{ "media_type": "text", "post_content": "I have 120k Amex points, what is the best possible conversion rate that I can get? Plain cash back is really bad, I am thinking of transferring to some partner airlines. Thoughts?", "post_id": "5c759bec164565001b1375fe", "reply_count": 10, "vote_count": 2, "bowl_id": "58f82522753e990016609224", "bowl_name": "All things points" }

I have 120k Amex points, what is the best possible conversion rate that I can get? Plain cash back is really bad, I am thinking of transferring to some partner airlines. Thoughts?

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OP Transferring points won’t be a posted conversion rate involving $. It’ll likely be 1:1 conversion of Amex points into another program’s points, which can then be redeemed with that program. For example, I just redeemed 55K Amex points by transferring them to Aeroplan (1:1 transfer ratio) and then using the Aeroplan points to book a business class flight to Europe on SAS.

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you have more than enough for ANA business class round trip from nyc to tokyo fyi

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If you sign up for the Charles Schwab Amex Plat, you can cash out to a brokerage account at 1.25 cents per point. From there you can transfer to your bank. Assuming you hit get the Platinum sign up bonus, you'd be able to cash out $2250

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This is the right answer

Where can I get that rate? I am getting a conversion of .7 cents only

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🌮

Transferring to partners for specific sweet spot redemptions is the way to go. In general, you should be getting at least 1.5-2 cents per point A word of caution: always verify award space before transferring, you can never undo it.

Oh I gotcha

Home depot gift card is not a bad option (not as good as Charles Schwab route or miles though )

Huron1: that is good info. Let me check it out

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