build coalitions and fail at the end of the day unless we’re willing to keep troops there forever which most Americans don’t want to I am not sure what the right thing to do is. And I’m sick of criticism just for the sake of the president. I don’t think there’s a perfect solution

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Thought - In the Georgia runoff elections, the best use of Democrat money would be to run ads which seem to have a conservative bent and play up the election fraud conspiracies, claiming the election system is broken and can’t be trusted. Maybe even offer up a way to grieve their frustrations with the system (that isn’t voting obviously). Would be so effing perfect if Rs lost the senate because trump cast doubt on election integrity.

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@Pro-Trump Fishies, will you accept the results of November if Biden wins quietly or will you support fighting it in court?

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So am I supposed to work tomorrow or nah?

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Folks I'm really sad - like, REALLY sad. Can we all just have ONE thread where we come together and agree that there is no justification for the people who murdered Brian Sicknick?

Can we not just accept that there is no excuse for a crowd of people collectively killing a Capitol Police Officer?

Please?

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