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This years appraisal.
Thoughts on BBH LA?
I am an HR professional with 12 years of extensive background into recruitment and HR operations. Responsible for full cycle recruitment of technical professionals and employee engagement within the Information Technology industry. Other HR activities, including payroll management, employee relations, grievance handling, helpdesk, leave and attendance management, admin, performance appraisals and training.
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How much do you make? What’s your price range and down payment? How old are you? How much is in those retirement accounts?
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So ideally a 60k down payment. If we assume the Roth IRA is 1/3 of the 401k (proportional to contribution limit) then you have ~100k in retirement accounts. Any other money lying around?
I wouldn’t cash out 60k / 100k just to buy a house now. Build up the down payment and buy in a year or so. I’m guessing you can pull together some savings over that year (maybe drop your 401k contribution rate) and then the amount you have to pull out of retirement is much smaller.