I forgot that I have 95k in a HYSA (0.50%).. should I invest if, move it to a 9 month CD (0.65%) or keep it in there? I don’t foresee using this money anytime in the next year.

I have about 70k invested and my portfolio is kind of random (majority in S&P, VOO, then a few shares in different companies.. I usually just put money in and don’t sell).

Any advice greatly appreciated! Thanks!

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When do you plan to use it? Is this your emergency fund or have a purpose in the near future like a down payment? Do you have any debt? Just trying to understand if you need it or should invest it

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Good point, will look into whether or not I’m maxing... I think I am? But don’t know tbh

Invest. Interest rates will stay low a CD is pointless. Check out HM Bradley for higher interest on savings (FDIC insured very safe offers 1-3%)

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Haven’t heard of that. Thought Marcus had the highest interest rates but will check it out!

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