I got offer in May and just noticed that PF is 12% of 15k. Can this be increased to 12% of basic once I join next month?
Any employees working and paying PF monthly can help clarify this please..

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Yes you can maximise pf after you join by raising a ticket. Both employer and employee pf will be maximised and deducted from ctc.

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I dontthink that will increase your CTC.. Amount will be adjusted from Executive Allowance as pointed out by other user.

You can maximize the PF contribution to 12% of basic. Employer contribution will be adjusted from your executive allowance.

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Employer contribution belongs to 80C as well. Right?

Overal ctc wont be increased, if your ctc is 21lpa and basic pay is 6lpa after maximising pf, employee pf 72k and employer pf 72k both will be adjusted from 21lpa only

For your example, 21L is including 23,400 Employer PF.
Base+HRA+ExecutiveAllowances =A
Employer PF + Gratuity =B

Out of A, employee will pay their 12%of 6L
Then, when employee also pay 12%of6L then the above 23,400 will increase so B component automatically increases, isn't it?

It will be deducted from the Executive allowance only and CTC will be same.

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