I currently work freelance product design at 95k tc no benefits. I just got an offer for 80k with benefits. Thoughts?

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I’ve been in your shoes before and here’s how I decided. If the benefits value 10k or more in savings or in time off than go with that option. Only way to know is if you evaluate your annual costs for medical / vision / dental vs. the plans they are offering and what the value of PTO equates to. If you are a junior designer you could potentially stay on your parents insurance until you age out of it which is what I did initially. 10k seems like a massive difference when you first start out but long term it’s not worth risking your health over.

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Thanks this is really helpful. The part I am really hung up on is the hybrid office model. As you already mentioned, the commuting aspect sucks. I lose time traveling when I could be spending time with family, friends or traveling for that matter

Honestly need more info. I say this because I have a friend who makes 60K but his company match, health insurance cost, distance to/from work, etc have him say a job will need to offer him close to 100K for him to consider a move. I think just his match alone is like an extra 20K extra each year.

How’s the match? Do you now get health insurance? How often do you go to the doctor?

More importantly, which job will give you the career growth and opportunities you want? That can be in the form of projects, clients, promotions, and so forth.

Happy to elaborate. So I’m pretty happy working freelance with two clients: NYC and LA. I work as a freelance product designer for both companies on a really easy going contract without a non-compete clause.

At the 80k job I will get health insurance, 401k match however I will need to go into the office in a couple of months. Living in NJ, I get to walk my dog, visit my parents and have time to do daily tasks while enjoying a nice WLB.

Im still on my family’s health insurance plan until 26(1 year left)

I am not positive on career growth. I work directly with both CEOs of my freelance positions and they treat me extremely well. With the new company, I’ll have no idea so I’d atleast like to negotiate for more

I would just increase the rates for your freelance if everything is all cool still. With inflation and everything im sure the CEOs would understand, even if just by $5 an hour could increase you another 10k gross. bank that money while you can, start some of your own investment accounts, you don't need a 401k, many people only use it up to what the company is matching anyway.

As far as growth, some people mentioned you can speak with mentors on adplist.org to point you in the right direction

As an overall update… I really didn’t like the lowball offers from the companies. I’m pretty healthy so medical and dental aren’t crazy important for me.

I joined one of my contract positions as a part time and I’ll be essentially an interim produce designer until they find a specialist. Currently will just live home since the office is right off time square

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