I had no idea that Regulation D existed (max 6 withdrawals/transfers a month out of savings account). Apparently this paused since April 2020 due to covid.

My paycheck goes straight to CapOne savings and I have a lot of transfers (assuming they are considered transfers). Lump sum to checking (rent mostly), payment of like 4 credit cards, brokerage account, maybe more.

I moved out of my parents place a year ago so maybe I never had 6+ moves until covid. Should I move this activity to checking?

Can we add gym membership to get refund or add it to reduce taxable income?

Anyone who left HCL me what to fill in current PF trust/RPFC for withdrawing PF

Took my first round of Clomid 50 mg this month and learned today that my progesterone levels are low and I likely I didn’t ovulate. I feel discouraged. Been ttc for 10 months now and I learned recently that Im not ovulating. I didnt think It would be hard getting pregnant as I had regular cycles before covid. Anyone had luck ovulating and conceiving with an increased dosage of clomid? Looking for encouragement and success stories to lift my spirits

Newbie here. If BTC goes below $10k, planning to buy first $1k worth. Stupid or smart?

Tsla, hold buy or sell?
Such a red day, I am all over negative!!!!!

I have family money and it’s caused me to become frustrated with my job. I really enjoy my work, but the compensation is not significant in comparison to the money I already have. My cost of living is beyond what my job provides and financed mainly by my inheritance. My parents look down upon my job and spending the last few months in quarantine with them has made things worse. They make me feel like my job is pointless. Are they right?

Looking to buy a condo or townhouse in downtown or midtown. Confused which option may be better. I am concerned of sudden loss of equity if market crashes; which one is a safer option. Any good realtor recommendations feel free to share or DM me HHI ~500k Max down payment 225k

My fiancé and I are first time home buyers (both 28 yo) and would like to know what makes more sense: buying an expensive home or buying a lower cost one. Our combined income is around 400K but since we just began working post school, our savings are only $70K right now (also 30K in student loan debt). We’re buying in a high property tax state where taxes could be 4% (think 12K taxes on 600K home). Should we get a 500K house or get a 800K - 900K (which represents most I’m willing to spend)

How many houses/ what total value do I need to bundle them and finance as a portfolio?

Can someone recommend a real estate agent from personal experience? Interested in buying my first property.

Promotion year and not promoted due to COVID-19 VS. getting laid off: which one is worse?

How has the recent events like Covid19 and your firms’ response made you think more about the financial resilience of a future employer? How do you evaluate this against other factors (eg. comp, WLB)?

529 NY question. I want to setup an account for my daughter. Planning to contribute $10K to maximize the tax deduction as a married couple.
(1) Should my wife and I setup two accounts for our daughter with $5K each? Or ok to setup a single account under one of our names?
(2) Understand $10K is below the annual gift tax but 529 is considered a gift. Is it good practise to document this in some shape/form? Like a one page doc that my wife and I sign stating we gifted to a 529 $10K in 2022.
Thanks

I rollover my old HSA account to the new one. But my old HSA bank just sent me a $5+ check left over with description as “rollover” to me.

Do I just deposit that to my regular account or need to figure out how to deposit it to my new HSA account?

Got my first job working retail! I'm so excited. I'm only 18 and I know it's not that much but I'm happy that I get to earn my very own money.

Can someone provide some insights on how to become a financial advisor with MST and CPA background ? I realize my relatives are sitting on so much cash and they’re not even investing. I want to help.

2020 fall admit here. Many of my main drivers for business school have been impacted by COVID-19, such as getting back on campus and meeting new people. Concerned I’ll be wasting a once-in-a-lifetime opportunity starting b-school likely virtual. How have others approached the decision of going, deferring, or not going? Seems like a debate around the “least bad” choice

Since joining fishbowl, I am curious, what does everyone like most about this platform?

Any thoughts on the hours in the tax-exempt org group? How is the work?

Hi everyone, Im looking for a change in my career path. Currently, Im looking for Data Scientist position with 2-3 years of experiences (Master degree) in the bay area. If your company is currently hiring, please let me know. I would love to have a chat to learn more. Thank you so much!

I am given no work and busy season has begun, should I be worried? I am a first year associate.

My mom is selling a house in Florida. The most attractive cash offer is 11k lower than the financing offer. Taking into accounts that the buyers offer to pay, the difference is about 7k. Should we take the cash offer for quick closing or take the chance with the financing offer?

Why is DTS such a convoluted mess? Three trainings so far, but I don’t understand how to use the system.

Hi, I have a interview for Customer Success Manager any interview tips or important questions I should know thank you !

Hi there! Would love to hear stories about when you were surprised to receive a job offer. Go!

Hit me up if you want a referral to Fannie Mae! Great wlb!

I'm considering canceling a job interview because I got another offer and I'm not interested in the company at all. Bad idea?

For some context I went through my
final round with a potential employer a
little over a week ago. If the recruiter
said they'd provide me with an update
by Monday (today) and they did not
provide it yet, when should I reach out
and follow up?

im on a call with my director and im really sad about something that happened in my personal life and im holding in my tears waiting for this call to end so i can ball my eyes out

I received a mail stating CDP completed. Any idea what's that

Hi fishers,
I am looking for Sailpoint IdentityIQ Developer role having 8 months of experience in Sailpoint and over all 2.6 experience. Kindly help me out

anyone out there submit their billing to a third party for client billing guidelines compliance? Looking to replace my vendor and looking for recommendations.

Getting really frustrated with my job. Im by far the busiest associate my year level, and there are 2 people in my group who literally have no work at all. I feel like I keep missing targets and the partners are disappointed in me, but it’s hard to motivate when I see others not doing anything. I know I should be grateful bc the partners think I’m better than the others (and job security) but I can’t seem to convince myself to care.

Do you have a sense when your company will return to the office? Or is everything still vague. Trying to anticipate lease renewals or alternative WFH moves. Thank you!

What is the work from home scene in HSBC Bangalore?

Have to donate my old car. What precautions I need to take. Should I start with donation companies which tow the cars..my car is sitting outside driveway for 1.5 yr. Do I need to pay anything to the donation company.

Ally vs. Wealthfront?

I contribute to 401k, HSA, and Roth IRA, and have enough expenses saved up in savings... should i be investing in stocks/funds with the rest of cash i have left every month?

Has anyone here successfully fought off a NYS residency audit when changing your state of residency? Hoping to relocate to FL to take advantage of no capital gains.

Anyone following AVYA? Part meme, with bankruptcy risk but feels like enough in works for a turnaround. New CEO, plan to service 2023 debt obligations, sticky enterprise customer base. ~$3B in 2021 Revenue, with $100M MC (down 96% since mid 2021 ATH).

Economy is shit though — would love to hear opinions from TMT experts or other smart folks here.

Do you plan to retire outside the US? If so, how does it impact your retirement age?

My wife has EU citizenship and I also have a citizenship from a developing nation (cont)

Need some advice: recently left Deloitte and joined new company that uses Fidelity for 401k — Deloitte used Vanguard. ~$13.5k in the Vanguard account, so should I roll over into new company’s..Cont.

Do any of you guys invest in iShare ETFs, specifically in $KSA? Looking to invest in Saudi development boom, but unsure which ETF vehicle to choose from.

How does Backdoor works from Accenture After tax contribution account to my vanguard Roth IRA account?

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

Thoughts on Indexed Universal Life Insurance as an investment vehicle? I hear the pros and cons from the sellers of this, whom I understand gain heavy commissions. But wanted to get thoughts from investors and if this isn't a good vehicle, what alternative investment vehicles do you suggest (outside of stocks, Roth, 401k, and real estate)? Looking to diversify my portfolio.

I'm 43, married, income 600k combined, and we have 2 properties worth 3m and investment accounts worth ~2-3m.

Thanks!

Can anyone plz share the famous blueprint for income allocation by someone - 401k match -> roth ira -> max 401k -> hsa. Can’t remember all steps

I was going to buy a condo this year and I just found one in a pretty good neighborhood. I do feel it is being sold at a premium but I can afford the property and locked down a 5.5% interest rate after a buy down costing 4K. Should I hold off on buying a place. The monthly payment is higher than I would have wanted but I feel like buying is better than renting because you are investing in yourself.I had saved up 40k and it’s in my account for buying. If I don’t buy what should I do?

Should I use my HSA for pregnancy/birth costs (now) or keep it invested within the HSA for later down the line (retirement)? Spouse and I are both 32 and the balance is about 3k in HSA (We’ve been using it in the past).

It’s the weekend i think I’m going to play tennis what about you

Hey! I just graduated college. I want to start investing, but wondering the best way to allocate my $85k salary, pay off my $27k student debt, save some money to live on my own (NYC), and build a strong investment portfolio.

My monthly paychecks will be around $5k. I want to allocate $2k a month to student loan debt for a year until paid off. My family will put 500 a month towards loans. How should I best allocate the remainder?