I do t think it’s fair mortgage companies take their own sweet time to process refinance applications while we continue to pay the higher interest rates until they the application is approved. I’ve requested a refinance on aug 3rd from 3.75 to 2.85 with my current lender but the background check has been taking forever. Nothing has really changed on my end other than a job change with a 15% hike in pay. Anyone else not icing the same trend ?

Has anyone seen Liberty Mutual’s Q2 Net Loss of $343 Million? Do you think it’s related to their CEO retiring this year? Thoughts?? Just curious to hear what’s your take on this.

28LPA CTC In Chennai vs 233000 MYR in Malaysia? Assuming I rent in both the cities. Family of 3 . Child is 1 year.
Aim is to save maximum money. Which is better.?

I am looking to purchase my first investment property. What is the downside to acquiring foreclosure properties, either to hold make minor improvements and sell?

I may lose a job opportunity because of my credit history - what can I do?

Started in *May* - Prior to signing everything, I expressed concern to the recruiter about the credit check. Honestly, it’s not great but it’s not terrible. The recruiter told me many times to not sweat it because it the background check was the main thing. And that we could talk through anything on the credit report. Now HR is telling me they may rescind the offer pending review. I’m crushed. What can I do?

Why mortgage rates are so low? (considering Fed’s upcoming tightening and inflation)

It appears that refinancing (with cash-out) is much cheaper than home equity loans? (fixed vs variable loans), this does not make any sense to me. Thoughts?

When a VC invests money in a company, does that company then need to pay taxes on the funds they receive?

Just got the Venture X and planning to hit the SUB spend by buying stablecoin on Crypto dot com. Is there a risk that Capital One won’t honor this spend or will try to clawback the points?

I'm staying with my parents and not claiming any HRA. Could you please suggest few things to reduce my TDS? Also, if I wanna claim HRA then what should I do?

Whats investments do desis on H1 do? Bought real estate in India, invested in stocks in US, bought home in US. Planning on buying more real estate (land or house?) in US, but is there anything more we can invest in?

Fellow 🐠 - SEEL was up 50% Friday after BTIG raised its price target.. how do people stay updated in real time on stock target price upgrades? Is there a platform to leverage? I usually see these target upgrades posted on the major news outlets after a lot of the run up is locked in for the day.

Any of you using TikTok to display your properties? I see it's working for some realtors and I am tempted to try.

Rental property managers in ALX

Hi! I am preparing to rent out my condo in Alexandria (off edsall road) in the spring. Anyone have any tips for first time landlords? I’m planning to work with a rental mgmt company that has 3 properties in my complex. They’ll charge 1 month rent for the marketing and 7.9% mgmt fee. I am moving to a lower COLA and don’t mind paying for the mgmt, but I haven’t found a good cash flow calculator to forecast taxes, etc. Any guidance would be appreciated! Thanks.

Saving for a house down payment in the next 20-24 months. Where should I put my savings. Just in a savings account right now. Was thinking about ibonds, but is my timeframe too short?

Anyone thought about switching fields to trading to get super good at it? My thought is that it’s a pretty lucrative field with lots of upside and even if you don’t do as well it’s easy to do from home casually and make some money if you’re a trained professional, which could help with FIRE if you need a low effort high reward side gig.

Looking for new apt in NYC. Anyone have success negotiating rent lower? Or is that impossible given the time of year?

Anyone use a DEX to trade? Is every trade a taxable event? How do you figure out the tax? E.g., if you buy 5 BTC (41k each e.g.) using USDC, and then sell 2 BTC (45k each) for the equivalent of 45k in XLM 2 weeks later, how do you estimate your tax

I heard I should start investing in my mid 20s. How do you even get started? I still have some student loans left. It seems so complicated.

Can someone explain how the amount in line 6 (taxable income) of form 8990 is calculated? Is it just taxable income less ALL interest expense for that year?

Hi All,
One of my friends has recently joined capgemini and has following doubts related to tax proof.
Can we edit the tax declarations in HGS portal every month any day?
Does Capgemini asks for rent agreement along with rent receipts as a part of tax proof submission?
Also which proofs needed for,
80c - elss lic
80d - insurance for senior citizen parents
80ccd1b - nps

Smart to sell some investments while the markets are at sky high values? Then buy heavy whenever this bottoms out again?

What are the most comfortable shoes that I can wear while working? I stand so much and my current footwear is not cutting it

Hello All,

I have finished managerial round interview today (15th april) for cloud support associate. In how many days will i get to know my outcome. I also cleared the first 2 technical rounds and got the result on the same day. Can anyone help me?

Any MDs here? If so, do you work private practice or are you part of a system? Do you like it?

Where does everyone work? I’m at McKesson

Has anyone ever heard of a recruiter called Toney Healthcare Consulting? I have a job offer from them but I need to know if they are legit.

What is the salary of a SEC reporting consultant at Workiva?

Hi Fishes,
I got offer from persistent with 31lpa.
But most of the compensation they added into skill bonus-1400000. Due to that my basic salary is low- 50k as compared to my cctc basic salary, which is 63k with 19.5lpa.
Is it normally happening with everyone joining to persistent?
Can Persistent increase basic salary component and reduce the skill bouns?
I asked hr to increase my basic, but she mentioned that it’s system generated and standard format, vary cmpny to cmpny.
Plz help me out guys.

Shout out to McKinsey for identifying $125B in wasteful spend by the pentagon

Going to be bored over holiday season and was thinking about starting up the Python Institute Certifications (probably the whole roadmap). I would say I’m at an intermediate level currently. Anyone with the certs have thoughts on worthiness / best way to study / how it helped them in their career or job search? Thanks in advance 😄

Conuslting ——— vs. ——— Data Science + Machine Learning ??? $$$$

Looking to relocate, just need a fresh start and I'm open to suggestions. So, I guess I'm asking, what cities have the best jb market/salary range for an editor?

Do companies still hire entry level at this time of the year? I have a friend who just graduated GMU and is struggling to find a job. Her major is MIS and she knows data viz (Tableau), data analysis (R & Python).

How do you cope up with different websites showing different data for the same PE ratio? Is it because some take and some don't take dividends to preferred shareholders into account? What's on your take into this?

Hi Amazonians,

Can any one give me an idea of the CTC of a Senior Operations Associate, IN Associates Business.

Ha anyone (with an MBA) been brought into their firm as an experienced hire at a non-MBA salary? If so, have you attempted getting back into the MBA salary pool? Success/fail?

Capital Hill is popping today!!Somewhat entertaining as they're going in on the CEO of Wells Fargo! 16 violations in 5 years...this is why I love working in Finance.

Any FINRA paralegals here? How do they assess promotion and/or decision to offer a permanent role after the 6 months contract?

What does everyone think about this tech stock downturn?? Thinking about buying a new house soon and have way too much $$ tied up in my and my spouse’s ESPPs 😬

For Parents: what are some child related expenses you wish you would have started saving earlier for?

After maxing out your 401k would invest in real estate or trying to max out your IRA or HSA? Right now I am maxing out my 401k and trying to pay off my 10 more years to go student loan

Rollover previous 401ks to IRA or keep it there? An advisor offered 1% to manage it. Is it worth the fees or should I open vanguard ira and invest in one of the funds?

Spirit Airlines or Jet Blue...

Nothing is stopping this bull market. We are going to ATH with massive unemployment.

What’s everyone’s take on GBTC for exposure to bitcoin?

Hi folks, what is good brokerage account or app to invest in IPOs. I know TD and fidelity have some qualification criteria but I am looking for non - criteria ones.

If I believe we’re nearing market highs, convince me why taking a 401K loan for home improvement opportunities is a bad idea. Assume that I am not currently at-risk for layoff, and the improvement opportunities are on the higher end in terms of ROI (adding bathroom, etc.)

28 F making 132k. I don’t do much in retirement planning yet but hope to start maxing out this year. Should I do traditional or Roth?

Does anyone use a Wealth Management advisor? Pros/cons and would also appreciate any referrals to someone great, thanks you!

Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

It literally makes no sense why the stock market is up

Wondering if I’m putting too much in my 401k, currently @ 85 base per year and hoping to place 40% of my salary for the next 2 months to finish maxing it out. I currently have ~1.5 years expenses and have maxed my IRA and HSA. Should I be hoarding more cash?

Are people seeing housing prices go down in your respective areas? By how much and where are you at?

24 YO and currently down 70% in my net worth ( currently $10K) due to tanking tech stonks.
It’s making me stressed. Can anyone motivate me that it’s going to be ok