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I feel like I’m behind all of my friends who went into banking. I’m only making $120k and they’re pulling $200k (25F)

likefunnyupliftinghelpful
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Surprised by all the negativity here... why don’t we try to provide productive advice to OP?

I’ve definitely felt the same as many of my friends work in tech or went the startup route. A couple have raised $100m+ for their companies, another was making $1.2m at 19. Trust me... it was hard to NOT compare, especially to people who were in the same classes as me.

It took years but eventually I began to realize that everyone is on their own path. Some value money and tie their happiness to how many cars they have. For me, I made the decision that it wasn’t the life I wanted to live.

Focused on friends and building close relationships. While I don’t make as much now, I’m definitely happier and have a strong support group around me.

In short, and echoing other posts above, don’t compare yourself to others. Focus on where you want to be in life and work towards that.

likeupliftingsmart

Only making $120k. You make more money than most Americans will EVER make.

If your only friends all make significantly more than you, yes, that will be hard. Particularly if they are always planning things outside if your budget. Do either you decide making more money is your biggest priority, you decide that they are true friends and find ways to enjoy their company that doesn't depend on money, or you get a more diversified friend group where money isn't focus because everyone makes different amounts and respect that.

likesmart
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Yea and Kylian Mbappe is 22 making $600,000 a week so there’s always someone making more

likefunnysmart

G1 I’m picking up what you’re putting down... and I like it.

likefunny

Look into the mirror and say, ‘the money I earn defines me and my success’. Repeat it a few times and you’ll realize how idiotic it sounds.

likefunnysmarthelpful

“The money I earn defines my value in the marketplace”. That’s somewhat true... ☹️

like

I'm 25f and at 90k but a happy kid 😊

likeupliftingsmart

When you work crazy in 20s in shows in 50s :) unless you are very healthy.. seen some who could not enjoy what they saved .. Happiness is key and it can be found inwards not comparing w others

like

These posts can’t be real, how low of an eq can someone have

likefunnyuplifting

How do your hourly wages compare? Do you want to work 80-100 hours/week for $200k and have no time to enjoy life?

likehelpfulsmart

I’m a 2019 MBA grad. Have literally had 4 classmates text me in the last couple weeks who are currently bankers, and wanted help prepping for casing because they’re interviewing for Corp dev roles which require it. Banking is AWFUL right now.

likeupliftingfunny

Hey OP! Find out how you can add more skills to your portfolio that’s the way to go about it without adding a lot of stress thinking how much others are making.

University professors with PHD make less than what you’re making. I am 34 with 10years of consulting experience and I make same as you do.

My friends make more than I do, but our paths and experiences are different and I don’t wanna stress about it 😊

likesmart

Every path is different and people pay for skills than experience...

I’ll let you in on a little secret...it’s not what you make at a corporate job, it’s what you’re pulling in from your other streams of income (rental property, investments, tutoring, etc).

Yes, in B4 consulting limits you - but that should be the motivation to exit for a bit more, put a plan in place and start building your other revenue streams.

Personally, that’s where I’d put my focus.

likehelpfulfunnyupliftingsmart

So you’re like a PhD? Basically smarter than I’ll ever be 😂 that makes it less painful. However I love the advice about focusing on passive income streams as opposed to side hustles. As a 23 year old I still have the ability to curate & shape my investments for the rest of my life, so I’m planning on using those type of moves to be financially independent and retire early!

like

You’d be surprised at ho unaffected you life is by going from 120 to 200. Especially if your 25 and single.

like

Had a big effect for me. Luxury water view apartment. Bottle service at E11even. Just ordered a BMW M3. Mind you I probably shouldn’t spend like that but I’m 27 and single so why not

like

Are they falling behind in WLB? Personally I would take a 120k 40-55 hour week before a 200k 75-90 hour week.

likesmart

Where can i get $300k constant at 40hrs? I’m happy to stop there

Everyone is falling behind compared to someone else, it just depends on who you decide to compare to. You'll be much more satisfied if you make your frame of reference internal rather than external.

like

@PwC 3 - Decide on what matters most to you, and set your own internal/achievable goals. Is it saving 40% of take home? 60%? Hitting 1M in 12 years and early retirement? Figure out how you want to make your money work for you. I can confidently say that many of those "peers" spend the $200k. Do you want to turn it into investments? rental properties? take a lavish trip every year? Plan a baller wedding? Start a foundation? Pick 1-2, and then start working towards them. Stay in your lane.

Take 5-10 minutes every morning and write down 3 things you are grateful for in your life now. Then, look back on the last 5 years and come up with 1 thing you are proud of from each year.

Hopefully this can help guide you towards your own internal compass. Other people are probably in debt up to their eyeballs to "show you" how much they make (nice car, nice watch, nice house). But what matters is having the money to go after the 1-2 goals that really matter to you.

like

Wow this is the prime example of “comparison is the thief of joy”

likesmart

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likefunny

Have you considered one upping them by marrying a HF or PE bro?

like

You will likely always be behind your friends in banking, but you will have a life. Get over it.

like

I made my first million by 8 years old, so you have some catching up to do

likefunny

Comparison is the thief of joy

likesmart

$200k is no big deal. Even $400k is no big deal. Just jump to FAANG and you will make that range. Then you will get used to it and realize bankers at VP level and below are getting massively pimped by the banks, living just a middle class lifestyle in NY or CA while you are making the same money working 40 hours a week, wearing a hoodie and have your lunch catered everyday.

like

FAANG is Facebook, Apple, Amazon, Netflix, and Google. Acronym was formed a few years back to describe a group of tech stocks that had rapid growth. People misconstrue it now to assume it means it’s the best of the best, and often correlates with high paying jobs. sometimes you’ll hear FAANGMULA (Microsoft, Uber, Lyft, Airbnb?)

like

Yeah. Look at professional sports players. They’re making millions. You’re definitely falling behind.

likefunny

Go to PE and make more than them

likefunny

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