I don’t have a finance background and recently started investing in stocks and mutual funds (around 5K usd). I want to ramp up my investments but not sure how and where. Any recommendations for any books/subscriptions/blogs that can help me?

Side hustle or startup ideas for someone who isn’t technical/doesn’t code? Where should I look or where to begin? I don’t have any strong passions or specific skills that I’m confident in. What books, articles, blogs, orgs, events, people I should follow for inspiration that has helped you? I have some cash to invest and am looking for a part time hustle that can cash flow at least a little bit of money on the side.

What’s a reasonable amount for an accountant to charge you for a single year of filing taxes? Simple situation, just filing income and a couple deductions. Just got quoted $700 and thought that was quite high.

Any one took a mortgage from Better mortgage? Thoughts? Yay/nay?

Hey folks,
Please help me choose between following offers:
PwC audit - 36500 pounds - London
Kpmg audit - 31000 pounds - Manchester

Would 31k in Manchester give me more purchasing power than 36.5k in London, in terms of cost of living?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

I have close to 100k point on my corporate AMEX. Planning to leave firm and return corporate card. How do I keep the points?
Thoughts?

I’m 32F living in one of the most expensive non-US cities worldwide. I reevaluated my financial plans and would like to get your thoughts and pointers from the wiser fellow here.
Have a 380k usd net worth, and my financial goals are:
1. Buy a first home
2. Children education to top university (single, no kids now. But i know this is what I want someday)
3. Retirement by 55
I don’t actively invest in this period, but keen to know how others do it & choose the right invsmt vehicle for above goals.

Anyone able to refinance a jumbo 30 year VA for under 2.75%? Just got a quote for 2.75% with one point, and trying to see if there are any better options (e.g., no points or lower rate).

Rollover previous 401ks to IRA or keep it there? An advisor offered 1% to manage it. Is it worth the fees or should I open vanguard ira and invest in one of the funds?

Is anyone of the opinion that we are nearing another downfall? If yes, any guesses on timing, approx what % decline are we heading towards and what our investment strategy could be, if No what makes you feel bullish despite the economical suffering? Background: I have been investing for 2.5 years, had 250K in stocks/ options (all time 40% gain) and am in a bearish state of mind RN, have sold 65% of stocks and trying to get opinions so I can frame next steps for myself.

Anyone playing play-to-earn crypto games? Starting to get into this realm & looking to hear what people are playing. Right now I’m playing DeFi Kingdoms and DeFi Land

I know it’s different for immigrants, but how much have you been able to save since landing in the country; I am 36, single earner no family - 500k cash, 300k 401k and 100k in stock; not a home owner;

Anyone trade riot blockchain? Seems like they just mine cryptos. Might be a good way to get options access to diversified cryptos

Is there any downside or risk with buying a loaner/demo car from the dealer?

So is anyone else obsessively building spreadsheets to figure out exactly how long they could go without an income?

Just finished a Vice documentary on “The Villages” in Florida. It suddenly hit me that the Boomer generation will be a statistical outlier when compared to previous and post generations. As a millennial I’ve come to grips that my family and I won’t have the same country and lifestyle my parents had. Holding 80% of the wealth has its benefits.

Hi- anyone interview at Google for a revenue accountant role. Do you have any tips? Thank you!

Things desis need to stop doing or must be prompted to not do: Commenting on appearances.. “Beta, you’re looking so dull..”
Thanks, I just got out of bed to answer a call early Sunday because you don’t use your smartphone to check the times!

TVC Googler here looking to switch teams. Anyone looking for marketing management talent, please let me know.

Tredence is actively hiring for App dev Positions, Kindly DM if anyone needs a referral for following Positions.

Senior Manager (Full Stack)
Architect/Manager (Full Stack)
Technology Consultant (ReactJS, NodeJS, API)
Senior Software Engineer (Backend- NodeJS Springboot)
Senior Software Engineer (Frontend- ReactJS, Angular)
Senior Software Engineer (UX)
Senior Software Engineer (QE Manual)

Hi, anyone having 3-6 yr of experience looking for Change. Company: EPAM Systems
Skills required
- Experience withC++ development.
- working knowledge of design patterns, algorithms, component optimizations, threading, networking (protocols, etc), advanced debugging (stack traces, heap dumps), etc.
- knowledge of operational models such as ITIL, Agile methodology.
- working knowledge of SQL, scripting (command line), REST & SOAP APIs.

DM for refferal.

Hey fishes,

Any referrals for testing role with 2 yoe.

WFH still unclear and layoffs last week, but sure, send an email about executive level promotions. An A/S person who lost every acct they had in the 8y I’ve been there.

Hi All,

How is UST Blueconch, Pune ? I mean in terms of work culture. Is there any timing restriction like daily one has to work min 9 hours?

Hello All,

Need your suggestions
Holding multiple offers
Happiest Minds - 16 + 1 L JB
Virtusa - 17.10 + 90K variable + 2 L JB
UST - 13
YOE - 4.3
Tech - .net

Please suggest
Thanks in advance

Curious to hear how this group deals with burnout as our brains are very different than non-alcoholics

I have a manager that does not seem to understand mental illnesses, disorders, etc. He thinks I am making excuses rather than trying to explain things (I have diagnosed ADHD, anxiety, and depression) and I’m trying to take ownership for issues but also help him understand what I am describing better as well. We are sitting down for a conversation later this week. Any advice on how to gently educate or help with his understanding of neurodivergence and other mental health considerations?

Hi,
Please do let me know interview preparation for 7 yoe for .net developer. If you have any notes or q&a please share

Tips for CIPP/E? I’m thinking about just buying the book used and buying the sample questions before taking the test. Thoughts? Not trying to spend all sorts of money on all their trainings

Turks and Caicos must see/do?

Any good product marketing related books for those who inspire to become one?

Currently making around 115K TC as a fed consultant with a TS (3 YOE), I want to 50% that with my next hop. I already applied to Microsoft, MBBs, Salesforce, etc. I do business intelligence work (nothing too technical). Any recommendations on next steps? I'm shooting for a tech firm.

I'm about to graduate from uni and have sadly just realised that the creative industries I like aren't going to pay enough, so I want to get into consulting. Ideally in areas like marketing/branding/digital rather than MBB

I have no consulting experience and I have accepted an internship offer at an advertising firm for this summer. What steps would you advise me to take to get into consulting? Also, I get to pick between strategy and accounts for the internship - would either be more useful?

What’s the best/quickest way to learn Python? I already know R well but it seems that Python is preferred.

I needed to share this milestone with people who get it…for the first time in my life I maxed out all retirement accounts and deposited money into a taxable brokerage account!

Fellow Fishes, I am NC and state does not offer any tax benefit for using state 529 plans. Any recommendations of which plan is better (performance/fees). Kid will be heading to college in next 9 years.

23 single living with parents with no expenses.

Am i dumb for dumping all my paycheck every 2 weeks into VGT, QQQ, VOO, ARKK?

What percentage would one have in crypto as part of their portfolio?? It was 5% for me but with recent gains past few weeks. Has ballooned to 14% (even after todays dip).

Looking for advice on what to do with a lot of cash. Wife and I were planning to buy a house and kept a lot of cash in HYSAs (~300k, about 30% of non-real estate net worth).

For various reasons, we’ve decided to postpone buying a house and now I want to put this to better use. I’ve been responsible about maxing 401k, etc.. so now I’m looking for the smartest next move that helps grow but is also relatively stable.

Should I just put it all in VOO? put some in bonds? Put it all on black?

I’m hoping to live off of 200k/yr in retirement. Retirement for me is still 30 years away so $200k won’t be worth as much then. I’m not married so my thought process is once I start earning over $200k income in the next few years I’ll switch my contributions from Roth 401k to traditional 401k. Does this logic make sense? Should I be factoring in inflation knowing that making $100k right now is the equivalent of $200k in 30 years from now dollars?

Do banks get itemized information when you buy groceries? I need to spend 4000$ to get a cash reward. I was thinking of buying a couple of visa cards along with groceries. Can any data scienist /Ml engineer working at the bank confirm this?

It literally makes no sense why the stock market is up

Some rules recently changed regarding 529 accounts. Anybody using this to pay off their student loans with tax free money?

What’s a good auto loan rate? Is it better to buy in cash if possible? Looking at either an X5 or Cayenne. Will be from $75-100k. I know people generally advise against paying all cash, but at what point (at what interest rate) does it make sense to buy with cash?

Looking for an honest discussion.

I believe that investing in individual stocks instead of index funds is essentially the same as gambling.

Explain to me why I am wrong.

Need advice: currently have no investments in any form but looking to start with $25k. I have been slowly learning by myself but would appreciate insight on where to start. Recommendations on ETFs or index funds? TYIA

Currently paying off student loan at 4.5% interest rate. Any refinancing options for non-citizen (also no PR)?

Any internationals refinanced their student loans? How much/what percentage did you save?

Anyone have advice on what to invest in within a Roth IRA? Diverse set of ETFs, buy and hold high dividend stocks? Pretty new to investing and the current climate is making me overthink everything as well. Thanks!

I just realized I’ll likely have a MAGI of over $124,000 this year and will have to reduce the amount I contribute to my Roth IRA. I don’t know exactly by how much and I’ve already contributed about $1,900 directly through my Roth IRA. Does anyone know if I can still do a backdoor Roth IRA for the remainder of the $6,000? Is there any way to avoid over-contributing to my Roth IRA by the amount I already put in there?

I'm 33, married, single income household, no children, and we won't have be having children. If I retire at 65, I estimate I'll have $8-10M saved for retirement and will have no debt. Is this enough for two people to live on in retirement? I'm assuming I won't receive any social security income.

What’s everyone’s take on GBTC for exposure to bitcoin?