I had about $100K cash saved up for business school, but now have a $40K buffer because I get a firm stipend and wont be able to travel for the first year. What would YOU do with it - invest or keep in cash/CD? I won’t need it for another year, if I need it at all.

I’m current a DI employee and I’m filling form 11 right now as a joining procedure for another firm and it asks two questions: 1. Whether earlier a member of employees’ provident fund scheme, 1952
2. Whether earlier a member of employee’s pension scheme, 1995
I know the answer to 1st is yes, but what about 2nd one?

Trying to get a pulse on what rates people have gotten recently I.e. in the last 90 days for a 30 year fixed. Please indicate if you purchased pointed or not?

Ex-ACN Employee with question about ESPP-related line items on pay stub. I assume I'll need to know these if the day comes I sell and need to adjust the cost basis to avoid double tax.

Can someone please explain what the following are:
1. ESPP##TxbIncome: $XXX.XX
2. FracShareNonTax: $XXX.XX
3. NetShrDel##NoTx: $XXX.XX

Fish on H1B.. are you guys buying house / investing in real estate? I am seriously considering getting one, but a bit on the fence with the H1B situation.

First year out of undergrad....saving 10K. How bad is that?

Anyone else in ATL? We had the highest inflation increase of any city in the nation last year and COL is way up. My rent is now more than it was in DC. Anyone seeing COL adjustments? F20 not FAANG.

Looking to connect with individuals who are on the market for a new home in Austin. Preferably new builds and/or considering buying a lot and building on their own. Resale is okay too! Hit my up in my DMs. Will venmo you for a cup of coffee for ~15-20min of your time.

So I think that Bitcoin fork is super similar to a stock split at its core, from a trading perspective. What are folks thinking? Selling is a better option than hodling as market may incline more towards one or the other?

If I have ~$700 to invest, which stocks are a good option?

Hi fishes, do you know a good investment planner in Bangalore? If so could you please share the details? Thanks in advance.

Hi All

I interviewed for JPMC Mumbai but process seems but delayed. recieved call from hr discussed CTC and all , but they keen on understanding my travel to office as I live a bit far from office location

Does JPMC rejects for such reasons ? Also how much time does it takes to release offer letter ?

Seems but delayed to not sure why ?

Any idea what could be the issue ?

Does EY provide any kind of loan facility to employees? If yes, is the interest rate minimum or high?

For people who pay rent vs people who pay mortgage, doesn’t it make more sense to pay mortgage so that you have an asset rather than throwing money away on rent?

Is this a good deal? 2017 Honda Civic LX Sedan 4D (what does LX mean?), 49,438 miles for $20,990? My car broke down last month and this is the first time I've bought one by myself. It's through Carvana cause I thought that would be easiest. Thanks! 😊

When an injury happens at a franchise, do you always include the franchisor in addition to the LLC that owns the location when sending a demand letter? If it’s a very large corporation (say a hotel chain), how do you choose which corporate entity to name?

looking into rolling old 401k into a Roth IRA. I just graduated from MBA and therefore have only worked a few months in 2022. Am I correct in thinking that the taxes I pay will be lower than if I did this in any other year where I worked the full year? Any other drawbacks or things to think about?

Question: Are you technically supposed to put any profit you made from the sale of a vehicle on your taxes?

Looking for banks that focus on enterprise software, or general software/tech. Any suggestions on who to start with or good sources to find these banks? Thanks!

If you had the opportunity, what would you say to your CEO, and who is your CEO?

Hi, need 11 likes for dm.

Looking for high school art history curriculum. Semester class.

Hi All
I need someone guidance and clarification 2 choose a right offer
Once upon a time no offers at all now being an Immediate Joiner I have multiple offers which leads to so many confusion and fear.
Pls help
I have below offers I am based out of chennai
Over Exp 8
Lti -8 fixed no Varbl no bonus Consultant rle
Infosys 8.5 fixed no Varbl joining bonus of 50k- Consultant rle
Hcl 9 fixed fixed no Varbls no bonus
Maveric ba rle 9.5 no Varbls
Virtusa two projects
11
11.5 yet to choose
Pls guide

Is it bad to chase a girl or to put efforts in getting her?

Hi ! Can y'all please recommend things to do in and around NYC for a 4 day trip for a couple in late July. Thanks!!

Supply chain experts, quick question. What does days before next run (DBNR) imply? And what is the right way to calculate it? Hearing it is last 3 months actual runs - next 3 months projected runs. Not getting clarity.pls help

Why Amazon guys are so egoistic. I joined Amazon 2 weeks back, got assigned some tasks.

In morning call everyone is saying to connect with them if i need any help. But when I go to them for help they don't even reply and even if they do they just give me a document link.


Stuck in something where infra understanding is required, atleast share me the ip, url , of the dev environment.

Producer looking to transition to Project Management (client side) having a super difficult time landing interviews. I def have transferable skills. Any advice?

Rising petrol prices🥴🥴🥴
That too I'm from Andhra Pradesh where its highest across the country!

Recently talked to a recruiter who said their paid social planners only plan the media and out sources their buying to another agency. That’s not very common is it? I have always done both.

Is it even possible to get HSW with a low GPA (3.3-3.5 range) if you’re an ORM guy? Even if you went to top 20 undergrad, top GMAT (780-800), good work experience (top consulting firms+FAANG)?

I am someone who really needs help. I am looking to get into the IT industry for a year now. I am from mechanical engineering domain and looking to transition. Frankly, I am willing to work in any domain of IT but I'd prefer data analytics as I have gained some basic knowledge by doing Google Data Analytics Certificate and I have a good knowledge of SQL also, I learnt some of PowerBI also on Udemy and have been working on spreadsheets. Plz help me with guidance, referrals or anything u cn muster

What's the best way to get your project changed in IBM?
Working in energy utilities account for last 10 months as a BA, but the work is not good at all.
Should I try to check with my people manager or look outside IBM ?

How much a senior pricing analyst earn?

Has anyone interviewed at VCs like Third Rock, RA Capital or generalists like General Catalyst? What is the process like?

YouTube is running ad pods replicating a TV like experience. I think we have come full circle.

Does anyone have one of those Infograph’s that show how to optimally allocate your savings? Something like 401k match > HSA > Roth etc (example, I’m not actually sure what the steps are).

Is $78k enough for starting salary in SF? I’m splitting rent with girlfriend, so won’t be much more than what I pay now in Chicago, under a $63k salary. Is it a smart move?

I find this bowl both inspiring and depressing as I’m at the lowest of lows in financial terms of my life. Ugh.

We want to be ready to buy a house in about a year. We currently having money sitting in some CDs, but I feel there is probably smarter ways for us to be saving the money. Advice?

Just signed the offer for my exit. Getting a 30k+ signing bonus, and would like to hear thoughts as to some good ideas to invest this to maximize my potential.

Some ideas I had is putting some in a ROTH IRA and the rest in a high yield investment account or a VOO, as extra capital I can use to invest in real estate or start a business in the near future. Would love to hear what the bowl recommends.

How do people here reduce their tax bills? Me and my SO earn about 400k gross and take standard deduction. We don’t own real estate, only S&P500.

Joining a startup without a traditional 401k (not US based). Are there any other equity investing options besides IRA and standard brokerage contributions?

Let’s share food ideas we eat at home to help us save on dining out. This is where I need help since I love a good meal and don’t like to skimp here

I’d love some help thinking through this. I’m currently renting for $1600 base ($1800 total) and live in the least desirable part of town, and expect it to raise to about $2k/month. I was planning to buy my first property in the city and Airbnb part of it, but it will take me about a year to save up the cash (~$500k starting). Eventual goal is to move more rural but trying to build to FI. I found a property in my ideal dream location for $280k but it needs work, and can’t Airbnb it. Continued

Has anyone taken a mini retirement ( 1-2 years off)?

I make 70k CAD and want to get started on my FIRE journey. Any tips? I don’t have a lot of savings and I have only just started. Pretty scared seeing the housing prices 😢

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

So let’s say I meet my FIRE number but all my money is in retirement accounts....how do I retire early? By early I mean like late 30s early 40s. Wouldn’t I pay a penalty?

Has anybody used personal capital advisors? Is it worth it?

Hi everyone, I’ve seen a ton of posts recommending bogleheads. Would you all be willing to attest to it personally and share what kind of growth you’ve seen by following the simple three fund philosophy (or bogle’s philosophy as a whole)?
New investor here, a lot to learn so thanks for all the resource you all share.

What is the best credit card right now? I have mostly used my Marriott and Southwest for the points, but looking at other cards. Chase Freedom is not that great. Heard good things about Chase Saffire Reserve. Also thinking about non travel cards. And Amex. TIA!!!

Does anyone know the answer to this? - My first mortgage statement was generated on 11/2 with a due date of 12/1 and includes a month of interest based on the balance on 11/2. I made a principle only payment on 11/14 of $500 which was applied right away. Will the interest automatically recalc to reflect a lower outstanding balance for a portion of the month? I plan to do this every month.