I have $100K just sitting in Ally and it is making me anxious with the low return. It is hypothetically for a down payment in the next year. But is there anything better for a short term investment than a HYSA getting 0.6%?

Is ThirdLove worth it? I’m a 32A so don’t need support as much as I need some extra oomph.

What typically strong advertising country would you recco moving to post Covid?

Hi everyone! Just wanted to share an opportunity with you all! I have an email list where I’m sharing quick special ed teacher hacks. If you want to join the list, sign up for the freebie here!

My H1 will maxed out in 2 years & don’t have 140.
Can Deloitte considers day1 GC initiate process ?

Best agencies in Texas?

With the market pushing higher to mostly ath this week, are you keeping cash reserves for a slight pull back or putting money in the market today?

Anyone tried any of those new non invasive fat loss treatments like coolsculpting/kybella/sculpsure, etc.? Would love to hear any experiences/results

What do you find most challenging about being a minority in marketing?

Hi!

I’m a claims adjuster and have been working in the property & casualty industry for about 15 years. Can anyone recommend any companies that pay well, have good benefits and a good culture? My current company has great benefits, and a great culture but I feel I’m severely underpaid.

If you leave your firm, do you message and thank the partner that was on your project? (barely spoke to him)

I have a small business that I started last Fall. In an effort to just get started I choose a business name that included my name. As I continue to grow I want to rebrand with a more generic, but catchy name. How did you all come up with your business name?

How bad is under-the-table work? I’m on mat leave but would love to dig back in a bit. Anyone need some copy with a side of danger 😈?

Anyone have experience with slow rising HCG? Mine went from 41k to 58k over 4 days. My OB is concerned with those numbers. Curious if anyone else was similar.

Jim Cramer tweeted today that NOW is the time to be bullish and he’s “never been more certain of anything in my life”…sooo yea we’re going to crash hard. Hold on everyone! Or actually no sell everyone!

Anyone want to hangout for brunch in Chicago one day? 💞🤷🏻‍♀️

Anyone familiar with Periscope? How does it compare to other agencies and what type of work can I expect?

Desi moms, what do you send in the lunch and snack box for a toddler? Most of the kids in her daycare are Indians - can I send stuff like pulihora etc? (Was bullied heavily about my lunchbox when I studied in a middle school in the 90s in USA )

Best retirement calculator/tool?

Could be a different bowl I should post this in but does anyone have recs on ways to monitor your monthly spending? I have mint and personal capital but I kind of want to still use excel. I might go the route of pulling all transactions from mint and exporting into excel but wasn’t sure if anyone had a better way or can point me to resources that’d help me with this

Backdoor Roth question. I get you put the money into your Traditional IRA then convert to Roth, but what happens the subsequent year if you want to back door again? Do you have to open a new traditional IRA and convert to a new Roth? Assuming you’re not eligible to contribute to a Roth in the first place (hence why you’re doing the back door) I assume you’re never able to contribute post-tax funds to that newly converted Roth unless you meet Roth income requirements?

Given the strength of the dollar vs the euro, could people purchase euros here in the US (banks/money exchange stores) and sell them later when the Euro becomes stronger? Is this possible/legal? I assume taxes would need to be paid on the gains? Never dabbled in Forex so please forgive the newbie question. This scenario just keeps running through my head when I hear the news. And I keep wondering why people arent doing this 😅

(1/2) As my first full year of practice comes to a close, it looks like my pre-tax salary for this fiscal year year will be just short of $400k — after year end bonuses are distributed next month (the 400k figure also includes my low base, but 75% of it reflects bonus). As of now, before my bonus has come in, I’ve got 193k student loans, 60k in investments, and 20k in savings. How much of the bonus should I use to pay student loans, and how much should I contribute to my investment portfolio?

Has anybody used home equity to help fund a business?

Is wealthfront allowed at Deloitte?

Just realized the Financial Panther FIREd with just $175k. And by FIREd I mean, quit his day job and only does gig work (DoorDash, Rover, AirBnB) at his convenience. In case anyone is feeling trapped in their current job situation.

Starting to think about buying a house in a little over a year and want to invest some of my cash into something safe but that will get a good return compared to just having it in the bank. Any suggestions?

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

Out of curiosity how many people lost company match due to COVID?

We did, but I am still maxing out my contribution.

I have another friend (same industry different company) who also lost match.

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I recently left Deloitte for another company that also uses Vanguard to manage their retirement plan. Trying to figure out whether or not to roll over my existing funds (about 70K) into the new account. Other than fees and investment options, what other factors should I consider? Do folks usually just roll over their accounts when joining a new employer? (Sorry for noob q’s this is my first time doing this)

Follow up question from below, when is the right time to get a financial planner?

Anybody had experience helping spouse or close friend get over the mental block of investing, due to their growing up poor/having to support their parents and thus being unnecessarily conservative with money? Caveat that they work in finance/investment so they understand fully that historically stock markets have done ~10% return on an annualized basis. But their excuse is since they work in investment, they’ve seen too many trades/funds blowing up etc.

Best credit card for points? For auto-payment, lots of retail shopping, groceries, gas, etc

When you calculate net worth do you include the FMV of your house or just your equity in the house (FMV minus outstanding loans)?

With the market pushing higher to mostly ath this week, are you keeping cash reserves for a slight pull back or putting money in the market today?