{ "media_type": "text", "post_content": "I got a side hustle part time job that’s not under the table. I don’t wanna do 401k through them since I already have a good 401k through my full time job. Is there a way to opt out of doing 401k for that part time job or do enroll and then just put 0% allocation?", "post_id": "5fd9a87c42f4d70021b75c58", "reply_count": 6, "vote_count": 2, "bowl_id": "59064a3cb12379001006592c", "bowl_name": "Personal Investment Chatter" }

I got a side hustle part time job that’s not under the table. I don’t wanna do 401k through them since I already have a good 401k through my full time job. Is there a way to opt out of doing 401k for that part time job or do enroll and then just put 0% allocation?

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Actively enroll at $0. I’d be more concerned about conflicts if your side hustle is big enough to offer retirement.

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Huh? Nobody can force you to participate in a 401k plan. You can always opt out.

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Sometimes companies default you to force saving. You have to opt out back opt in. I think ACN is 3%.

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Enroll and put 0%

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Thank you friends for clarifying ! Side hustle doesn’t conflict at all. It’s a seasonal retail gig during the weekends.

Only other issue is to make sure you don’t exceed tour contributions, but that doesn’t seem to be an issue here.

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