I found a great great home near family perfect location to things, decent size, but is expensive. I don’t have $120k to just drop for the down payment (I want to have money left to furnish or just spend) my salary is under 6figs and even if it wasn’t I feel like it’s still not enough to rack up $60k within 1ish year. Does anyone have any side business or alternative income ideas to earn more money? I don’t wanna go an FHA loan for the 3.5% cause mortgage will be very high. Thoughts?

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Sounds like you’ve found a home you can’t afford and should prob forget about it. No side gig will get you enough money fast enough

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Don’t worry. The house probably has 30 cash offers on it above ask already. You wouldn’t get it anyway. Focus on a house within your budget and growing your side hustles sustainably.

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Get a better paying job?

likeupliftinghelpful

I see you Dave Ramsey

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Make a budget then look for homes within your budget.
Don’t waste your time otherwise

likeuplifting

Not all 3.5% loans are FHA, I’m assuming the PMI from an FHA loan is substantial

Find a lender that’ll do low money down with a reasonable PMI

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I bought a house this summer at 5% down and the lender picked up my PMI. I would speak to a local lender about your options.

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Trading would, DM if you'd be interested

Don’t dm them

likefunny

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